Stocks FRFFF Financial statements
Financial statementsFAIRFAX FINANCIAL HOLDINGS LTD/ CAN financial statements
Income statement, balance sheet and cash flow statement for the last 10 fiscal years, taken from the XBRL data FAIRFAX FINANCIAL HOLDINGS LTD/ CAN files with the SEC in its annual reports.
In USD millions, except per-share amounts. Outflows in the cash flow statement are negative.
Income statement
| FY2017 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 9,300 | 16,225 | 17,758 | 21,533 | 19,795 | 26,468 | 28,050 | |||
| Cost of revenue | 1,095 | 1,821 | 2,653 | 3,474 | 2,998 | 2,988 | 3,349 | 4,060 | 4,146 | 5,194 |
| Gross profit | 8,204 | 14,403 | 15,105 | 18,059 | 16,797 | 23,480 | 24,701 | |||
| General and administrative | 406 | 471 | 497 | 347 | 517 | 467 | 2,071 | 2,988 | 3,187 | 3,607 |
| Operating income | 1,073 | 172 | 1,344 | 1,284 | 618 | 1,606 | 4,145 | 5,707 | 6,683 | 6,105 |
| Pre-tax income | -554 | 2,023 | 862 | 2,233 | 244 | 4,393 | 4,904 | 5,908 | 5,639 | 6,440 |
| Income tax | -160 | 408 | 44.2 | 262 | 207 | 726 | 1,093 | 813 | 1,376 | 1,157 |
| Net income to minority interests | 118 | -126 | 442 | -32.9 | -181 | 266 | 438 | 713 | 388 | 511 |
| Net income | -513 | 1,741 | 376 | 2,004 | 218 | 3,401 | 3,374 | 4,382 | 3,875 | 4,772 |
| EPS, basic | -73.04 | 201.60 | 36.34 | 219.91 | 19.91 | 390.67 | 140.83 | 186.87 | 173.41 | 230.07 |
| EPS, diluted | -73.04 | 196.29 | 35.19 | 210.81 | 19.00 | 369.28 | 131.37 | 173.24 | 160.56 | 213.78 |
Balance sheet
| FY2017 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash and equivalents | 4,650 | 8,770 | 5,114 | 3,863 | 4,467 | 11,685 | 6,120 | 5,121 | 6,113 | 6,243 |
| Property, plant and equipment | 892 | 1,250 | 1,243 | 1,688 | 1,746 | |||||
| Lease right-of-use assets | 1,051 | 1,021 | 1,008 | 760 | 769 | |||||
| Goodwill | 1,634 | 2,905 | 2,703 | 2,997 | 3,126 | 3,085 | 2,928 | 3,122 | 4,125 | 4,230 |
| Intangible assets | 2,214 | 3,168 | 2,974 | 3,197 | 3,103 | 2,843 | 2,762 | 3,254 | 4,153 | 4,109 |
| Total assets | 43,384 | 64,090 | 64,372 | 70,509 | 74,054 | 86,645 | 78,819 | 91,985 | 96,777 | 107,788 |
| Accounts payable | 1,946 | 2,449 | 2,044 | 2,464 | 2,689 | 2,716 | 2,911 | 3,557 | 3,946 | 4,321 |
| Total liabilities | 31,564 | 45,678 | 47,007 | 52,601 | 56,527 | 65,330 | 55,800 | 64,284 | 68,428 | 76,914 |
| Total debt | 4,768 | 6,414 | 6,480 | 7,233 | 8,814 | 7,753 | 8,625 | 9,724 | 11,754 | 13,643 |
| Shareholders' equity | 9,820 | 13,811 | 13,115 | 14,378 | 13,857 | 16,385 | 19,116 | 22,951 | 24,068 | 26,514 |
| Minority interests | 2,000 | 4,601 | 4,250 | 3,529 | 3,671 | 4,930 | 3,903 | 4,750 | 4,281 | 4,360 |
| Total equity | 11,820 | 18,412 | 17,365 | 17,907 | 17,527 | 21,476 | 23,019 | 27,701 | 28,349 | 30,874 |
| Total liabilities and equity | 43,384 | 64,090 | 64,372 | 70,509 | 74,054 | 86,645 | 78,819 | 91,985 | 96,777 | 107,788 |
Cash flow statement
| FY2017 | FY2017 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Net income | -395 | 1,615 | 818 | 1,971 | 37.4 | 3,667 | 3,812 | 5,095 | 4,263 | 5,284 |
| Cash from operations | 1,258 | 2,734 | -1,924 | 1,355 | 140 | 6,641 | -4,420 | -39.4 | 3,994 | 2,419 |
| Cash from investing | -1,670 | -928 | -629 | -1,204 | -46.8 | 1,839 | 385 | 92 | -1,323 | -524 |
| Share buybacks | 64.2 | -141 | -214 | -104 | -138 | -133 | -148 | -89.6 | -240 | -189 |
| Dividends paid | -317 | -295 | -295 | -412 | -368 | |||||
| Cash from financing | 1,543 | 1,762 | -676 | -837 | 437 | -1,189 | -1,295 | -1,067 | -1,564 | -1,825 |
| Exchange rate effect | -37.7 | 148 | -169 | 12.4 | 73.9 | -72 | -236 | 16.3 | -116 | 59.7 |
| Interest paid | 216 | 278 | 286 | 377 | 370 | 367 | 361 | 428 | 509 | 677 |
Key metrics
Profitability
| Metric | Value | How it is calculated |
|---|---|---|
| Effective tax rate | 18.0% | Income tax / pre-tax income, when pre-tax income is positive. |
| Return on equity (ROE) | 18.9% | Net income / average shareholders' equity (opening and closing). Not shown when equity is negative. |
| Return on assets (ROA) | 4.7% | Net income / average total assets. |
| Return on invested capital (ROIC) | 15.7% | Approximation: operating income x (1 - tax rate) / average (total debt + equity - cash). Tax rate is the effective rate when between 0% and 50%, else 21%. |
Growth
| Metric | Value | How it is calculated |
|---|---|---|
| Operating income growth, 1y | -8.7% | Operating income vs the same period a year earlier. Only from a positive base. |
| Operating income CAGR, 3y | 13.8% | Compound annual growth of operating income over 3 fiscal years: (end / start)^(1/3) - 1. Only when both values are positive. |
| Operating income CAGR, 5y | 58.1% | Compound annual growth of operating income over 5 fiscal years: (end / start)^(1/5) - 1. Only when both values are positive. |
| Net income growth, 1y | 23.2% | Net income vs the same period a year earlier. Only from a positive base. |
| Net income CAGR, 3y | 12.3% | Compound annual growth of net income over 3 fiscal years: (end / start)^(1/3) - 1. Only when both values are positive. |
| Net income CAGR, 5y | 85.3% | Compound annual growth of net income over 5 fiscal years: (end / start)^(1/5) - 1. Only when both values are positive. |
| EPS growth, 1y | 33.1% | EPS vs the same period a year earlier. Only from a positive base. |
| EPS CAGR, 3y | 17.6% | Compound annual growth of eps over 3 fiscal years: (end / start)^(1/3) - 1. Only when both values are positive. |
| EPS CAGR, 5y | 62.3% | Compound annual growth of eps over 5 fiscal years: (end / start)^(1/5) - 1. Only when both values are positive. |
| Operating cash flow growth, 1y | -39.4% | Operating cash flow vs the same period a year earlier. Only from a positive base. |
| Operating cash flow CAGR, 5y | 76.9% | Compound annual growth of operating cash flow over 5 fiscal years: (end / start)^(1/5) - 1. Only when both values are positive. |
| Book value growth, 1y | 10.2% | Book value vs the same period a year earlier. Only from a positive base. |
| Book value CAGR, 3y | 11.5% | Compound annual growth of book value over 3 fiscal years: (end / start)^(1/3) - 1. Only when both values are positive. |
| Book value CAGR, 5y | 13.9% | Compound annual growth of book value over 5 fiscal years: (end / start)^(1/5) - 1. Only when both values are positive. |
| Total assets growth, 1y | 11.4% | Total assets vs the same period a year earlier. Only from a positive base. |
| Total assets CAGR, 3y | 11.0% | Compound annual growth of total assets over 3 fiscal years: (end / start)^(1/3) - 1. Only when both values are positive. |
| Total assets CAGR, 5y | 7.8% | Compound annual growth of total assets over 5 fiscal years: (end / start)^(1/5) - 1. Only when both values are positive. |
Balance sheet health
| Metric | Value | How it is calculated |
|---|---|---|
| Debt / equity | 0.51x | Total debt / shareholders' equity. Not shown when equity is negative. |
| Debt / assets | 12.7% | Total debt / total assets. |
| Liabilities / assets | 71.4% | Total liabilities / total assets. |
| Net debt | $7.40B | Total debt - cash - short-term investments. Negative means more cash than debt. |
| Goodwill and intangibles / assets | 7.7% | (Goodwill + intangible assets) / total assets. |
| Tangible book value | $18.17B | Shareholders' equity - goodwill - intangible assets. |
Efficiency
| Metric | Value | How it is calculated |
|---|---|---|
| Days payables | 290 days | 365 x average accounts payable / cost of revenue. |
Per share
| Metric | Value | How it is calculated |
|---|---|---|
| EPS, diluted | $213.78 | Net income per diluted share, as reported (split-adjusted). Over the last twelve months: the four quarters summed, or net income / latest diluted shares when a quarter has no reported EPS. |
| EPS, basic | $230.07 | Net income per basic share, as reported (split-adjusted). |
| Payout ratio | 7.7% | Dividends paid / net income, when net income is positive. |
Valuation
| Metric | Value | How it is calculated |
|---|---|---|
| Market cap | $465.5M | Share price x shares outstanding. |
| Enterprise value | $7.87B | Market cap + total debt - cash - short-term investments. |
| P/E | 0.10x | Market cap / net income. Only when net income is positive. |
| P/B | 0.02x | Market cap / shareholders' equity. Only when equity is positive. |
| Price / tangible book | 0.03x | Market cap / tangible book value, when positive. |
| P/OCF | 0.19x | Market cap / cash from operations, when positive. |
| EV/EBIT | 1.29x | Enterprise value / operating income, when both are positive. |
| Earnings yield | 1,025.0% | Net income / market cap (the inverse of P/E). |
| Dividend yield | 79.1% | Dividends paid over the period / market cap. |
| Shareholder yield | 119.7% | (Dividends paid + share buybacks) / market cap. |
| PEG | 0.01x | P/E / EPS growth per year over 3 years (in percent). Only when both are positive. |
Was FAIRFAX FINANCIAL HOLDINGS LTD/ CAN profitable in fiscal 2025?
Yes. Net income was $4.77B, a net margin of -.