German American Bancorp, Inc. (GABC)
German American Bancorp, Inc. brought in $506M of revenue over the twelve months to September 30, 2026, up 12.1% from a year earlier. Net income was $145.6M, a net margin of 28.8%. Operating cash flow minus capital spending left $154M of free cash flow in fiscal 2025. At September 30, 2026 it held $77.3M in cash. Its latest periodic report to the SEC is the quarterly report (10-Q) filed on November 6, 2026.
Key facts about German American Bancorp, Inc.
- Net worth
- German American Bancorp, Inc. has a market value (market cap) of $1.9B at the latest share price, and shareholders' equity of $1.2B on its balance sheet at September 30, 2026. A company's "net worth" usually means one of these: what the market pays for all its shares, or its assets minus its liabilities.
- Revenue and profit
- In fiscal 2025 revenue was $487.4M (+37.8% year on year), with net income of $112.6M. Over the 12 months to September 30, 2026: revenue $506M, net income $145.6M.
- Cash flow
- In fiscal 2025 operations brought in $159.3M of cash; after $5.3M of capital spending, free cash flow was $154M.
- Latest report
- The latest periodic report (quarterly report, 10-Q) was filed with the SEC on November 6, 2026 and covers the period to September 30, 2026. Open on SEC EDGAR
- Next earnings report
- German American Bancorp, Inc.'s next report is expected around January 25, 2027. That is an estimate from its filing rhythm, not a date the company has announced.
- Dividend
- German American Bancorp, Inc. declared dividends of $1.16 per share in fiscal 2025, a yield of 2.32% at the current price.
What German American Bancorp, Inc. does
German American Bancorp, Inc. is registered with the SEC under industry code SIC 6022 (State Commercial Banks). Its shares trade on NASDAQ under the ticker GABC.
Revenue and profit by year
Key figures
| Fiscal year | Revenue | Net income | Diluted EPS | Free cash flow |
|---|---|---|---|---|
| 2025 | $487.4M | $112.6M | $3.06 | $154M |
| 2024 | $353.7M | $83.8M | $2.83 | $90.7M |
| 2023 | $316.9M | $85.9M | $2.91 | $101.5M |
| 2022 | $278.1M | $81.8M | $2.78 | $102.2M |
| 2021 | n/a | $84.1M | $3.17 | $96.2M |
| 2020 | n/a | $62.2M | $2.34 | $85.3M |
Earnings: every quarter and the next report date
Full financial statements: income, balance sheet and cash flow
Where GABC ranks in Finance
Dividends
German American Bancorp, Inc. declared $1.16 per share in fiscal 2025. At the current price that is a yield of 2.32%. It paid out $43.3M in cash dividends, 38% of its net income.
| Fiscal year | Per share | Paid out | Of profit |
|---|---|---|---|
| 2025 | $1.16 | $43.3M | 38% |
| 2024 | $1.08 | $31.8M | 38% |
| 2023 | $1.00 | $29.4M | 34% |
| 2022 | $0.92 | $27M | 33% |
| 2021 | $0.84 | $22.2M | 26% |
| 2020 | $0.76 | $20.1M | 32% |
Latest SEC filings
What German American Bancorp, Inc. has filed recently, newest first. Each links to the original document on SEC EDGAR.
- November 6, 2026Quarterly report 10-Q · period to September 30, 2026Revenue rose 2.4% to $129.5M versus the same quarter last year; diluted EPS $1.03 versus $0.94.
- November 4, 2026
- October 26, 2026
- September 8, 2026
- August 25, 2026Form N-PX filing N-PX
- August 6, 2026Form 13F-HR filing 13F-HR
- August 6, 2026Quarterly report 10-Q · period to June 30, 2026Revenue rose 3.1% to $126.9M versus the same quarter last year; diluted EPS $1.02 versus $0.84.
- July 28, 2026Passive stake changed SCHEDULE 13G/A
- July 27, 2026
- May 6, 2026Quarterly report 10-Q · period to March 31, 2026Revenue rose 11% to $122.9M versus the same quarter last year; diluted EPS $0.88 versus $0.30.
What is GABC worth? A DCF from its reported cash flow
Insider trades
What the people running German American Bancorp, Inc. did with its shares, from the Form 4 filings they must send the SEC within two business days.
Insiders bought $113.5K worth of shares on the open market in the last 90 days and sold none.
| Date | Insider | What | Shares | Value |
|---|---|---|---|---|
| October 15, 2026 | Bawel Zachary WDirector | Bought | 344 | $17.1K |
| October 15, 2026 | Ryan Christina MDirector | Bought | 2 | $100 |
| October 15, 2026 | Seger Andrew MDirector | Bought | 2 | $100 |
| September 15, 2026 | Bawel Zachary WDirector | Bought | 401 | $20K |
| September 15, 2026 | Ryan Christina MDirector | Bought | 124 | $6.2K |
| September 15, 2026 | Seger Andrew MDirector | Bought | 150 | $7.5K |
| August 17, 2026 | Bawel Zachary WDirector | Bought | 391 | $20K |
| August 17, 2026 | Kelly Jason MDirector | Bought | 49 | $2.5K |
Who owns GABC
Three views from three kinds of SEC filings, each with its own date. They overlap and are not added up.
5% holders
Largest institutional holders
Insiders
19 insiders reported holding 451,999 shares in total, about $22.6M at the last price.
| Holder | Shares |
|---|---|
| Rust Bradley MPRESIDENT & CFO | 84,278 |
| Dauby D NeilCHAIRMAN & CEO | 71,623 |
| Sheidler JackDirector | 66,930 |
| Bawel Zachary WDirector | 27,560 |
| Beckwith Michael FEVP - CHIEF BANKING OFFICER | 23,220 |
| Seger Andrew MDirector | 20,560 |
| Ryan Christina MDirector | 19,735 |
| Root M. DarrenDirector | 18,895 |
| Jackson Amy DEVP, CHIEF ADMINISTRATIVE OFFI | 17,826 |
| McComb Gregory ScottDirector | 16,568 |
Questions about GABC
What does German American Bancorp, Inc. do?
German American Bancorp, Inc. is a company in the Finance sector, listed on NASDAQ as GABC. Its shares trade on NASDAQ under the ticker GABC.
What is German American Bancorp, Inc.'s net worth?
German American Bancorp, Inc. has a market value (market cap) of $1.9B at the latest share price, and shareholders' equity of $1.2B on its balance sheet at September 30, 2026. A company's "net worth" usually means one of these: what the market pays for all its shares, or its assets minus its liabilities.
Is German American Bancorp, Inc. profitable?
Yes. Over the twelve months to September 30, 2026 it reported net income of $145.6M on revenue of $506M, a net margin of 28.8%.
How much revenue does German American Bancorp, Inc. make?
Over the twelve months to September 30, 2026 German American Bancorp, Inc. reported revenue of $506M. That is 12.1% more than a year earlier.
When did German American Bancorp, Inc. last report?
Its most recent periodic report is the quarterly report (10-Q) filed on November 6, 2026. It covers the period to September 30, 2026.
When is German American Bancorp, Inc.'s next earnings report?
German American Bancorp, Inc.'s next report is expected around January 25, 2027. That is an estimate from its filing rhythm, not a date the company has announced.
Does German American Bancorp, Inc. pay a dividend?
Yes. German American Bancorp, Inc. declared dividends of $1.16 per share in fiscal 2025, a yield of 2.32% at the current price.
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Where the numbers come from
Financial figures are the values German American Bancorp, Inc. tagged in its own SEC filings (XBRL), taken from the latest filing for each period, so restatements replace older figures. Revenue, profit and cash flow are for full fiscal years unless marked as the last twelve months, which is the sum of the four most recent quarters. Where a company reports only the full year, the fourth quarter is the year minus the first three.
Prices are delayed end-of-day market data in the listing currency, and market cap moves with the price. P/E is shown only when earnings per share are positive. Nothing here is investment advice.