Stocks Consumer discretionary MA
NYSE · Consumer discretionaryMastercard Inc (MA)
Mastercard Inc brought in $35.1B of revenue over the twelve months to June 30, 2026, up 16.0% from a year earlier. Net income was $16.3B, a net margin of 46.3%. Operating cash flow minus capital spending left $17.2B of free cash flow in fiscal 2025. At June 30, 2026 it held $11.3B in cash against $24.6B of debt. Its latest periodic report to the SEC is the quarterly report (10-Q) filed on July 30, 2026.
Key facts about Mastercard Inc
- Net worth
- Mastercard Inc has a market value (market cap) of $540.9B at the latest share price, and shareholders' equity of $5.6B on its balance sheet at June 30, 2026. A company's "net worth" usually means one of these: what the market pays for all its shares, or its assets minus its liabilities.
- Revenue and profit
- In fiscal 2025 revenue was $32.8B (+16.4% year on year), with net income of $15B. Over the 12 months to June 30, 2026: revenue $35.1B, net income $16.3B.
- Cash flow
- In fiscal 2025 operations brought in $17.6B of cash; after $489M of capital spending, free cash flow was $17.2B.
- Latest report
- The latest periodic report (quarterly report, 10-Q) was filed with the SEC on July 30, 2026 and covers the period to June 30, 2026. Open on SEC EDGAR
- Next earnings report
- Mastercard Inc's next report is expected around October 29, 2026. That is an estimate from its filing rhythm, not a date the company has announced.
- Dividend
- Mastercard Inc declared dividends of $3.15 per share in fiscal 2025, a yield of 0.51% at the current price.
What Mastercard Inc does
Mastercard Incorporated operates a global payment processing network. The company facilitates electronic funds transfers, credit card payments, debit card transactions, and prepaid card operations between merchant banks, issuing banks, and consumers. It sells payment technology, cybersecurity, fraud prevention, and data analytics services to financial institutions, businesses, and governments worldwide. Its shares trade on NYSE under the ticker MA.
Revenue and profit by year
Key figures
| Fiscal year | Revenue | Net income | Diluted EPS | Free cash flow |
|---|---|---|---|---|
| 2025 | $32.8B | $15B | $16.52 | $17.2B |
| 2024 | $28.2B | $12.9B | $13.89 | $14.3B |
| 2023 | $25.1B | $11.2B | $11.83 | $11.6B |
| 2022 | $22.2B | $9.9B | $10.22 | $10.8B |
| 2021 | $29.8B | $8.7B | $8.76 | $9.1B |
| 2020 | $23.6B | $6.4B | $6.37 | $6.9B |
Earnings: every quarter and the next report date
Full financial statements: income, balance sheet and cash flow
Where MA ranks in Consumer discretionary
Dividends
Mastercard Inc declared $3.15 per share in fiscal 2025. At the current price that is a yield of 0.51%. It paid out $2.8B in cash dividends, 18% of its net income.
| Fiscal year | Per share | Paid out | Of profit |
|---|---|---|---|
| 2025 | $3.15 | $2.8B | 18% |
| 2024 | $2.74 | $2.4B | 19% |
| 2023 | $2.37 | $2.2B | 19% |
| 2022 | $2.04 | $1.9B | 19% |
| 2021 | n/a | $1.7B | 20% |
| 2020 | n/a | $1.6B | 25% |
Latest SEC filings
What Mastercard Inc has filed recently, newest first. Each links to the original document on SEC EDGAR.
- July 30, 2026Quarterly report 10-Q · period to June 30, 2026Revenue rose 14% to $9.3B versus the same quarter last year; diluted EPS $4.97 versus $4.07.
- July 30, 2026
- June 17, 2026
- June 8, 2026Other event 8-K
- June 2, 2026Additional proxy material DEFA14A
- June 2, 2026
- May 7, 2026
- April 30, 2026Passive stake (5% or more) SCHEDULE 13G
- April 30, 2026Quarterly report 10-Q · period to March 31, 2026Revenue rose 16% to $8.4B versus the same quarter last year; diluted EPS $4.35 versus $3.59.
- April 30, 2026
What is MA worth? A DCF from its reported cash flow
Insider trades
What the people running Mastercard Inc did with its shares, from the Form 4 filings they must send the SEC within two business days.
Insiders sold $40.5M worth of shares in the last 90 days and bought none on the open market. All of the selling was pre-planned under Rule 10b5-1 trading plans.
| Date | Insider | What | Shares | Value |
|---|---|---|---|---|
| October 12, 2026 | Genachowski JuliusDirector | Soldpre-planned (10b5-1) | 370 | $218.4K |
| October 9, 2026 | Genachowski JuliusDirector | Soldpre-planned (10b5-1) | 370 | $216.5K |
| October 9, 2026 | Genachowski JuliusDirector | Soldpre-planned (10b5-1) | 1 | $590 |
| October 1, 2026 | Miebach MichaelPresident & CEO, Director | Shares withheld for tax | 530 | $292.4K |
| October 1, 2026 | Sachin J. MehraChief Business Officer | Shares withheld for tax | 207 | $114.2K |
| October 1, 2026 | McLaughlin Edward GrundePresident & CTO, MA Tech | Shares withheld for tax | 99 | $54.6K |
| October 1, 2026 | Ling HaiChief Financial Officer | Shares withheld for tax | 88 | $48.5K |
| October 1, 2026 | Huntsman Jon M JrV Chair & Pres Strategic Grwth | Shares withheld for tax | 178 | $98.2K |
Who owns MA
Three views from three kinds of SEC filings, each with its own date. They overlap and are not added up.
5% holders
| Holder | Of class | Filed |
|---|---|---|
| Mastercard Foundation Asset Management Corp13G, passive with 1 related filers | 7.4% | April 16, 2026 |
| Vanguard Capital Management13G, passive | 6.82% | April 30, 2026 |
Largest institutional holders
Positions that investment managers reported on Form 13F for the quarter ended June 30, 2026, largest first, with the change on the quarter ended March 31, 2026. Managers file 13F up to 45 days after a quarter ends. 3,608 managers reported a position.
| Holder | Shares | Change on quarter |
|---|---|---|
| BlackRock, Inc. | 66,393,565 | -618,423 |
| Mastercard Foundation Asset Management Corp | 60,347,774 | -4,886,928 |
| Vanguard Capital Management LLC | 52,122,015 | -215,439 |
| State Street Corp | 36,964,305 | +486,283 |
| Jpmorgan Chase & Co | 28,228,027 | -4,428,474 |
| Fmr LLC | 23,843,483 | -420,428 |
| Geode Capital Management, LLC | 21,512,085 | +440,641 |
| Vanguard Portfolio Management LLC | 19,163,628 | -270,916 |
| Morgan Stanley | 15,001,503 | -161,074 |
| Wellington Management Group Llp | 12,698,735 | -302,847 |
| Norges Bank | 11,753,770 | new |
| Capital Research Global Investors | 11,626,317 | -2,258,265 |
| Capital International Investors | 10,973,547 | +292,580 |
| Northern Trust Corp | 8,508,557 | -180,350 |
| Goldman Sachs Group Inc | 7,648,863 | -7,497 |
| Nuveen, LLC | 6,994,342 | -1,238,447 |
| UBS AM, a distinct business unit of UBS ASSET MANAGEMENT AMERICAS LLC | 6,987,990 | -106,736 |
| Bank of New York Mellon Corp | 6,976,165 | -441,277 |
| Charles Schwab Investment Management Inc | 6,408,865 | +405,704 |
| Invesco Ltd. | 5,785,227 | +499,259 |
Insiders
25 insiders reported holding 470,116 shares in total, about $290.3M at the last price.
| Holder | Shares |
|---|---|
| Miebach MichaelPresident & CEO, Director | 93,163 |
| Vosburg CraigChief Services Officer | 67,561 |
| McLaughlin Edward GrundePresident & CTO, MA Tech | 38,640 |
| Sachin J. MehraChief Business Officer | 36,443 |
| Ling HaiChief Financial Officer | 35,751 |
| Kirkpatrick Linda PistecchiaChief Services Officer | 29,065 |
| Qureshi RimaDirector | 18,91112,083 held indirectly |
| Seshadri RajChief Commercial Pmts Officer | 16,429 |
| Lambert JornChief Product Officer | 16,184 |
| Janow Merit EDirector | 14,605 |
Questions about MA
What does Mastercard Inc do?
Mastercard Incorporated operates a global payment processing network. The company facilitates electronic funds transfers, credit card payments, debit card transactions, and prepaid card operations between merchant banks, issuing banks, and consumers. It sells payment technology, cybersecurity, fraud prevention, and data analytics services to financial institutions, businesses, and governments worldwide. Its shares trade on NYSE under the ticker MA.
What is Mastercard Inc's net worth?
Mastercard Inc has a market value (market cap) of $540.9B at the latest share price, and shareholders' equity of $5.6B on its balance sheet at June 30, 2026. A company's "net worth" usually means one of these: what the market pays for all its shares, or its assets minus its liabilities.
Is Mastercard Inc profitable?
Yes. Over the twelve months to June 30, 2026 it reported net income of $16.3B on revenue of $35.1B, a net margin of 46.3%.
How much revenue does Mastercard Inc make?
Over the twelve months to June 30, 2026 Mastercard Inc reported revenue of $35.1B. That is 16.0% more than a year earlier.
When did Mastercard Inc last report?
Its most recent periodic report is the quarterly report (10-Q) filed on July 30, 2026. It covers the period to June 30, 2026. Its newest filing of any kind is the planned insider sale from October 16, 2026.
When is Mastercard Inc's next earnings report?
Mastercard Inc's next report is expected around October 29, 2026. That is an estimate from its filing rhythm, not a date the company has announced.
Does Mastercard Inc pay a dividend?
Yes. Mastercard Inc declared dividends of $3.15 per share in fiscal 2025, a yield of 0.51% at the current price.
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Where the numbers come from
Financial figures are the values Mastercard Inc tagged in its own SEC filings (XBRL), taken from the latest filing for each period, so restatements replace older figures. Revenue, profit and cash flow are for full fiscal years unless marked as the last twelve months, which is the sum of the four most recent quarters. Where a company reports only the full year, the fourth quarter is the year minus the first three.
Prices are delayed end-of-day market data in the listing currency, and market cap moves with the price. P/E is shown only when earnings per share are positive. Nothing here is investment advice.