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Financial statements

ONITY GROUP INC. financial statements

Income statement, balance sheet and cash flow statement for the last 10 fiscal years, taken from the XBRL data ONITY GROUP INC. files with the SEC in its annual reports.

In USD millions, except per-share amounts. Outflows in the cash flow statement are negative.

Income statement

FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Revenue1,3871,1951,0631,1239611,0509541,0679761,067
Interest expense413127103114109144186274289309
Interest income1.781.83.272.442.10.51.76.713.715.6
Other non-operating income-370-340-202-455-356-347-386-481-404-342
Pre-tax income-206-144-71.5-126-106-4.424.9-58.139.362.7
Income tax-6.99-15.50.5315.6-65.5-22.4-0.85.65.3-127
Income from continuing operations-200-128-72.2-142-40.218.125.7-63.7
Net income to minority interests0.39-0.490.1800
Net income-200-128-70.8-142-40.218.125.7-63.733.9190
EPS, basic-1.61-1.01-7.94-15.86-4.592.002.97-8.344.2823.07
EPS, diluted-1.61-1.01-7.94-15.86-4.591.932.85-8.344.1321.46
Shares, basic (weighted)1241278.918.968.759.028.657.647.828.04
Shares, diluted (weighted)1241278.918.968.759.3897.648.098.64

Balance sheet

FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Cash and equivalents257260329428285193208202185181
Property, plant and equipment62.73733.438.316.913.720.213.11110.8
Lease right-of-use assets31.3
Intangible assets0.614.314.76.23.32.4
Total assets7,6568,4039,39410,40610,65112,14712,39912,51416,43516,171
Total liabilities7,0007,8568,8409,99410,23611,67011,94312,11215,94315,493
Paid-in capital527547554558556593547555559556
Retained earnings126-2.083.57-139-132-114-87.9-152-11871.9
Other comprehensive income-1.45-1.25-4.267.59-9.1-2.4-2.5-1.21.2-0.1
Shareholders' equity653545555402443628
Minority interests2.331.830
Total equity655547555412415477457402443628
Total liabilities and equity7,6568,4039,39410,40610,65112,14712,39912,51416,43516,171
Shares outstanding1241311348.998.699.217.537.687.878.52

Cash flow statement

FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Net income-199-128-70.6-142-40.218.125.7-63.733.9190
Depreciation and amortization25.326.927.231.919.110.310.575.44.4
Stock-based compensation5.185.622.372.72.44.74.69.77.87.6
Deferred income tax-4.520.73-3.293.12-1.30.20.7-0.4-0.2-121
Cash from operations421409273152261-46817310.4-574-748
Capital expenditures-33.5-9.05-9.02-1.95-4.1-3.3-5.5-2.2-0.8-2.9
Acquisitions00-33.400-5.25
Cash from investing-792-839-345-587-528-1,005-149-1004011,848
Debt issued00648004980
Stock issued013.90009.900
Share buybacks-5.89000-4.60-500
Cash from financing3164301675311321,380-13.470.8183-1,101
Net change in cash0.1694.595.3-135-93.710.7-19.110.4-1
Free cash flow388400264150257-4721688.2-575-751
Interest paid39012810011197125169254251280
Income taxes paid19.7-23.5114.08-43.5-22.3-26.9-4.612.87.6

Key metrics

Worked out from the statements above. Latest values use the trailing twelve months to June 30, 2026; growth uses fiscal years. Valuation uses the share price of $30.75 on September 25, 2026.

Profitability

MetricValueHow it is calculated
Net margin12.3%Net income / revenue.
FCF margin-183.9%Free cash flow (cash from operations - capital expenditures) / revenue.
Operating cash flow margin-183.6%Cash from operations / revenue.
Return on assets (ROA)1.1%Net income / average total assets.
Stock-based pay / revenue0.7%Stock-based compensation (from the cash flow statement) / revenue.
Capex / revenue0.3%Capital expenditures / revenue.
D&A / revenue0.4%Depreciation and amortization / revenue.

Growth

MetricValueHow it is calculated
Revenue growth, 1y9.3%Revenue vs the same period a year earlier. Only from a positive base.
Revenue CAGR, 3y3.8%Compound annual growth of revenue over 3 fiscal years: (end / start)^(1/3) - 1. Only when both values are positive.
Revenue CAGR, 5y2.1%Compound annual growth of revenue over 5 fiscal years: (end / start)^(1/5) - 1. Only when both values are positive.
Net income growth, 1y459.0%Net income vs the same period a year earlier. Only from a positive base.
Net income CAGR, 3y94.6%Compound annual growth of net income over 3 fiscal years: (end / start)^(1/3) - 1. Only when both values are positive.
EPS growth, 1y419.6%EPS vs the same period a year earlier. Only from a positive base.
EPS CAGR, 3y96.0%Compound annual growth of eps over 3 fiscal years: (end / start)^(1/3) - 1. Only when both values are positive.
Book value growth, 1y41.8%Book value vs the same period a year earlier. Only from a positive base.
Total assets growth, 1y-1.6%Total assets vs the same period a year earlier. Only from a positive base.
Total assets CAGR, 3y9.3%Compound annual growth of total assets over 3 fiscal years: (end / start)^(1/3) - 1. Only when both values are positive.
Total assets CAGR, 5y8.7%Compound annual growth of total assets over 5 fiscal years: (end / start)^(1/5) - 1. Only when both values are positive.
Share count change, 1y6.8%Change in diluted weighted shares vs a year earlier. Negative means buybacks shrank the share count; positive means dilution.
Share count change per year, 3y-1.4%Change in diluted weighted shares, per year over 3 years. Negative means buybacks shrank the share count; positive means dilution.
Share count change per year, 5y-0.3%Change in diluted weighted shares, per year over 5 years. Negative means buybacks shrank the share count; positive means dilution.

Balance sheet health

MetricValueHow it is calculated
Liabilities / assets94.7%Total liabilities / total assets.
Goodwill and intangibles / assets0.0%(Goodwill + intangible assets) / total assets.

Efficiency

MetricValueHow it is calculated
Asset turnover0.09xRevenue / average total assets.
Fixed asset turnover104xRevenue / average property, plant and equipment.
FCF conversion-1,491.0%Free cash flow / net income, when net income is positive.

Per share

MetricValueHow it is calculated
EPS, diluted$16.76Net income per diluted share, as reported (split-adjusted). Over the last twelve months: the four quarters summed, or net income / latest diluted shares when a quarter has no reported EPS.
Revenue per share$135.85Revenue / diluted weighted shares.
FCF per share-$249.86Free cash flow / diluted weighted shares.
Operating cash flow per share-$249.45Cash from operations / diluted weighted shares.
Cash per share$23.39(Cash + short-term investments) / shares outstanding.

Valuation

MetricValueHow it is calculated
Market cap$256.9MShare price x shares outstanding.
Enterprise value$60.3MMarket cap + total debt - cash - short-term investments.
P/E1.81xMarket cap / net income. Only when net income is positive.
P/S0.22xMarket cap / revenue.
EV/Sales0.05xEnterprise value / revenue.
FCF yield-821.6%Free cash flow / market cap.
Earnings yield55.1%Net income / market cap (the inverse of P/E).
PEG0.02xP/E / EPS growth per year over 3 years (in percent). Only when both are positive.
What was ONITY GROUP INC.'s revenue in fiscal 2025?

ONITY GROUP INC. reported revenue of $1.07B for fiscal 2025, 9.3% higher than the year before.

Was ONITY GROUP INC. profitable in fiscal 2025?

Yes. Net income was $189.5M, a net margin of 17.8%.

How much free cash flow did ONITY GROUP INC. generate in fiscal 2025?

Cash from operations of $748.0M minus capital expenditures of $2.9M left free cash flow of -$750.9M.

Source: SEC EDGAR XBRL company facts. Where a company tags only year-to-date figures, quarters are worked out as differences. Where a line is not tagged it is left empty, never estimated.

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