F&M Bank Corp (FMBM)
Operating cash flow minus capital spending left $15.8M of free cash flow in fiscal 2025. At June 30, 2026 it held $60.8M in cash against $9.9M of debt. Its latest periodic report to the SEC is the quarterly report (10-Q) filed on August 13, 2026.
Watch FMBM in 60 secondsWhat F&M Bank Corp does
F&M Bank Corp is registered with the SEC under industry code SIC 6022 (State Commercial Banks). Its shares trade on OTC under the ticker FMBM.
Revenue and profit by year
Key figures
| Fiscal year | Revenue | Net income | Diluted EPS | Free cash flow |
|---|---|---|---|---|
| 2025 | n/a | $11.2M | $3.16 | $15.8M |
| 2024 | n/a | $7.3M | $2.07 | $6.9M |
| 2023 | n/a | $2.8M | $0.80 | -$3.3M |
| 2022 | n/a | $8.3M | $2.41 | $13.9M |
| 2021 | n/a | $10.7M | $3.12 | $20.7M |
| 2020 | n/a | $8.9M | $2.56 | $1.1M |
Full financial statements: income, balance sheet and cash flow
Dividends
F&M Bank Corp paid $1.04 per share in fiscal 2025. At the current price that is a yield of 2.57%. It paid out $3.7M in cash dividends, 33% of its net income.
| Fiscal year | Per share | Paid out | Of profit |
|---|---|---|---|
| 2025 | $1.04 | $3.7M | 33% |
| 2024 | $1.04 | $3.7M | 50% |
| 2023 | $1.04 | n/a | n/a |
| 2022 | $1.04 | n/a | n/a |
| 2021 | $1.04 | n/a | n/a |
| 2020 | $1.04 | $3.3M | 37% |
Latest SEC filings
What F&M Bank Corp has filed recently, newest first. Each links to the original document on SEC EDGAR.
- September 9, 2026
- August 26, 2026
- August 14, 2026Passive stake changed SCHEDULE 13G/A
- August 13, 2026
- July 30, 2026
- July 14, 2026Other event 8-K
- May 27, 2026
- May 19, 2026
- May 15, 2026Passive stake changed SCHEDULE 13G/A
- May 15, 2026
Insider trades
What the people running F&M Bank Corp did with its shares, from the Form 4 filings they must send the SEC within two business days.
No insider trades were reported in the last 90 days.
| Date | Insider | What | Shares | Value |
|---|---|---|---|---|
| June 18, 2026 | Willingham John A.Director | Bought | 77 | $2.8K |
| May 13, 2026 | Eberly Paul E.EVP/Chief Lending Officer | Sold | 1,000 | $33.4K |
| March 19, 2026 | Wilkerson Aubrey M.CEO, Director | Received as pay | 4,193 | $128.3K |
| March 19, 2026 | Black Barton E.President | Received as pay | 3,000 | $91.8K |
| March 19, 2026 | McHaffa Evan S.EVP/Chief Credit Officer | Received as pay | 650 | $19.9K |
| March 19, 2026 | Emswiler Melody D.EVP/Chief Human Resources | Received as pay | 1,321 | $40.4K |
| March 19, 2026 | Campbell Lisa FEVP/CFO | Received as pay | 2,719 | $83.2K |
| March 19, 2026 | Eberly Paul E.EVP/Chief Lending Officer | Received as pay | 1,651 | $50.5K |
| March 19, 2026 | Driest Charles C.EVP/Chief Experience Officer | Received as pay | 1,524 | $46.6K |
Who owns FMBM
Three views from three kinds of SEC filings, each with its own date. They overlap and are not added up.
5% holders
| Holder | Of class | Filed |
|---|---|---|
| Fourthstone LLC13G, passive with 5 related filers | 8.97% | August 14, 2026 |
Largest institutional holders
Insiders
8 insiders reported holding 103,255 shares in total, about $4.2M at the last price.
| Holder | Shares |
|---|---|
| Wilkerson Aubrey M.CEO, Director | 31,163 |
| Willingham John A.Director | 21,018 |
| Black Barton E.President | 14,102 |
| Driest Charles C.EVP/Chief Experience Officer | 10,190 |
| Campbell Lisa FEVP/CFO | 9,389 |
| Eberly Paul E.EVP/Chief Lending Officer | 8,636 |
| Emswiler Melody D.EVP/Chief Human Resources | 8,107 |
| McHaffa Evan S.EVP/Chief Credit Officer | 650 |
Questions about FMBM
What does F&M Bank Corp do?
F&M Bank Corp is registered with the SEC under industry code SIC 6022 (State Commercial Banks). Its shares trade on OTC under the ticker FMBM.
Is F&M Bank Corp profitable?
Yes. Over the twelve months to June 30, 2026 it reported net income of $14.4M.
When did F&M Bank Corp last report?
Its most recent periodic report is the quarterly report (10-Q) filed on August 13, 2026. It covers the period to June 30, 2026. Its newest filing of any kind is the investor disclosure from September 9, 2026.
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Follow FMBM: get an email when it filesWhere the numbers come from
Financial figures are the values F&M Bank Corp tagged in its own SEC filings (XBRL), taken from the latest filing for each period, so restatements replace older figures. Revenue, profit and cash flow are for full fiscal years unless marked as the last twelve months, which is the sum of the four most recent quarters. Where a company reports only the full year, the fourth quarter is the year minus the first three.
Prices are delayed end-of-day market data in the listing currency, and market cap moves with the price. P/E is shown only when earnings per share are positive. Nothing here is investment advice.