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NYSE · Finance

Yiren Digital Ltd. (YRD)

Yiren Digital Ltd. reported revenue of $817.8M in fiscal 2025, up 2.8% from a year earlier. Net income was $7.8M, a net margin of 1.0%. Operating cash flow minus capital spending left $96.9M of free cash flow in fiscal 2025. At December 31, 2025 it held $478.8M in cash. Its latest periodic report to the SEC is the annual report (foreign issuer) (20-F) filed on April 29, 2026.

Price
$0.99
+0.65% on the day · September 25, 2026
52-week range $0.82 to $6.79
Market cap
$86.7M
Revenue (FY2025)
$817.8M
+2.8% year on year
Net margin
1.0%

What Yiren Digital Ltd. does

Yiren Digital Ltd. is registered with the SEC under industry code SIC 6199 (Finance Services). Its shares trade on NYSE under the ticker YRD.

Revenue and profit by year

Revenue
FY18: $817.5M $817.5M FY18FY19: $1.2B $1.2B FY19FY20: $607.2M $607.2M FY20FY21: $702.7M $702.7M FY21FY22: $498M $498M FY22FY23: $689.5M $689.5M FY23FY24: $795.4M $795.4M FY24FY25: $817.8M $817.8M FY25
Net income
FY18: $140.6M $140.6M FY18FY19: $166M $166M FY19FY20: -$106.2M -$106.2M FY20FY21: $162.1M $162.1M FY21FY22: $173.2M $173.2M FY22FY23: $293M $293M FY23FY24: $216.8M $216.8M FY24FY25: $7.8M $7.8M FY25

Fiscal years as reported in annual reports. Amounts in USD.

Key figures

Fiscal yearRevenueOperating incomeNet incomeDiluted EPSFree cash flow
2025$817.8M-$849.5M$7.8M$0.04$96.9M
2024$795.4Mn/a$216.8M$1.24$193.8M
2023$689.5Mn/a$293M$1.64$305.2M
2022$498Mn/a$173.2M$0.99$268M
2021$702.7Mn/a$162.1M$0.95$23.3M
2020$607.2Mn/a-$106.2M-$0.59$41.1M

Where YRD ranks in Finance

Revenue$817.8M
#208 of 444 in Finance · Top 47%
Revenue growth+2.8%
#319 of 415 in Finance · Bottom 23%
Net margin1.0%
#320 of 418 in Finance · Bottom 24%
Free cash flow margin11.9%
#171 of 304 in Finance · Bottom 44%

Latest fiscal year of every company in the sector with the figure reported. Revenue is ranked among companies reporting in US dollars; growth and margins among companies with at least 10 million of revenue. Finance

Dividends

It paid out $39.1M in cash dividends, 501% of its net income.

Fiscal yearPer sharePaid outOf profit
2025n/a$39.1M501%
2024n/a$16.8M8%
2018n/a$15.5M11%
2017n/a$93M44%

Per share as declared (or paid, where only that is reported), adjusted for stock splits the company itself restated. Yield is the latest fiscal year's dividend over the current price.

Latest SEC filings

What Yiren Digital Ltd. has filed recently, newest first. Each links to the original document on SEC EDGAR.

  1. July 2, 2026
  2. June 26, 2026
  3. June 8, 2026
  4. June 8, 2026
  5. June 1, 2026
  6. May 27, 2026
  7. April 29, 2026
    Annual report (foreign issuer) 20-F · period to December 31, 2025
  8. March 20, 2026
  9. March 3, 2026
  10. November 26, 2025

Recent insider filings (Forms 3, 4 and 144): 10, the latest on June 8, 2026. Insider transactions on SEC

Insider trades

What the people running Yiren Digital Ltd. did with its shares, from the Form 4 filings they must send the SEC within two business days.

No insider trades were reported in the last 90 days.

Bought (open market)
$0
last 90 days
Sold
$0
last 90 days

All insider filings on SEC.gov · Where insiders are buying across the market

All filings on SEC EDGAR

Questions about YRD

What does Yiren Digital Ltd. do?

Yiren Digital Ltd. is registered with the SEC under industry code SIC 6199 (Finance Services). Its shares trade on NYSE under the ticker YRD.

Is Yiren Digital Ltd. profitable?

Yes. In fiscal 2025 it reported net income of $7.8M on revenue of $817.8M, a net margin of 1.0%.

How much revenue does Yiren Digital Ltd. make?

In fiscal 2025 Yiren Digital Ltd. reported revenue of $817.8M. That is 2.8% more than a year earlier.

When did Yiren Digital Ltd. last report?

Its most recent periodic report is the annual report (foreign issuer) (20-F) filed on April 29, 2026. It covers the period to December 31, 2025. Its newest filing of any kind is the foreign issuer update from July 2, 2026.

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Where the numbers come from

Financial figures are the values Yiren Digital Ltd. tagged in its own SEC filings (XBRL), taken from the latest filing for each period, so restatements replace older figures. Revenue, profit and cash flow are for full fiscal years unless marked as the last twelve months, which is the sum of the four most recent quarters. Where a company reports only the full year, the fourth quarter is the year minus the first three.

Prices are delayed end-of-day market data in the listing currency, and market cap moves with the price. P/E is shown only when earnings per share are positive. Nothing here is investment advice.