Income statement, balance sheet and cash flow statement for the last 7 fiscal years, taken from the XBRL data Lufax Holding Ltd files with the SEC in its annual reports.
In CNY millions, except per-share amounts. Outflows in the cash flow statement are negative.
Income statement
FY2018
FY2020
FY2020
FY2021
FY2022
FY2023
FY2024
Revenue
32,221
41,929
41,222
38,294
29,215
15,319
8,161
Interest expense
900
1,520
2,866
996
1,173
349
84.8
Pre-tax income
18,649
19,434
17,910
23,400
12,046
1,588
-2,079
Income tax
5,073
6,117
5,633
6,691
4,188
635
1,525
Net income to minority interests
-44
-15.3
-77.9
-95.3
80.8
143
267
Net income
13,620
13,332
12,354
16,804
7,777
810
-3,871
EPS, basic
12.65
12.27
11.19
6.79
0.71
EPS, diluted
12.65
12.27
11.10
6.78
0.71
Balance sheet
FY2018
FY2020
FY2020
FY2021
FY2022
FY2023
FY2024
Cash and equivalents
18,576
7,312
23,786
26,522
29,595
18,577
11,798
Property, plant and equipment
517
424
380
330
186
64.1
Lease right-of-use assets
915
974
805
768
420
307
Goodwill
9,108
9,047
9,047
8,918
8,911
8,911
9,176
Intangible assets
1,973
1,897
1,882
899
885
875
956
Total assets
149,534
248,890
360,433
350,967
234,382
203,537
Total liabilities
101,388
165,739
265,874
257,289
141,888
119,939
Total debt
2,990
10,315
25,927
36,916
38,823
51,115
Paid-in capital
14,113
33,213
33,366
32,074
32,142
27,028
Retained earnings
29,346
40,928
55,943
61,857
62,667
58,796
Shareholders' equity
48,042
81,560
93,054
92,060
90,935
81,773
Minority interests
104
1,592
1,506
1,618
1,558
1,825
Total equity
34,948
48,145
83,151
94,367
93,678
92,494
83,598
Total liabilities and equity
149,534
248,890
360,433
350,967
234,382
203,537
Cash flow statement
FY2018
FY2020
FY2020
FY2021
FY2022
FY2023
FY2024
Net income
13,576
13,317
12,276
16,709
7,858
953
-3,604
Cash from operations
-1,452
2,192
7,121
4,987
4,955
12,720
1,817
Cash from investing
3,494
-11,014
-15,004
314
7,993
-3,470
2,669
Debt issued
1,945
4,492
10,590
7,262
9,046
14,618
9,042
Debt repaid
-11,698
-6,710
-2,876
-1,802
-5,795
-17,920
-14,226
Stock issued
9,230
678
18,908
22.3
15.9
0
Share buybacks
0
0
-6,438
0
0
Dividends paid
0
0
0
0
-7,717
-1,435
-5,133
Cash from financing
-2,008
-2,612
24,874
-2,448
-9,932
-20,248
-11,282
Exchange rate effect
-85.7
170
-518
-143
57
-20.4
17.3
Net change in cash
-52.1
-11,264
16,474
2,711
3,073
-11,017
-6,779
Income taxes paid
2,990
4,231
4,223
8,008
10,293
2,753
2,338
Key metrics
Worked out from the statements above. Latest values use fiscal 2024. No valuation: the share price is quoted in a different currency than the statements.
Profitability
Metric
Value
How it is calculated
Pre-tax margin
-25.5%
Pre-tax income / revenue.
Net margin
-47.4%
Net income / revenue.
Operating cash flow margin
22.3%
Cash from operations / revenue.
Return on equity (ROE)
-4.5%
Net income / average shareholders' equity (opening and closing). Not shown when equity is negative.
Return on assets (ROA)
-1.8%
Net income / average total assets.
Growth
Metric
Value
How it is calculated
Revenue growth, 1y
-46.7%
Revenue vs the same period a year earlier. Only from a positive base.
Revenue CAGR, 3y
-40.3%
Compound annual growth of revenue over 3 fiscal years: (end / start)^(1/3) - 1. Only when both values are positive.
Revenue CAGR, 5y
-27.9%
Compound annual growth of revenue over 5 fiscal years: (end / start)^(1/5) - 1. Only when both values are positive.
Net income growth, 1y
-578.1%
Net income vs the same period a year earlier. Only from a positive base.
Operating cash flow growth, 1y
-85.7%
Operating cash flow vs the same period a year earlier. Only from a positive base.
Operating cash flow CAGR, 3y
-28.6%
Compound annual growth of operating cash flow over 3 fiscal years: (end / start)^(1/3) - 1. Only when both values are positive.
Operating cash flow CAGR, 5y
-3.7%
Compound annual growth of operating cash flow over 5 fiscal years: (end / start)^(1/5) - 1. Only when both values are positive.
Book value growth, 1y
-10.1%
Book value vs the same period a year earlier. Only from a positive base.
Book value CAGR, 3y
-4.2%
Compound annual growth of book value over 3 fiscal years: (end / start)^(1/3) - 1. Only when both values are positive.
Book value CAGR, 5y
11.2%
Compound annual growth of book value over 5 fiscal years: (end / start)^(1/5) - 1. Only when both values are positive.
Total assets growth, 1y
-13.2%
Total assets vs the same period a year earlier. Only from a positive base.
Total assets CAGR, 3y
-17.3%
Compound annual growth of total assets over 3 fiscal years: (end / start)^(1/3) - 1. Only when both values are positive.
Total assets CAGR, 5y
6.4%
Compound annual growth of total assets over 5 fiscal years: (end / start)^(1/5) - 1. Only when both values are positive.
Balance sheet health
Metric
Value
How it is calculated
Debt / equity
0.63x
Total debt / shareholders' equity. Not shown when equity is negative.
Debt / assets
25.1%
Total debt / total assets.
Liabilities / assets
58.9%
Total liabilities / total assets.
Net debt
CN¥39.32B
Total debt - cash - short-term investments. Negative means more cash than debt.
What was Lufax Holding Ltd's revenue in fiscal 2024?
Lufax Holding Ltd reported revenue of CN¥8.16B for fiscal 2024, 46.7% lower than the year before.
Was Lufax Holding Ltd profitable in fiscal 2024?
No. It reported a net loss of CN¥3.87B.
Source: SEC EDGAR XBRL company facts. Where a company tags only year-to-date figures, quarters are worked out as differences. Where a line is not tagged it is left empty, never estimated.