Yiren Digital Ltd. (YRD)
Yiren Digital Ltd. reported revenue of $817.8M in fiscal 2025, up 2.8% from a year earlier. Net income was $7.8M, a net margin of 1.0%. Operating cash flow minus capital spending left $96.9M of free cash flow in fiscal 2025. At December 31, 2025 it held $478.8M in cash. Its latest periodic report to the SEC is the annual report (foreign issuer) (20-F) filed on April 29, 2026.
Key facts about Yiren Digital Ltd.
- Net worth
- Yiren Digital Ltd. has a market value (market cap) of $32.6M at the latest share price, and shareholders' equity of $1.3B on its balance sheet at December 31, 2025. A company's "net worth" usually means one of these: what the market pays for all its shares, or its assets minus its liabilities.
- Revenue and profit
- In fiscal 2025 revenue was $817.8M (+2.8% year on year), with net income of $7.8M.
- Cash flow
- In fiscal 2025 operations brought in $100.6M of cash; after $3.7M of capital spending, free cash flow was $96.9M.
- Latest report
- The latest periodic report (annual report (foreign issuer), 20-F) was filed with the SEC on April 29, 2026 and covers the period to December 31, 2025. Open on SEC EDGAR
What Yiren Digital Ltd. does
Yiren Digital Ltd. is registered with the SEC under industry code SIC 6199 (Finance Services). Its shares trade on NYSE under the ticker YRD.
Revenue and profit by year
Key figures
| Fiscal year | Revenue | Net income | Diluted EPS | Free cash flow |
|---|---|---|---|---|
| 2025 | $817.8M | $7.8M | $0.04 | $96.9M |
| 2024 | $795.4M | $216.8M | $1.24 | $193.8M |
| 2023 | $689.5M | $293M | $1.64 | $305.2M |
| 2022 | $498M | $173.2M | $0.99 | $268M |
| 2021 | $702.7M | $162.1M | $0.95 | $23.3M |
| 2020 | $607.2M | -$106.2M | -$0.59 | $41.1M |
Earnings: every quarter and the next report date
Full financial statements: income, balance sheet and cash flow
Where YRD ranks in Finance
Dividends
It paid out $39.1M in cash dividends, 501% of its net income.
| Fiscal year | Per share | Paid out | Of profit |
|---|---|---|---|
| 2025 | n/a | $39.1M | 501% |
| 2024 | n/a | $16.8M | 8% |
| 2018 | n/a | $15.5M | 11% |
| 2017 | n/a | $93M | 44% |
Latest SEC filings
What Yiren Digital Ltd. has filed recently, newest first. Each links to the original document on SEC EDGAR.
- September 30, 2026
- July 2, 2026
- June 26, 2026
- June 8, 2026Activist stake changed SCHEDULE 13D/A
- June 8, 2026
- June 1, 2026
- May 27, 2026
- April 29, 2026Annual report (foreign issuer) 20-F · period to December 31, 2025Revenue rose 2.8% to $817.8M versus the prior year; diluted EPS $0.04 versus $1.24.
- March 20, 2026
- March 3, 2026
Insider trades
What the people running Yiren Digital Ltd. did with its shares, from the Form 4 filings they must send the SEC within two business days.
No insider trades were reported in the last 90 days.
| Date | Insider | What | Shares | Value |
|---|---|---|---|---|
| June 5, 2026 | Tang NingExecutive Chairman and CEO, Director, 10% owner | Other changeindirect | 81,176,519 | - |
Who owns YRD
Three views from three kinds of SEC filings, each with its own date. They overlap and are not added up.
5% holders
| Holder | Of class | Filed |
|---|---|---|
| Ning Tang13D, may seek influence with 1 related filers | 82% | June 8, 2026 |
Largest institutional holders
Insiders
1 insiders reported holding 143,421,412 shares in total, about $53.5M at the last price.
| Holder | Shares |
|---|---|
| Tang NingExecutive Chairman and CEO, Director, 10% owner | 143,421,412143,421,412 held indirectly |
Questions about YRD
What does Yiren Digital Ltd. do?
Yiren Digital Ltd. is a company in the Finance sector, listed on NYSE as YRD. Its shares trade on NYSE under the ticker YRD.
What is Yiren Digital Ltd.'s net worth?
Yiren Digital Ltd. has a market value (market cap) of $32.6M at the latest share price, and shareholders' equity of $1.3B on its balance sheet at December 31, 2025. A company's "net worth" usually means one of these: what the market pays for all its shares, or its assets minus its liabilities.
Is Yiren Digital Ltd. profitable?
Yes. In fiscal 2025 it reported net income of $7.8M on revenue of $817.8M, a net margin of 1.0%.
How much revenue does Yiren Digital Ltd. make?
In fiscal 2025 Yiren Digital Ltd. reported revenue of $817.8M. That is 2.8% more than a year earlier.
When did Yiren Digital Ltd. last report?
Its most recent periodic report is the annual report (foreign issuer) (20-F) filed on April 29, 2026. It covers the period to December 31, 2025. Its newest filing of any kind is the foreign issuer update from September 30, 2026.
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Where the numbers come from
Financial figures are the values Yiren Digital Ltd. tagged in its own SEC filings (XBRL), taken from the latest filing for each period, so restatements replace older figures. Revenue, profit and cash flow are for full fiscal years unless marked as the last twelve months, which is the sum of the four most recent quarters. Where a company reports only the full year, the fourth quarter is the year minus the first three.
Prices are delayed end-of-day market data in the listing currency, and market cap moves with the price. P/E is shown only when earnings per share are positive. Nothing here is investment advice.