Ofg Bancorp (OFG)
Operating cash flow minus capital spending left $199.3M of free cash flow in fiscal 2025. At September 30, 2026 it held $566.8M in cash. Its latest periodic report to the SEC is the quarterly report (10-Q) filed on November 5, 2026.
Key facts about Ofg Bancorp
- Net worth
- Ofg Bancorp has a market value (market cap) of $2.2B at the latest share price, and shareholders' equity of $1.3B on its balance sheet at September 30, 2026. A company's "net worth" usually means one of these: what the market pays for all its shares, or its assets minus its liabilities.
- Cash flow
- In fiscal 2025 operations brought in $217.7M of cash; after $18.4M of capital spending, free cash flow was $199.3M.
- Latest report
- The latest periodic report (quarterly report, 10-Q) was filed with the SEC on November 5, 2026 and covers the period to September 30, 2026. Open on SEC EDGAR
- Next earnings report
- Ofg Bancorp's next report is expected around January 21, 2027. That is an estimate from its filing rhythm, not a date the company has announced.
- Dividend
- Ofg Bancorp declared dividends of $1.20 per share in fiscal 2025, a yield of 2.35% at the current price.
What Ofg Bancorp does
Ofg Bancorp is registered with the SEC under industry code SIC 6022 (State Commercial Banks). Its shares trade on NYSE under the ticker OFG.
Revenue and profit by year
Key figures
| Fiscal year | Revenue | Net income | Diluted EPS | Free cash flow |
|---|---|---|---|---|
| 2025 | n/a | $205.1M | $4.58 | $199.3M |
| 2024 | n/a | $198.2M | $4.23 | $231.2M |
| 2023 | $0 | $181.9M | $3.83 | $277.8M |
| 2022 | $0 | $166.2M | $3.44 | $133.5M |
| 2021 | $0 | $146.2M | $2.81 | $77M |
| 2020 | $0 | $74.3M | $1.32 | $19.7M |
Earnings: every quarter and the next report date
Full financial statements: income, balance sheet and cash flow
Dividends
Ofg Bancorp declared $1.20 per share in fiscal 2025. At the current price that is a yield of 2.35%. It paid out $51.9M in cash dividends, 25% of its net income.
| Fiscal year | Per share | Paid out | Of profit |
|---|---|---|---|
| 2025 | $1.20 | $51.9M | 25% |
| 2024 | $1.00 | $45.6M | 23% |
| 2023 | $0.88 | $41M | 23% |
| 2022 | $0.70 | $30.1M | 18% |
| 2021 | $0.40 | $19.7M | 13% |
| 2020 | $0.28 | $14.4M | 19% |
Latest SEC filings
What Ofg Bancorp has filed recently, newest first. Each links to the original document on SEC EDGAR.
- November 5, 2026
- October 21, 2026
- August 6, 2026
- July 21, 2026
- June 25, 2026
- May 8, 2026
- April 28, 2026Passive stake (5% or more) SCHEDULE 13G
- April 28, 2026Passive stake (5% or more) SCHEDULE 13G
- April 27, 2026Passive stake (5% or more) SCHEDULE 13G
- April 23, 2026
Insider trades
What the people running Ofg Bancorp did with its shares, from the Form 4 filings they must send the SEC within two business days.
Insiders sold $533.5K worth of shares in the last 90 days and bought none on the open market.
| Date | Insider | What | Shares | Value |
|---|---|---|---|---|
| September 15, 2026 | Fernandez Jose RafaelCEO; Chairman BOD, Director | Gave as a gift | 10,000 | - |
| September 9, 2026 | Fernandez Jose RafaelCEO; Chairman BOD, Director | Gave as a gift | 600 | - |
| August 26, 2026 | Garcia Rodriguez RobertoDirector | Received as pay | 50 | - |
| August 26, 2026 | Garcia Rodriguez RobertoDirector | Shares withheld for tax | 5 | $258.9 |
| August 26, 2026 | Grindstaff LyndaDirector | Received as pay | 50 | - |
| August 26, 2026 | Grindstaff LyndaDirector | Shares withheld for tax | 5 | $258.9 |
| August 14, 2026 | Arizmendi MaritzaChief Financial Officer | Sold | 10,000 | $533.5K |
| August 12, 2026 | De Jesus NestorDirector | Sold | 4,000 | $212K |
Who owns OFG
Three views from three kinds of SEC filings, each with its own date. They overlap and are not added up.
5% holders
| Holder | Of class | Filed |
|---|---|---|
| Vanguard Portfolio Management13G, passive | 7.4% | April 28, 2026 |
| Dimensional Fund Advisors LP13G, passive | 6.5% | April 15, 2025 |
| First Trust Portfolios L.P.13G, passive with 2 related filers | 5.86% | April 27, 2026 |
| Vanguard Capital Management13G, passive | 5.24% | April 28, 2026 |
Largest institutional holders
Positions that investment managers reported on Form 13F for the quarter ended June 30, 2026, largest first, with the change on the quarter ended March 31, 2026. Managers file 13F up to 45 days after a quarter ends. 261 managers reported a position.
| Holder | Shares | Change on quarter |
|---|---|---|
| BlackRock, Inc. | 6,160,369 | -52,188 |
| Vanguard Portfolio Management LLC | 3,120,096 | +11,032 |
| Dimensional Fund Advisors LP | 2,565,745 | -39 |
| State Street Corp | 2,490,188 | +82,808 |
| First Trust Advisors LP | 2,359,816 | +37,892 |
| Vanguard Capital Management LLC | 1,874,751 | -33,402 |
| American Century Companies Inc | 1,737,379 | +136,880 |
| Charles Schwab Investment Management Inc | 1,564,209 | +143,921 |
| Geode Capital Management, LLC | 1,166,977 | +41,582 |
| Nuveen, LLC | 945,112 | -45,407 |
| Goldman Sachs Group Inc | 639,019 | +127,451 |
| Two Sigma Investments, LP | 608,895 | +96,937 |
| Northern Trust Corp | 581,103 | +20,542 |
| Qube Research & Technologies Ltd | 561,046 | +184,041 |
| Barrow Hanley Mewhinney & Strauss LLC | 509,340 | -712,362 |
| Morgan Stanley | 492,389 | -6,349 |
| Millennium Management LLC | 435,219 | -179,528 |
| Jupiter Topco LLC | 429,854 | new |
| Deutsche Bank AG\ | 420,858 | +4,785 |
| Bank of New York Mellon Corp | 380,818 | +560 |
Insiders
15 insiders reported holding 376,214 shares in total, about $19.3M at the last price.
| Holder | Shares |
|---|---|
| Fernandez Jose RafaelCEO; Chairman BOD, Director | 142,057 |
| Arizmendi MaritzaChief Financial Officer | 56,684 |
| Garcia AdaManaging Dir Customer Intelli | 37,281 |
| Haggarty Patrick J.Managing Director Comm. Bankin | 30,259 |
| Colon JorgeDirector | 28,893 |
| De Jesus NestorDirector | 20,040 |
| Gonzalez HughGeneral Counsel | 16,495 |
| Rodriguez Mari EvelynChief Retail Banking Officer | 13,772 |
| Velez-Dominguez Rafael ADirector | 11,855 |
| Harnett SueDirector | 8,470 |
Questions about OFG
What does Ofg Bancorp do?
Ofg Bancorp is a company in the Finance sector, listed on NYSE as OFG. Its shares trade on NYSE under the ticker OFG.
What is Ofg Bancorp's net worth?
Ofg Bancorp has a market value (market cap) of $2.2B at the latest share price, and shareholders' equity of $1.3B on its balance sheet at September 30, 2026. A company's "net worth" usually means one of these: what the market pays for all its shares, or its assets minus its liabilities.
Is Ofg Bancorp profitable?
Yes. Over the twelve months to September 30, 2026 it reported net income of $225.2M.
When did Ofg Bancorp last report?
Its most recent periodic report is the quarterly report (10-Q) filed on November 5, 2026. It covers the period to September 30, 2026.
When is Ofg Bancorp's next earnings report?
Ofg Bancorp's next report is expected around January 21, 2027. That is an estimate from its filing rhythm, not a date the company has announced.
Does Ofg Bancorp pay a dividend?
Yes. Ofg Bancorp declared dividends of $1.20 per share in fiscal 2025, a yield of 2.35% at the current price.
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Where the numbers come from
Financial figures are the values Ofg Bancorp tagged in its own SEC filings (XBRL), taken from the latest filing for each period, so restatements replace older figures. Revenue, profit and cash flow are for full fiscal years unless marked as the last twelve months, which is the sum of the four most recent quarters. Where a company reports only the full year, the fourth quarter is the year minus the first three.
Prices are delayed end-of-day market data in the listing currency, and market cap moves with the price. P/E is shown only when earnings per share are positive. Nothing here is investment advice.