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What is First Real Estate Investment Trust of New Jersey, Inc. worth?

With the base-case assumptions below, a discounted cash flow model on First Real Estate Investment Trust of New Jersey, Inc.'s reported free cash flow gives -$5,665.89 per share. The share price was $21.20 on September 28, 2026, 100% below that value.

Inputs from the filings

Free cash flow, fiscal 2025
$5.5M
Average free cash flow, last 5 years
$8.4M
Cash
$16M
balance sheet of July 31, 2026
Debt
$114.2M
balance sheet of July 31, 2026
Diluted shares, fiscal 2025
7,469
Revenue growth per year, last 5 years
-11.1%

Three sets of assumptions

CaseGrowth yrs 1-5Growth yrs 6-10After year 10Discount rateValue per shareValue vs price
Bear-10.0%-4.0%2.0%10.0%-$8,398.37-39,715%
Base-5.0%-1.0%2.5%9.0%-$5,665.89-26,826%
Bull0.0%1.5%3.0%8.0%-$572.05-2,798%

Sensitivity: base case value per share

Discount rate down the side, growth after year 10 across the top. Everything else as in the base case.

1.5%2.0%2.5%3.0%3.5%
7.0%-$3,847.56-$3,312.74-$2,659.07-$1,841.98-$791.44
8.0%-$5,188.92-$4,842.09-$4,432.20-$3,940.34-$3,339.17
9.0%-$6,176.64-$5,939.50-$5,665.89-$5,346.66-$4,969.40
10.0%-$6,935.27-$6,766.64-$6,575.52-$6,357.09-$6,105.06
11.0%-$7,536.96-$7,413.33-$7,275.16-$7,119.71-$6,943.54

Where the presets come from

Base: years 1 to 5 grow at First Real Estate Investment Trust of New Jersey, Inc.'s revenue growth rate over the last 5 fiscal years (-11.1% a year), held between -5% and 15%. Years 6 to 10 grow halfway between that and the long-run rate of 2.5%. Future cash is discounted at 9% a year.

Bear: 5 points less growth, 2% long-run growth, 10% discount rate. Bull: 5 points more growth (at most 25%), 3% long-run growth, 8% discount rate.

Value per share = (present value of 10 years of free cash flow + present value of everything after + cash - debt) / diluted shares.

This is a model run on assumptions, not a recommendation or a price target. Small changes in the discount rate or growth move the result a lot, as the table above shows. Change them yourself in the calculator.

Adjust the assumptions

Move the sliders for growth, long-run growth and discount rate, or switch to average free cash flow, and see the value per share change.

Adjust the assumptions

First Real Estate Investment Trust of New Jersey, Inc. company page