Income statement, balance sheet and cash flow statement for the last 7 fiscal years, taken from the XBRL data loanDepot, Inc. files with the SEC in its annual reports.
In USD millions, except per-share amounts. Outflows in the cash flow statement are negative.
Income statement
FY2019
FY2021
FY2021
FY2022
FY2023
FY2024
FY2025
Revenue
1,337
4,312
3,725
1,256
974
1,060
1,190
Selling and marketing
188
264
468
237
133
133
147
General and administrative
100
172
215
266
213
204
177
Interest expense
130
131
218
151
130
189
175
Pre-tax income
32.7
2,015
667
-690
-278
-243
-121
Income tax
-1.75
2.25
43.4
-79.6
-42.8
-40.7
-13
Net income to minority interests
34.4
2,013
510
-337
-125
-104
-44.9
Net income
0
0
114
-273
-110
-98.3
-62.6
EPS, basic
0.87
-1.75
EPS, diluted
0.87
-1.75
Shares, basic (weighted)
130
156
175
Shares, diluted (weighted)
130
156
175
186
Balance sheet
FY2019
FY2021
FY2021
FY2022
FY2023
FY2024
FY2025
Cash and equivalents
117
284
420
864
661
422
337
Property, plant and equipment
85
104
92.9
70.8
61.1
61.9
Lease right-of-use assets
66.4
55.6
35.7
29.4
20.4
23.9
Goodwill
40.7
40.7
0
Intangible assets
2.09
1.58
0
Total assets
10,893
11,812
6,610
6,151
6,344
6,858
Total liabilities
9,237
10,183
5,688
5,447
5,837
6,472
Total debt
712
1,628
2,289
2,274
2,027
2,100
Paid-in capital
0
565
789
821
844
878
Retained earnings
0
-29
-342
-452
-551
-614
Treasury stock
-12.9
-13.3
-16.5
-20.3
-29.6
Minority interests
376
1,657
1,106
488
351
234
151
Total equity
376
1,657
1,629
921
704
507
386
Total liabilities and equity
10,893
11,812
6,610
6,151
6,344
6,858
Cash flow statement
FY2019
FY2021
FY2021
FY2022
FY2023
FY2024
FY2025
Net income
34.4
2,013
623
-610
-236
-202
-108
Depreciation and amortization
36.8
35.2
35
42
41.3
36.1
26.2
Stock-based compensation
0.19
8.5
67.1
20.6
22
24.9
12.2
Cash from operations
-1,497
-2,031
-1,466
4,461
-174
-858
-708
Capital expenditures
-12.6
-33.9
-54.1
-43.2
-20.6
-26.4
-27.1
Cash from investing
141
-27.7
297
668
166
488
14.5
Debt issued
239
928
1,402
2,124
403
788
1,565
Debt repaid
-196
-800
-480
-1,457
-418
-1,046
-1,501
Stock issued
0
0
5.93
Dividends paid
-7.61
-643
-463
-119
-2.98
-3.26
-2.47
Cash from financing
1,360
2,430
1,301
-4,769
-226
152
567
Net change in cash
3.5
371
132
360
-235
-219
-126
Free cash flow
-1,510
-2,065
-1,520
4,418
-195
-885
-735
Interest paid
160
160
270
254
322
306
301
Income taxes paid
4.04
0.45
3.33
26.7
-8.87
9.02
-2.91
Key metrics
Worked out from the statements above. Latest values use the trailing twelve months to June 30, 2026; growth uses fiscal years. Valuation uses the share price of $0.67 on September 25, 2026.
Profitability
Metric
Value
How it is calculated
Pre-tax margin
-8.3%
Pre-tax income / revenue.
Net margin
-5.5%
Net income / revenue.
FCF margin
-22.5%
Free cash flow (cash from operations - capital expenditures) / revenue.
Operating cash flow margin
-20.0%
Cash from operations / revenue.
Return on assets (ROA)
-1.0%
Net income / average total assets.
Stock-based pay / revenue
1.6%
Stock-based compensation (from the cash flow statement) / revenue.
Capex / revenue
2.5%
Capital expenditures / revenue.
D&A / revenue
1.9%
Depreciation and amortization / revenue.
Growth
Metric
Value
How it is calculated
Revenue growth, 1y
12.2%
Revenue vs the same period a year earlier. Only from a positive base.
Revenue CAGR, 3y
-1.8%
Compound annual growth of revenue over 3 fiscal years: (end / start)^(1/3) - 1. Only when both values are positive.
Revenue CAGR, 5y
-22.7%
Compound annual growth of revenue over 5 fiscal years: (end / start)^(1/5) - 1. Only when both values are positive.
Total assets growth, 1y
8.1%
Total assets vs the same period a year earlier. Only from a positive base.
Total assets CAGR, 3y
1.2%
Compound annual growth of total assets over 3 fiscal years: (end / start)^(1/3) - 1. Only when both values are positive.
Total assets CAGR, 5y
-8.8%
Compound annual growth of total assets over 5 fiscal years: (end / start)^(1/5) - 1. Only when both values are positive.
Balance sheet health
Metric
Value
How it is calculated
Debt / assets
31.8%
Total debt / total assets.
Liabilities / assets
95.0%
Total liabilities / total assets.
Net debt
$1.90B
Total debt - cash - short-term investments. Negative means more cash than debt.
Efficiency
Metric
Value
How it is calculated
Asset turnover
0.19x
Revenue / average total assets.
Fixed asset turnover
19.2x
Revenue / average property, plant and equipment.
Per share
Metric
Value
How it is calculated
EPS, diluted
-$0.30
Net income per diluted share, as reported (split-adjusted). Over the last twelve months: the four quarters summed, or net income / latest diluted shares when a quarter has no reported EPS.
Market cap + total debt - cash - short-term investments.
P/S
0.18x
Market cap / revenue.
EV/Sales
1.69x
Enterprise value / revenue.
FCF yield
-124.6%
Free cash flow / market cap.
Earnings yield
-30.6%
Net income / market cap (the inverse of P/E).
What was loanDepot, Inc.'s revenue in fiscal 2025?
loanDepot, Inc. reported revenue of $1.19B for fiscal 2025, 12.2% higher than the year before.
Was loanDepot, Inc. profitable in fiscal 2025?
No. It reported a net loss of $62.6M.
How much free cash flow did loanDepot, Inc. generate in fiscal 2025?
Cash from operations of $707.5M minus capital expenditures of $27.1M left free cash flow of -$734.6M.
Source: SEC EDGAR XBRL company facts. Where a company tags only year-to-date figures, quarters are worked out as differences. Where a line is not tagged it is left empty, never estimated.