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Financial statements

OXBRIDGE RE HOLDINGS Ltd financial statements

Income statement, balance sheet and cash flow statement for the last 10 fiscal years, taken from the XBRL data OXBRIDGE RE HOLDINGS Ltd files with the SEC in its annual reports.

In USD millions, except per-share amounts. Outflows in the cash flow statement are negative.

Income statement

FY2016FY2017FY2018FY2019FY2020FY2022FY2022FY2023FY2024FY2025
Revenue19.123.83.80.981.2110.20.85-7.050.552.58
General and administrative1.421.331.281.071.031.311.412.181.923.05
Operating expenses16.544.411.61.131.131.572.62.176.04
Pre-tax income-20.6-7.75-0.150.098.66-1.75-9.37-2.59-2.08
Net income to minority interests0.040.540.140
Net income2.58-20.6-5.75-0.31-0.058.57-1.79-9.92-2.73-2.08
EPS, basic0.43-3.55-1.00-0.05-0.011.49-0.31-1.69-0.45-0.28
EPS, diluted0.43-3.55-1.00-0.05-0.011.49-0.31-1.69-0.45-0.28
Shares, basic (weighted)6.025.815.735.735.735.745.775.876.17.39
Shares, diluted (weighted)6.025.815.735.735.735.745.775.876.17.39
Dividend per share0.480.360.000.000.00

Balance sheet

FY2016FY2017FY2018FY2019FY2020FY2022FY2022FY2023FY2024FY2025
Cash and equivalents35.77.768.078.027.483.531.210.52.140.27
Receivables0.1
Property, plant and equipment0.050.040.020.010.010.010.01000.02
Lease right-of-use assets00.130.220.140.040.010.150.04
Long-term investments011.2
Total assets5121.412.69.59.0817.716.68.257.478.05
Total liabilities13.87.484.251.451.061.041.632.921.621.56
Paid-in capital3332.132.232.332.332.432.532.734.138
Retained earnings4.53-18.1-23.9-24.2-24.3-15.7-17.5-27.4-30.2-32.1
Other comprehensive income-0.41-0.0400
Shareholders' equity37.213.98.318.048.0316.7155.333.955.92
Minority interests0.160.06
Total equity37.213.98.318.048.0316.7155.334.115.98
Total liabilities and equity5121.412.69.59.0817.716.68.257.478.05
Shares outstanding5.925.925.735.735.735.755.775.876.387.66

Cash flow statement

FY2016FY2017FY2018FY2019FY2020FY2022FY2022FY2023FY2024FY2025
Net income2.58-20.6-5.75-0.310.05-8.57-1.79-9.92-2.73-2.08
Depreciation and amortization0.020.020.020.010.010.0100.0100
Stock-based compensation0.120.130.130.040.030.060.130.260.230.42
Change in payables1.07-1.07
Cash from operations0.42-26.3-6.63-4.37-0.27-0.25-0.83-1.26-0.28-1.35
Capital expenditures-0.01-0.010-0-0.01-0-0.01-0.02
Purchases of investments-3.11-3.99-4.900-2
Sales and maturities of investments0.125.548.340.990
Cash from investing6.874.675.050.490.11-1.81-0.66-0.110.780.12
Debt issued1.281.47
Debt repaid-0.1
Stock issued1.133.53
Share buybacks-0.74-1.060
Dividends paid-2.89-2.090
Cash from financing-3.63-3.1520.6-0.3801.181.652.31
Net change in cash3.66-24.80.41-3.28-0.54-2.06-1.49-0.182.151.08
Free cash flow0.41-26.3-6.63-4.37-0.28-0.26-1.27-1.36
Interest paid000000
Income taxes paid000000

Key metrics

Worked out from the statements above. Latest values use the trailing twelve months to June 30, 2026; growth uses fiscal years. Valuation uses the share price of $1.46 on September 25, 2026.

Profitability

MetricValueHow it is calculated
Pre-tax margin13.7%Pre-tax income / revenue.
Net margin4.7%Net income / revenue.
Operating cash flow margin17.7%Cash from operations / revenue.
Return on equity (ROE)2.0%Net income / average shareholders' equity (opening and closing). Not shown when equity is negative.
Return on assets (ROA)0.6%Net income / average total assets.
Stock-based pay / revenue13.2%Stock-based compensation (from the cash flow statement) / revenue.

Growth

MetricValueHow it is calculated
Revenue growth, 1y372.0%Revenue vs the same period a year earlier. Only from a positive base.
Revenue CAGR, 3y44.7%Compound annual growth of revenue over 3 fiscal years: (end / start)^(1/3) - 1. Only when both values are positive.
Revenue CAGR, 5y16.2%Compound annual growth of revenue over 5 fiscal years: (end / start)^(1/5) - 1. Only when both values are positive.
Book value growth, 1y49.8%Book value vs the same period a year earlier. Only from a positive base.
Book value CAGR, 3y-26.6%Compound annual growth of book value over 3 fiscal years: (end / start)^(1/3) - 1. Only when both values are positive.
Book value CAGR, 5y-5.9%Compound annual growth of book value over 5 fiscal years: (end / start)^(1/5) - 1. Only when both values are positive.
Total assets growth, 1y7.9%Total assets vs the same period a year earlier. Only from a positive base.
Total assets CAGR, 3y-21.5%Compound annual growth of total assets over 3 fiscal years: (end / start)^(1/3) - 1. Only when both values are positive.
Total assets CAGR, 5y-2.4%Compound annual growth of total assets over 5 fiscal years: (end / start)^(1/5) - 1. Only when both values are positive.
Share count change, 1y21.2%Change in diluted weighted shares vs a year earlier. Negative means buybacks shrank the share count; positive means dilution.
Share count change per year, 3y8.6%Change in diluted weighted shares, per year over 3 years. Negative means buybacks shrank the share count; positive means dilution.
Share count change per year, 5y5.2%Change in diluted weighted shares, per year over 5 years. Negative means buybacks shrank the share count; positive means dilution.

Balance sheet health

MetricValueHow it is calculated
Liabilities / assets5.0%Total liabilities / total assets.
Tangible book value$6.6MShareholders' equity - goodwill - intangible assets.

Efficiency

MetricValueHow it is calculated
Asset turnover0.14xRevenue / average total assets.
Fixed asset turnover199xRevenue / average property, plant and equipment.

Per share

MetricValueHow it is calculated
EPS, diluted$0.02Net income per diluted share, as reported (split-adjusted). Over the last twelve months: the four quarters summed, or net income / latest diluted shares when a quarter has no reported EPS.
Revenue per share$0.34Revenue / diluted weighted shares.
Operating cash flow per share$0.06Cash from operations / diluted weighted shares.
Book value per share$0.81Shareholders' equity / shares outstanding (diluted weighted shares when not reported).
Tangible book per share$0.81Tangible book value / shares outstanding.
Cash per share$0.51(Cash + short-term investments) / shares outstanding.

Valuation

MetricValueHow it is calculated
Market cap$11.9MShare price x shares outstanding.
Enterprise value$7.8MMarket cap + total debt - cash - short-term investments.
P/E90.7xMarket cap / net income. Only when net income is positive.
P/S4.27xMarket cap / revenue.
P/B1.80xMarket cap / shareholders' equity. Only when equity is positive.
Price / tangible book1.80xMarket cap / tangible book value, when positive.
P/OCF24.1xMarket cap / cash from operations, when positive.
EV/Sales2.79xEnterprise value / revenue.
Earnings yield1.1%Net income / market cap (the inverse of P/E).
What was OXBRIDGE RE HOLDINGS Ltd's revenue in fiscal 2025?

OXBRIDGE RE HOLDINGS Ltd reported revenue of $2.6M for fiscal 2025, 372% higher than the year before.

Was OXBRIDGE RE HOLDINGS Ltd profitable in fiscal 2025?

No. It reported a net loss of $2.1M.

How much free cash flow did OXBRIDGE RE HOLDINGS Ltd generate in fiscal 2025?

Cash from operations of $1.3M minus capital expenditures of $16.0K left free cash flow of -$1.4M.

Source: SEC EDGAR XBRL company facts. Where a company tags only year-to-date figures, quarters are worked out as differences. Where a line is not tagged it is left empty, never estimated.

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