LexinFintech Holdings Ltd. (LX)
LexinFintech Holdings Ltd. reported revenue of $1.9B in fiscal 2025, down 3.3% from a year earlier. Net income was $239.8M, a net margin of 12.8%. Operating cash flow minus capital spending left $466.4M of free cash flow in fiscal 2025. At December 31, 2025 it held $308.3M in cash against $80.9M of debt. Its latest periodic report to the SEC is the annual report (foreign issuer) (20-F) filed on April 29, 2026.
Key facts about LexinFintech Holdings Ltd.
- Net worth
- LexinFintech Holdings Ltd. has a market value (market cap) of $101.3M at the latest share price, and shareholders' equity of $1.7B on its balance sheet at December 31, 2025. A company's "net worth" usually means one of these: what the market pays for all its shares, or its assets minus its liabilities.
- Revenue and profit
- In fiscal 2025 revenue was $1.9B (-3.3% year on year), with net income of $239.8M.
- Cash flow
- In fiscal 2025 operations brought in $516.9M of cash; after $50.5M of capital spending, free cash flow was $466.4M.
- Latest report
- The latest periodic report (annual report (foreign issuer), 20-F) was filed with the SEC on April 29, 2026 and covers the period to December 31, 2025. Open on SEC EDGAR
What LexinFintech Holdings Ltd. does
LexinFintech Holdings Ltd. is registered with the SEC under industry code SIC 6199 (Finance Services). Its shares trade on NASDAQ under the ticker LX.
Revenue and profit by year
Key figures
| Fiscal year | Revenue | Net income | Diluted EPS | Free cash flow |
|---|---|---|---|---|
| 2025 | $1.9B | $239.8M | n/a | $466.4M |
| 2024 | $1.9B | $150.8M | n/a | $114.3M |
| 2023 | $1.8B | $150.1M | n/a | $360.2M |
| 2022 | $1.4B | $118.9M | n/a | -$7.2M |
| 2021 | $1.8B | $366.2M | n/a | $399.5M |
| 2020 | $1.8B | $91.2M | n/a | -$45.6M |
Earnings: every quarter and the next report date
Full financial statements: income, balance sheet and cash flow
Where LX ranks in Finance
Dividends
It paid out $54.8M in cash dividends, 23% of its net income.
| Fiscal year | Per share | Paid out | Of profit |
|---|---|---|---|
| 2025 | n/a | $54.8M | 23% |
| 2024 | n/a | $22.5M | 15% |
| 2023 | n/a | $19.1M | 13% |
Latest SEC filings
What LexinFintech Holdings Ltd. has filed recently, newest first. Each links to the original document on SEC EDGAR.
- October 19, 2026
- August 31, 2026
- July 6, 2026Activist stake changed SCHEDULE 13D/A
- May 26, 2026
- May 15, 2026Passive stake changed SCHEDULE 13G/A
- April 29, 2026Annual report (foreign issuer) 20-F · period to December 31, 2025Revenue fell 3.3% to $1.9B versus the prior year; net income rose 59% to $239.8M.
- March 19, 2026
- November 24, 2025
- August 7, 2025
- July 21, 2025
Insider trades
What the people running LexinFintech Holdings Ltd. did with its shares, from the Form 4 filings they must send the SEC within two business days.
No insider bought or sold shares on the open market in the last 90 days. The 2 reported changes were pay in shares, option exercises, shares withheld for tax or gifts.
| Date | Insider | What | Shares | Value |
|---|---|---|---|---|
| August 19, 2026 | Long Annabelle YuDirector | Exercised options | 15,000 | - |
| August 19, 2026 | Long Annabelle YuDirector | Shares withheld for tax | 1,238 | $828.3 |
Who owns LX
Three views from three kinds of SEC filings, each with its own date. They overlap and are not added up.
5% holders
| Holder | Of class | Filed |
|---|---|---|
| Xiao Wenjie13G, passive with 1 related filers | 25.8% | May 15, 2026 |
| Wu Yi13D, may seek influence with 1 related filers | 6.1% | July 6, 2026 |
Largest institutional holders
Positions that investment managers reported on Form 13F for the quarter ended June 30, 2026, largest first, with the change on the quarter ended March 31, 2026. Managers file 13F up to 45 days after a quarter ends. 80 managers reported a position.
| Holder | Shares | Change on quarter |
|---|---|---|
| Brilliance Asset Management Ltd | 3,800,265 | 0 |
| Principal Financial Group Inc | 3,339,172 | -39,937 |
| Goldman Sachs Group Inc | 3,273,385 | -253,151 |
| BlackRock, Inc. | 3,142,508 | -81,556 |
| Vanguard Capital Management LLC | 3,099,498 | -609,923 |
| Bank of America Corp | 2,525,696 | -1,128,195 |
| Two Sigma Investments, LP | 2,283,689 | -67,500 |
| Oasis Management Co Ltd. | 1,744,075 | 0 |
| Nomura Holdings Inc | 1,714,073 | 0 |
| D. E. Shaw & Co., Inc. | 1,668,076 | -1,143,748 |
| Dimensional Fund Advisors LP | 1,477,906 | -301,833 |
| Manufacturers Life Insurance Company, The | 1,287,000 | 0 |
| American Century Companies Inc | 855,997 | +33,120 |
| Vanguard Fiduciary Trust Co | 789,304 | -195,137 |
| Barclays PLC | 719,918 | -663,079 |
| Allianz Asset Management GmbH | 637,722 | 0 |
| Millennium Management LLC | 697,025 | +635,467 |
| UBS Group AG | 585,275 | +99,961 |
| Marshall Wace, Llp | 574,521 | +109,832 |
| Citadel Advisors LLC | 331,004 | +282,819 |
Insiders
1 insiders reported holding 26,176 shares in total, about $16.1K at the last price.
| Holder | Shares |
|---|---|
| Long Annabelle YuDirector | 26,176 |
Questions about LX
What does LexinFintech Holdings Ltd. do?
LexinFintech Holdings Ltd. is a company in the Finance sector, listed on NASDAQ as LX. Its shares trade on NASDAQ under the ticker LX.
What is LexinFintech Holdings Ltd.'s net worth?
LexinFintech Holdings Ltd. has a market value (market cap) of $101.3M at the latest share price, and shareholders' equity of $1.7B on its balance sheet at December 31, 2025. A company's "net worth" usually means one of these: what the market pays for all its shares, or its assets minus its liabilities.
Is LexinFintech Holdings Ltd. profitable?
Yes. In fiscal 2025 it reported net income of $239.8M on revenue of $1.9B, a net margin of 12.8%.
How much revenue does LexinFintech Holdings Ltd. make?
In fiscal 2025 LexinFintech Holdings Ltd. reported revenue of $1.9B. That is 3.3% less than a year earlier.
When did LexinFintech Holdings Ltd. last report?
Its most recent periodic report is the annual report (foreign issuer) (20-F) filed on April 29, 2026. It covers the period to December 31, 2025. Its newest filing of any kind is the foreign issuer update from October 19, 2026.
Similar companies
Compare LX with
Follow LX
Get an email when LexinFintech Holdings Ltd. files with the SEC: results, executive changes, material agreements and annual reports.
Where the numbers come from
Financial figures are the values LexinFintech Holdings Ltd. tagged in its own SEC filings (XBRL), taken from the latest filing for each period, so restatements replace older figures. Revenue, profit and cash flow are for full fiscal years unless marked as the last twelve months, which is the sum of the four most recent quarters. Where a company reports only the full year, the fourth quarter is the year minus the first three.
Prices are delayed end-of-day market data in the listing currency, and market cap moves with the price. P/E is shown only when earnings per share are positive. Nothing here is investment advice.