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Financial statements

HomeTrust Bancshares, Inc. financial statements

Income statement, balance sheet and cash flow statement for the last 10 fiscal years, taken from the XBRL data HomeTrust Bancshares, Inc. files with the SEC in its annual reports.

In USD millions, except per-share amounts. Outflows in the cash flow statement are negative.

Income statement

FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2024
Revenue910.211.110.610.4
Selling and marketing2.041.671.481.851.871.632.582.141.891.88
Interest expense6.048.2516.130.432.215.45.3429.7
Interest income1.461.662.713.594.413.712.995.217.939.03
Pre-tax income16.4173533.928.819.145.457.269.981
Income tax4.95.1926.76.796.023.429.7312.615.116.6
Net income11.511.88.2427.122.815.735.744.654.864.4
EPS, basic0.650.660.451.521.340.962.272.823.213.75
EPS, diluted0.650.650.441.461.300.942.232.803.203.72
Shares, basic (weighted)17.417.41817.716.716.115.515.716.917
Shares, diluted (weighted)17.61818.718.417.316.515.815.81717.1
Dividend per share0.180.270.310.350.390.450.49

Balance sheet

FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2024
Cash and equivalents52.68770.77112251105303279325
Property, plant and equipment54.263.662.561.158.570.969.173.269.962.4
Lease right-of-use assets4.65.55.859.678.077.63
Goodwill12.725.625.625.625.625.625.634.134.134.1
Intangible assets7.147.174.532.51.080.340.0910.86.64.85
Total assets2,7183,2073,3043,4763,7233,5253,5494,6074,5954,546
Total liabilities2,3582,8092,8953,0673,3153,1283,1604,1364,0443,945
Paid-in capital186213217190170161126171177167
Retained earnings180192201225243240270309381437
Other comprehensive income2.340.27-1.60.732.021.51-2.4-4.1-1.690.58
Shareholders' equity360398409409408397389471552601
Total equity360398409409408397389471552601
Total liabilities and equity2,7183,2073,3043,4763,7233,5253,5494,6074,5954,546
Shares outstanding181919181716.615.617.417.517.3

Cash flow statement

FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2024
Net income11.511.88.2427.122.815.735.744.654.864.4
Depreciation and amortization-3.99-6.66-5.95-6.835.869.59.359.0611.611.1
Stock-based compensation2.944.173.031.61.822.12.151.851.822.17
Deferred income tax4.584.9526.15.355.23.576.58-0.431.10.13
Cash from operations28.915.131.37.63-39.19.5639.1-32.945.449.5
Capital expenditures-0.8-2.82-3.46-2.12-2.93-16.1-6.61-3.42-3.04-4.17
Acquisitions000030.600
Purchases of investments-15.10-34.7-77.2-108-41.6-81.7-52.8-23
Sales and maturities of investments10127.120.738.4001.900
Cash from investing-11.1-107-134-150-12814928.9-13120.8110
Debt issued17506000
Debt repaid0-498-60-24.700
Stock issued0.033.070.651.171.544.596.085.142.441.44
Share buybacks-27.700-30.6-24.5-16.2-43.30-0.65-13.6
Dividends paid00-3.18-4.55-5.02-5.45-6.23-7.67-8.38
Cash from financing-81.412686.5143218-230-13.8362-134-114
Net change in cash-63.634.4-16.20.350.6-70.654.1198-67.945.5
Free cash flow28.112.327.95.5-42-6.5232.5-36.342.445.3
Interest paid6.477.9815.72933.316.45.3126.290.283.4
Income taxes paid0.430.380.891.551.690.530.687.681419.3

Key metrics

Worked out from the statements above. Latest values use the trailing twelve months to June 30, 2026; growth uses fiscal years. Valuation uses the share price of $46.19 on September 25, 2026.

Profitability

MetricValueHow it is calculated
Effective tax rate20.1%Income tax / pre-tax income, when pre-tax income is positive.
Return on equity (ROE)10.8%Net income / average shareholders' equity (opening and closing). Not shown when equity is negative.
Return on assets (ROA)1.5%Net income / average total assets.

Growth

MetricValueHow it is calculated
Net income growth, 1y17.4%Net income vs the same period a year earlier. Only from a positive base.
Net income CAGR, 5y23.1%Compound annual growth of net income over 5 fiscal years: (end / start)^(1/5) - 1. Only when both values are positive.
EPS growth, 1y16.3%EPS vs the same period a year earlier. Only from a positive base.
EPS CAGR, 5y23.4%Compound annual growth of eps over 5 fiscal years: (end / start)^(1/5) - 1. Only when both values are positive.
Operating cash flow growth, 1y8.9%Operating cash flow vs the same period a year earlier. Only from a positive base.
Free cash flow growth, 1y6.9%Free cash flow vs the same period a year earlier. Only from a positive base.
Dividend per share growth, 1y8.9%Dividend per share vs the same period a year earlier. Only from a positive base.
Dividend per share CAGR, 5y12.7%Compound annual growth of dividend per share over 5 fiscal years: (end / start)^(1/5) - 1. Only when both values are positive.
Book value growth, 1y8.9%Book value vs the same period a year earlier. Only from a positive base.
Book value CAGR, 5y8.0%Compound annual growth of book value over 5 fiscal years: (end / start)^(1/5) - 1. Only when both values are positive.
Total assets growth, 1y-1.1%Total assets vs the same period a year earlier. Only from a positive base.
Total assets CAGR, 5y4.1%Compound annual growth of total assets over 5 fiscal years: (end / start)^(1/5) - 1. Only when both values are positive.
Share count change, 1y0.8%Change in diluted weighted shares vs a year earlier. Negative means buybacks shrank the share count; positive means dilution.
Share count change per year, 5y-0.2%Change in diluted weighted shares, per year over 5 years. Negative means buybacks shrank the share count; positive means dilution.

Balance sheet health

MetricValueHow it is calculated
Liabilities / assets86.5%Total liabilities / total assets.
Goodwill and intangibles / assets0.8%(Goodwill + intangible assets) / total assets.
Tangible book value$566.5MShareholders' equity - goodwill - intangible assets.

Efficiency

MetricValueHow it is calculated
FCF conversion145.7%Free cash flow / net income, when net income is positive.
Capex / operating cash flow4.0%Capital expenditures / cash from operations, when that is positive.

Per share

MetricValueHow it is calculated
EPS, diluted$3.96Net income per diluted share, as reported (split-adjusted). Over the last twelve months: the four quarters summed, or net income / latest diluted shares when a quarter has no reported EPS.
FCF per share$5.77Free cash flow / diluted weighted shares.
Operating cash flow per share$6.01Cash from operations / diluted weighted shares.
Book value per share$35.90Shareholders' equity / shares outstanding (diluted weighted shares when not reported).
Tangible book per share$33.87Tangible book value / shares outstanding.
Cash per share$16.29(Cash + short-term investments) / shares outstanding.
Payout ratio13.7%Dividends paid / net income, when net income is positive.
Dividends / FCF9.4%Dividends paid / free cash flow, when free cash flow is positive.
Buybacks / FCF42.8%Share buybacks / free cash flow, when free cash flow is positive.

Valuation

MetricValueHow it is calculated
Market cap$771.1MShare price x shares outstanding.
Enterprise value$498.5MMarket cap + total debt - cash - short-term investments.
P/E11.9xMarket cap / net income. Only when net income is positive.
P/B1.28xMarket cap / shareholders' equity. Only when equity is positive.
Price / tangible book1.36xMarket cap / tangible book value, when positive.
P/FCF8.14xMarket cap / free cash flow. Only when free cash flow is positive.
P/OCF7.81xMarket cap / cash from operations, when positive.
EV/FCF5.26xEnterprise value / free cash flow, when both are positive.
FCF yield12.3%Free cash flow / market cap.
Earnings yield8.4%Net income / market cap (the inverse of P/E).
Dividend yield1.2%Dividends paid over the period / market cap.
Shareholder yield6.4%(Dividends paid + share buybacks) / market cap.
Was HomeTrust Bancshares, Inc. profitable in fiscal 2024?

Yes. Net income was $64.4M, a net margin of -.

How much free cash flow did HomeTrust Bancshares, Inc. generate in fiscal 2024?

Cash from operations of $49.5M minus capital expenditures of $4.2M left free cash flow of $45.3M.

Source: SEC EDGAR XBRL company facts. Where a company tags only year-to-date figures, quarters are worked out as differences. Where a line is not tagged it is left empty, never estimated.

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