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Stocks MAX DCF valuation

DCF valuation

What is MediaAlpha, Inc. worth?

With the base-case assumptions below, a discounted cash flow model on MediaAlpha, Inc.'s reported free cash flow gives $27.07 per share. The share price was $9.27 on September 25, 2026, 66% below that value.

Inputs from the filings

Free cash flow, fiscal 2025
$65.3M
Average free cash flow, last 5 years
$37.4M
Cash
$23.7M
balance sheet of June 30, 2026
Debt
$176.7M
balance sheet of June 30, 2026
Diluted shares, fiscal 2025
66,786,155
Revenue growth per year, last 5 years
13.7%

Three sets of assumptions

CaseGrowth yrs 1-5Growth yrs 6-10After year 10Discount rateValue per shareValue vs price
Bear8.5%5.5%2.0%10.0%$15.87+71%
Base13.5%8.0%2.5%9.0%$27.07+192%
Bull18.5%11.0%3.0%8.0%$49.37+433%

Sensitivity: base case value per share

Discount rate down the side, growth after year 10 across the top. Everything else as in the base case.

1.5%2.0%2.5%3.0%3.5%
7.0%$35.68$38.35$41.62$45.71$50.96
8.0%$29.22$30.95$33.00$35.46$38.47
9.0%$24.51$25.70$27.07$28.66$30.55
10.0%$20.94$21.78$22.74$23.83$25.09
11.0%$18.14$18.76$19.45$20.23$21.11

Where the presets come from

Base: years 1 to 5 grow at MediaAlpha, Inc.'s revenue growth rate over the last 5 fiscal years (13.7% a year), held between -5% and 15%. Years 6 to 10 grow halfway between that and the long-run rate of 2.5%. Future cash is discounted at 9% a year.

Bear: 5 points less growth, 2% long-run growth, 10% discount rate. Bull: 5 points more growth (at most 25%), 3% long-run growth, 8% discount rate.

Value per share = (present value of 10 years of free cash flow + present value of everything after + cash - debt) / diluted shares.

This is a model run on assumptions, not a recommendation or a price target. Small changes in the discount rate or growth move the result a lot, as the table above shows. Change them yourself in the calculator.

Adjust the assumptions

Move the sliders for growth, long-run growth and discount rate, or switch to average free cash flow, and see the value per share change.

Adjust the assumptions

MediaAlpha, Inc. company page