Finance of America Companies Inc. financial statements
Income statement, balance sheet and cash flow statement for the last 6 fiscal years, taken from the XBRL data Finance of America Companies Inc. files with the SEC in its annual reports.
In USD millions, except per-share amounts. Outflows in the cash flow statement are negative.
Income statement
FY2020
FY2020
FY2022
FY2023
FY2024
FY2025
Revenue
892
1,800
52.8
234
394
497
Selling and marketing
13
31.9
39.4
48.6
General and administrative
256
396
71.1
82.2
59.5
51.1
Operating expenses
818
1,294
418
392
344
370
Operating income
-0.33
-2.39
Interest expense
139
123
119
119
-16.7
57.6
Interest income
1.27
1.91
0.44
Other non-operating income
4.33
-6.13
32
0.21
-6.93
-14.8
Pre-tax income
77.6
500
-343
-167
42.8
113
Income tax
0.95
2.34
-17.1
-0.59
2.4
3.52
Income from continuing operations
-64.4
-61.3
17.5
48.2
Net income to minority interests
-525
Net income
54.4
518
-191
-80.1
15.5
45.2
EBITDA
19
16.9
EPS, basic
-30.51
-9.77
1.57
4.72
EPS, diluted
-31.10
-9.77
1.18
3.74
Shares, basic (weighted)
6.25
8.2
9.85
9.54
Shares, diluted (weighted)
18.9
8.2
23.4
26.9
Balance sheet
FY2020
FY2020
FY2022
FY2023
FY2024
FY2025
Cash and equivalents
383
233
61.1
46.5
47.4
89.5
Other current assets
0.06
0.01
Total current assets
1.65
0.86
Property, plant and equipment
24.5
9.13
5.97
3.82
4.42
Lease right-of-use assets
46.6
27.9
23.4
20.5
17.6
Goodwill
121
121
0
Intangible assets
16.9
297
254
216
180
Total assets
16,584
19,565
20,873
27,108
29,156
30,733
Accounts payable
0.09
0.92
Accrued liabilities
0.01
0.78
Total current liabilities
0.1
1.7
Total liabilities
28.1
18,771
20,468
26,835
28,841
30,338
Total debt
399
411
375
358
Paid-in capital
0
0
888
947
954
978
Retained earnings
-21.9
0
-634
-714
-699
-654
Other comprehensive income
0.01
-0.27
-0.25
-0.28
-0.29
Shareholders' equity
-21.9
-39.6
Minority interests
-0.15
151
40.1
60.4
71.8
Total equity
-21.9
628
405
272
316
396
Total liabilities and equity
294
19,565
20,873
27,108
29,156
30,733
Shares outstanding
7.19
7.19
Cash flow statement
FY2020
FY2020
FY2022
FY2023
FY2024
FY2025
Net income
76.6
498
-716
-218
35.7
103
Depreciation and amortization
19.3
19.3
65
47.5
38.9
38.6
Stock-based compensation
2.92
Deferred income tax
-0.1
-0.23
-16.8
0.68
-2.41
-3.52
Change in payables
0.08
0.83
Cash from operations
101
-686
1,408
-71.6
-424
-430
Capital expenditures
-4.29
-9.03
-11.2
Acquisitions
-0.2
0
-141
0
Sales and maturities of investments
20.5
141
13.1
Cash from investing
-2,026
-875
-1,819
158
341
855
Share buybacks
0
-40.1
Cash from financing
2,068
1,718
225
-139
160
-402
Exchange rate effect
0.02
0.03
Net change in cash
143
157
-186
-52.6
77.2
22.7
Free cash flow
96.8
-695
1,397
Interest paid
159
169
269
308
433
625
Income taxes paid
0.7
1.45
0.05
0
Key metrics
Worked out from the statements above. Latest values use the trailing twelve months to June 30, 2026; growth uses fiscal years. Valuation uses the share price of $14.49 on September 25, 2026.
Profitability
Metric
Value
How it is calculated
Pre-tax margin
-25.3%
Pre-tax income / revenue.
Net margin
-0.1%
Net income / revenue.
Operating cash flow margin
-164.8%
Cash from operations / revenue.
Return on assets (ROA)
-0.0%
Net income / average total assets.
D&A / revenue
11.6%
Depreciation and amortization / revenue.
Growth
Metric
Value
How it is calculated
Revenue growth, 1y
26.1%
Revenue vs the same period a year earlier. Only from a positive base.
Revenue CAGR, 3y
111.3%
Compound annual growth of revenue over 3 fiscal years: (end / start)^(1/3) - 1. Only when both values are positive.
Net income growth, 1y
192.1%
Net income vs the same period a year earlier. Only from a positive base.
EPS growth, 1y
216.9%
EPS vs the same period a year earlier. Only from a positive base.
Total assets growth, 1y
5.4%
Total assets vs the same period a year earlier. Only from a positive base.
Total assets CAGR, 3y
13.8%
Compound annual growth of total assets over 3 fiscal years: (end / start)^(1/3) - 1. Only when both values are positive.
Share count change, 1y
15.1%
Change in diluted weighted shares vs a year earlier. Negative means buybacks shrank the share count; positive means dilution.
Share count change per year, 3y
12.6%
Change in diluted weighted shares, per year over 3 years. Negative means buybacks shrank the share count; positive means dilution.
Balance sheet health
Metric
Value
How it is calculated
Liabilities / assets
98.9%
Total liabilities / total assets.
Goodwill and intangibles / assets
0.4%
(Goodwill + intangible assets) / total assets.
Efficiency
Metric
Value
How it is calculated
Asset turnover
0.01x
Revenue / average total assets.
Fixed asset turnover
59.3x
Revenue / average property, plant and equipment.
Per share
Metric
Value
How it is calculated
EPS, diluted
-$0.02
Net income per diluted share, as reported (split-adjusted). Over the last twelve months: the four quarters summed, or net income / latest diluted shares when a quarter has no reported EPS.
Market cap + total debt - cash - short-term investments.
P/S
0.74x
Market cap / revenue.
EV/Sales
0.49x
Enterprise value / revenue.
Earnings yield
-0.1%
Net income / market cap (the inverse of P/E).
What was Finance of America Companies Inc.'s revenue in fiscal 2025?
Finance of America Companies Inc. reported revenue of $497.4M for fiscal 2025, 26.1% higher than the year before.
Was Finance of America Companies Inc. profitable in fiscal 2025?
Yes. Net income was $45.2M, a net margin of 9.1%.
Source: SEC EDGAR XBRL company facts. Where a company tags only year-to-date figures, quarters are worked out as differences. Where a line is not tagged it is left empty, never estimated.