Home Federal Bancorp, Inc. of Louisiana financial statements

Income statement, balance sheet and cash flow statement for the last 10 fiscal years, taken from the XBRL data Home Federal Bancorp, Inc. of Louisiana files with the SEC in its annual reports.

In USD millions, except per-share amounts. Outflows in the cash flow statement are negative.

Income statement

	FY2017	FY2018	FY2019	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025	FY2026
Revenue			0.98	1.02	0.99	1.15	1.48	1.11	1.3	1.69
Interest expense	2.8	3.5	4.53	5.15	3.3	1.88	5.08
Pre-tax income	5.41	5.82	6.03	4.81	6.81	6	6.77	4.07	4.65	7.79
Income tax	1.76	2.25	1.28	0.96	1.45	1.13	1.07	0.48	0.77	1.61
Net income	3.65	3.57	4.74	3.85	5.37	4.87	5.7	3.59	3.89	6.17
EPS, basic	1.01	0.99	1.34	1.15	1.66	1.50	1.89	1.18	1.27	2.05
EPS, diluted	0.96	0.94	1.25	1.07	1.57	1.41	1.81	1.17	1.26	2.02
Shares, basic (weighted)	3.63	3.6	3.54	3.36	3.23	3.25	3.02	3.04	3.05	3.01
Shares, diluted (weighted)	3.82	3.82	3.79	3.59	3.43	3.46	3.15	3.08	3.08	3.06

Balance sheet

	FY2017	FY2018	FY2019	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025	FY2026
Cash and equivalents	11.9	15.9	18.1	54.9	104	64.1	24.8	34.9	17.3	34.3
Property, plant and equipment	12.2	12.2	13.6	13.2	14.9	16.2	16.6	18.3	17.3	16.2
Lease right-of-use assets					0.86	0.84	0.83	0.82	0.8	0.78
Goodwill						0	2.99	2.99	2.99	2.99
Intangible assets						0	1.53	1.2	0.92	0.68
Total assets	427	422	442	518	566	590	661	638	609	643
Total liabilities	380	375	392	468	513	538	610	585	554	585
Paid-in capital	34.5	35.1	35.9	36.5	37.7	40.1	41	41.7	42.2	44.4
Retained earnings	13.3	14.1	15.4	13.9	15.5	14.5	12.7	14.1	15.2	16.4
Other comprehensive income	-0.35	-1.05	0.02	0.92	0.28	-1.7	-2.65	-2.62	-1.93	-1.86
Shareholders' equity	46.2	47	50.3	50.5	52.7	52.3	50.5	52.8	55.2	58.8
Total equity	46.2	47	50.3	50.5	52.7	52.3	50.5	52.8	55.2	58.8
Total liabilities and equity	427	422	442	518	566	590	661	638	609	643
Shares outstanding	3.91	3.79	3.69	3.45	3.35	3.39	3.13	3.14	3.08	3.04

Cash flow statement

	FY2017	FY2018	FY2019	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025	FY2026
Net income	3.65	3.57	4.74	3.85	5.37	4.87	5.7	3.59	3.89	6.17
Depreciation and amortization	0.51	0.5	0.54	0.65	0.67	0.76	0.87	0.94	1.08	1.12
Stock-based compensation	0.15
Deferred income tax	-0.39	0.5	-0.03	0.09	-0.06	-0.32	-0.17	0.12	-0.16	0.08
Cash from operations	3.38	13.1	4.8	0.2	8.33	17.1	12.1	2.32	5.47	7.62
Capital expenditures	-0.67	-0.06	-0.05	-0.04	-0.12	0	-0.09	-0.04
Acquisitions						0	-10.2	0
Purchases of investments				-21.3	-10.1	-9.48	-6.49	-2.67	-12.7	-15.2
Sales and maturities of investments			0	9.86	21.7	8.4	9.74	12.1	5.9	6.29
Cash from investing	-37	-0.76	-17.4	-32.5	-1.42	-78.8	-115	34.5	10.2	-18
Stock issued	0.06	0.05	0.33	0.07	0.59	1.89	0.33	0.37	0.11	1.84
Share buybacks	-0.65	-1.96	-2.45	-4.14	-2.59	-4.48	-5.96	-0.49	-1.07	-3.33
Dividends paid	-0.71	-0.92	-1.05	-1.14	-1.12	-1.35	-1.53	-1.57	-1.63	-1.66
Cash from financing	40.8	-8.38	14.9	69.1	42.6	21.4	63.9	-26.6	-33.3	27.4
Net change in cash	7.15	3.96	2.24	36.8	49.5	-40.3	-39.3	10.2	-17.6	17
Free cash flow	2.7	13	4.74	0.16	8.21	17.1	12	2.28
Interest paid	2.78	3.49	4.54	5.16	3.33	1.89	5.08	12.9	11.8	10.7
Income taxes paid	2.11	1.58	1.29	0.76	1.48	1.12	0.95	0.68	0.69	1.65

Key metrics

Worked out from the statements above. Latest values use fiscal 2026. Valuation uses the share price of $24.80 on September 25, 2026.

Profitability

Metric	Value	How it is calculated
Pre-tax margin	459.6%	Pre-tax income / revenue.
Net margin	364.5%	Net income / revenue.
Operating cash flow margin	449.8%	Cash from operations / revenue.
Effective tax rate	20.7%	Income tax / pre-tax income, when pre-tax income is positive.
Return on equity (ROE)	10.8%	Net income / average shareholders' equity (opening and closing). Not shown when equity is negative.
Return on assets (ROA)	1.0%	Net income / average total assets.
D&A / revenue	66.2%	Depreciation and amortization / revenue.

Growth

Metric	Value	How it is calculated
Revenue growth, 1y	30.0%	Revenue vs the same period a year earlier. Only from a positive base.
Revenue CAGR, 3y	4.7%	Compound annual growth of revenue over 3 fiscal years: (end / start)^(1/3) - 1. Only when both values are positive.
Revenue CAGR, 5y	11.3%	Compound annual growth of revenue over 5 fiscal years: (end / start)^(1/5) - 1. Only when both values are positive.
Net income growth, 1y	58.8%	Net income vs the same period a year earlier. Only from a positive base.
Net income CAGR, 3y	2.7%	Compound annual growth of net income over 3 fiscal years: (end / start)^(1/3) - 1. Only when both values are positive.
Net income CAGR, 5y	2.8%	Compound annual growth of net income over 5 fiscal years: (end / start)^(1/5) - 1. Only when both values are positive.
EPS growth, 1y	60.3%	EPS vs the same period a year earlier. Only from a positive base.
EPS CAGR, 3y	3.7%	Compound annual growth of eps over 3 fiscal years: (end / start)^(1/3) - 1. Only when both values are positive.
EPS CAGR, 5y	5.2%	Compound annual growth of eps over 5 fiscal years: (end / start)^(1/5) - 1. Only when both values are positive.
Operating cash flow growth, 1y	39.3%	Operating cash flow vs the same period a year earlier. Only from a positive base.
Operating cash flow CAGR, 3y	-14.3%	Compound annual growth of operating cash flow over 3 fiscal years: (end / start)^(1/3) - 1. Only when both values are positive.
Operating cash flow CAGR, 5y	-1.8%	Compound annual growth of operating cash flow over 5 fiscal years: (end / start)^(1/5) - 1. Only when both values are positive.
Book value growth, 1y	6.4%	Book value vs the same period a year earlier. Only from a positive base.
Book value CAGR, 3y	5.1%	Compound annual growth of book value over 3 fiscal years: (end / start)^(1/3) - 1. Only when both values are positive.
Book value CAGR, 5y	2.2%	Compound annual growth of book value over 5 fiscal years: (end / start)^(1/5) - 1. Only when both values are positive.
Total assets growth, 1y	5.6%	Total assets vs the same period a year earlier. Only from a positive base.
Total assets CAGR, 3y	-0.9%	Compound annual growth of total assets over 3 fiscal years: (end / start)^(1/3) - 1. Only when both values are positive.
Total assets CAGR, 5y	2.6%	Compound annual growth of total assets over 5 fiscal years: (end / start)^(1/5) - 1. Only when both values are positive.
Share count change, 1y	-0.5%	Change in diluted weighted shares vs a year earlier. Negative means buybacks shrank the share count; positive means dilution.
Share count change per year, 3y	-1.0%	Change in diluted weighted shares, per year over 3 years. Negative means buybacks shrank the share count; positive means dilution.
Share count change per year, 5y	-2.2%	Change in diluted weighted shares, per year over 5 years. Negative means buybacks shrank the share count; positive means dilution.

Balance sheet health

Metric	Value	How it is calculated
Liabilities / assets	90.9%	Total liabilities / total assets.
Goodwill and intangibles / assets	0.6%	(Goodwill + intangible assets) / total assets.
Tangible book value	$55.1M	Shareholders' equity - goodwill - intangible assets.

Efficiency

Metric	Value	How it is calculated
Asset turnover	0.00x	Revenue / average total assets.
Fixed asset turnover	0.10x	Revenue / average property, plant and equipment.

Per share

Metric	Value	How it is calculated
EPS, diluted	$2.02	Net income per diluted share, as reported (split-adjusted). Over the last twelve months: the four quarters summed, or net income / latest diluted shares when a quarter has no reported EPS.
EPS, basic	$2.05	Net income per basic share, as reported (split-adjusted).
Revenue per share	$0.55	Revenue / diluted weighted shares.
Operating cash flow per share	$2.49	Cash from operations / diluted weighted shares.
Book value per share	$19.31	Shareholders' equity / shares outstanding (diluted weighted shares when not reported).
Tangible book per share	$18.11	Tangible book value / shares outstanding.
Cash per share	$11.28	(Cash + short-term investments) / shares outstanding.
Payout ratio	26.9%	Dividends paid / net income, when net income is positive.

Valuation

Metric	Value	How it is calculated
Market cap	$75.7M	Share price x shares outstanding.
Enterprise value	$41.4M	Market cap + total debt - cash - short-term investments.
P/E	12.3x	Market cap / net income. Only when net income is positive.
P/S	44.7x	Market cap / revenue.
P/B	1.29x	Market cap / shareholders' equity. Only when equity is positive.
Price / tangible book	1.37x	Market cap / tangible book value, when positive.
P/OCF	9.94x	Market cap / cash from operations, when positive.
EV/Sales	24.5x	Enterprise value / revenue.
Earnings yield	8.2%	Net income / market cap (the inverse of P/E).
Dividend yield	2.2%	Dividends paid over the period / market cap.
Shareholder yield	6.6%	(Dividends paid + share buybacks) / market cap.
PEG	3.29x	P/E / EPS growth per year over 3 years (in percent). Only when both are positive.

What was Home Federal Bancorp, Inc. of Louisiana's revenue in fiscal 2026?

Home Federal Bancorp, Inc. of Louisiana reported revenue of $1.7M for fiscal 2026, 30% higher than the year before.

Was Home Federal Bancorp, Inc. of Louisiana profitable in fiscal 2026?

Yes. Net income was $6.2M, a net margin of 364.5%.

Source: SEC EDGAR XBRL company facts. Where a company tags only year-to-date figures, quarters are worked out as differences. Where a line is not tagged it is left empty, never estimated.

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