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NASDAQ · Technology

nCino, Inc. (NCNO)

nCino, Inc. brought in $622.2M of revenue over the twelve months to July 31, 2026, up 8.6% from a year earlier. Net income was $33.6M, a net margin of 5.4%. Operating cash flow minus capital spending left $82.6M of free cash flow in fiscal 2026. At July 31, 2026 it held $83.3M in cash against $275.4M of debt. Its latest periodic report to the SEC is the quarterly report (10-Q) filed on August 25, 2026.

Price
$19.41
-2.80% on the day · September 25, 2026
52-week range $13.80 to $28.20
Market cap
$2.1B
Revenue (last 12 months)
$622.2M
+8.6% year on year
Net margin
5.4%
P/E
388.2
on FY2026 diluted EPS

What nCino, Inc. does

nCino, Inc. is registered with the SEC under industry code SIC 7372 (Services-Prepackaged Software). Its shares trade on NASDAQ under the ticker NCNO.

Revenue and profit by year

Revenue
FY20: $138.2M $138.2M FY20FY22: $204.3M $204.3M FY22FY22: $273.9M $273.9M FY22FY23: $408.3M $408.3M FY23FY24: $476.5M $476.5M FY24FY25: $540.7M $540.7M FY25FY26: $594.8M $594.8M FY26
Net income
FY20: -$27.6M -$27.6M FY20FY22: -$40.5M -$40.5M FY22FY22: -$49.4M -$49.4M FY22FY23: -$102.7M -$102.7M FY23FY24: -$42.3M -$42.3M FY24FY25: -$37.9M -$37.9M FY25FY26: $5.2M $5.2M FY26

Fiscal years as reported in annual reports. Amounts in USD.

Key figures

Fiscal yearRevenueOperating incomeNet incomeDiluted EPSFree cash flow
2026$594.8M$3.7M$5.2M$0.05$82.6M
2025$540.7M-$18.1M-$37.9M-$0.33$53.4M
2024$476.5M-$39.5M-$42.3M-$0.38$53.8M
2023$408.3M-$94M-$102.7M-$0.93-$33.7M
2022$273.9M-$71.4M-$49.4M-$0.51-$24.7M
2022$204.3M-$42.6M-$40.5M-$0.46$4.9M
Next report expected around December 2, 2026.

Estimated from its filing rhythm: 52 weeks after its report of December 3, 2025. Not a date the company has announced. See the report calendar

Where NCNO ranks in Technology

Revenue$594.8M
#289 of 530 in Technology · Bottom 46%
Revenue growth+10.0%
#265 of 495 in Technology · Bottom 47%
Net margin0.9%
#284 of 498 in Technology · Bottom 43%
Free cash flow margin13.9%
#217 of 474 in Technology · Top 46%

Latest fiscal year of every company in the sector with the figure reported. Revenue is ranked among companies reporting in US dollars; growth and margins among companies with at least 10 million of revenue. Technology

Latest SEC filings

What nCino, Inc. has filed recently, newest first. Each links to the original document on SEC EDGAR.

  1. August 25, 2026
    Quarterly report 10-Q · period to July 31, 2026
  2. August 25, 2026
  3. August 13, 2026
  4. August 13, 2026
  5. July 31, 2026
  6. July 29, 2026
  7. June 30, 2026
  8. June 22, 2026
  9. May 27, 2026
    Quarterly report 10-Q · period to April 30, 2026
  10. May 27, 2026

Recent insider filings (Forms 3, 4 and 144): 10, the latest on September 17, 2026. Insider transactions on SEC

What is NCNO worth? A DCF from its reported cash flow

Insider trades

What the people running nCino, Inc. did with its shares, from the Form 4 filings they must send the SEC within two business days.

Insiders sold $340.5K worth of shares in the last 90 days and bought none on the open market. Most of the selling (56%) was pre-planned under Rule 10b5-1 trading plans.

Bought (open market)
$0
last 90 days
Sold
$340.5K
last 90 days
Net sold
14,852
$340.5K
DateInsiderWhatSharesPriceValueFiling
September 15, 2026 Rieger AprilChief Lgl. & Admin Ofc., Sec Sold 6,098 $21.98 $134.1K Form 4
September 3, 2026 Desmond SeanCEO & President, Director Exercised options 8,064 $4.98 $40.2K Form 4
September 3, 2026 Desmond SeanCEO & President, Director Soldpre-planned (10b5-1) 8,064 $23.66 $190.8K Form 4
August 27, 2026 Sellers JeanetteSVP of Accounting Sold 690 $22.71 $15.7K Form 4

All insider filings on SEC.gov · Where insiders are buying across the market

All filings on SEC EDGAR

Questions about NCNO

What does nCino, Inc. do?

nCino, Inc. is registered with the SEC under industry code SIC 7372 (Services-Prepackaged Software). Its shares trade on NASDAQ under the ticker NCNO.

Is nCino, Inc. profitable?

Yes. Over the twelve months to July 31, 2026 it reported net income of $33.6M on revenue of $622.2M, a net margin of 5.4%.

How much revenue does nCino, Inc. make?

Over the twelve months to July 31, 2026 nCino, Inc. reported revenue of $622.2M. That is 8.6% more than a year earlier.

When did nCino, Inc. last report?

Its most recent periodic report is the quarterly report (10-Q) filed on August 25, 2026. It covers the period to July 31, 2026. Its newest filing of any kind is the insider trade from September 17, 2026.

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Where the numbers come from

Financial figures are the values nCino, Inc. tagged in its own SEC filings (XBRL), taken from the latest filing for each period, so restatements replace older figures. Revenue, profit and cash flow are for full fiscal years unless marked as the last twelve months, which is the sum of the four most recent quarters. Where a company reports only the full year, the fourth quarter is the year minus the first three.

Prices are delayed end-of-day market data in the listing currency, and market cap moves with the price. P/E is shown only when earnings per share are positive. Nothing here is investment advice.