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Financial statements

Fold Holdings, Inc. financial statements

Income statement, balance sheet and cash flow statement for the last 4 fiscal years, taken from the XBRL data Fold Holdings, Inc. files with the SEC in its annual reports.

In USD millions, except per-share amounts. Outflows in the cash flow statement are negative.

Income statement

FY2022FY2023FY2024FY2025
Revenue23.831.8
Selling and marketing0.31.2
General and administrative3.732.92
Operating expenses29.659.5
Operating income-1.78-3.73-2.92
Interest expense0.235.71
Interest income3.6211.22.95
Other non-operating income10.5-59.3-41.9
Pre-tax income1.846.77-65.1-69.6
Income tax0.732.330.010
Income from continuing operations-5.81-27.7
Net income1.124.44-65.1-69.6
EPS, basic-11.15-1.65
EPS, diluted-11.15-1.65
Shares, basic (weighted)5.8442.2
Shares, diluted (weighted)5.8442.2

Balance sheet

FY2022FY2023FY2024FY2025
Cash and equivalents0.071.4918.37.65
Receivables0.450.73
Inventory0.260.48
Other current assets0.190.190.692.38
Total current assets0.260.3128.318.1
Other non-current assets00.3
Total assets256166126153
Accounts payable0.110.111.110.7
Deferred revenue1.010.880.37
Total current liabilities0.493.3921.921.1
Other non-current liabilities00.69
Total liabilities10.44.5519390.5
Paid-in capital6.9833.5234
Retained earnings-8.5-11.3-101-171
Shareholders' equity-8.5-8.43-67.863
Total equity-8.5-8.43-67.863
Total liabilities and equity256166126153
Shares outstanding5.8448.4

Cash flow statement

FY2022FY2023FY2024FY2025
Net income1.124.44-65.1-69.6
Stock-based compensation09.97
Deferred income tax00
Change in receivables0.17-0.28
Change in inventory-0.13-0.22
Change in payables0.030.290.75-0.41
Cash from operations-1.7-5.08-3.31-16.1
Cash from investing-28.499.8-2.51-8.97
Stock issued-1.654.37
Share buybacks-96.8-117
Cash from financing29-94.822.714.4
Net change in cash-1.16-0.0416.8-10.7
Interest paid0.05
Income taxes paid2.7700.01

Key metrics

Worked out from the statements above. Latest values use the trailing twelve months to June 30, 2026; growth uses fiscal years. Valuation uses the share price of $0.54 on September 25, 2026.

Profitability

MetricValueHow it is calculated
Pre-tax margin-258.6%Pre-tax income / revenue.
Net margin-258.6%Net income / revenue.
Operating cash flow margin-82.3%Cash from operations / revenue.
Return on equity (ROE)-233.5%Net income / average shareholders' equity (opening and closing). Not shown when equity is negative.
Return on assets (ROA)-139.0%Net income / average total assets.
Stock-based pay / revenue23.0%Stock-based compensation (from the cash flow statement) / revenue.

Growth

MetricValueHow it is calculated
Revenue growth, 1y33.9%Revenue vs the same period a year earlier. Only from a positive base.
Total assets growth, 1y22.1%Total assets vs the same period a year earlier. Only from a positive base.
Total assets CAGR, 3y-15.6%Compound annual growth of total assets over 3 fiscal years: (end / start)^(1/3) - 1. Only when both values are positive.
Share count change, 1y623.3%Change in diluted weighted shares vs a year earlier. Negative means buybacks shrank the share count; positive means dilution.

Balance sheet health

MetricValueHow it is calculated
Current ratio1.84xCurrent assets / current liabilities.
Quick ratio1.37x(Cash + short-term investments + receivables) / current liabilities.
Cash ratio1.34x(Cash + short-term investments) / current liabilities.
Liabilities / assets40.5%Total liabilities / total assets.
Working capital$17.8MCurrent assets - current liabilities.
Tangible book value$31.3MShareholders' equity - goodwill - intangible assets.

Efficiency

MetricValueHow it is calculated
Asset turnover0.54xRevenue / average total assets.
Receivables turnover45.9xRevenue / average receivables.
Days sales outstanding8 days365 x average receivables / revenue.

Per share

MetricValueHow it is calculated
EPS, diluted-$1.41Net income per diluted share, as reported (split-adjusted). Over the last twelve months: the four quarters summed, or net income / latest diluted shares when a quarter has no reported EPS.
Revenue per share$0.54Revenue / diluted weighted shares.
Operating cash flow per share-$0.45Cash from operations / diluted weighted shares.
Book value per share$0.57Shareholders' equity / shares outstanding (diluted weighted shares when not reported).
Tangible book per share$0.57Tangible book value / shares outstanding.
Cash per share$0.52(Cash + short-term investments) / shares outstanding.

Valuation

MetricValueHow it is calculated
Market cap$29.6MShare price x shares outstanding.
Enterprise value$1.2MMarket cap + total debt - cash - short-term investments.
P/S1.05xMarket cap / revenue.
P/B0.95xMarket cap / shareholders' equity. Only when equity is positive.
Price / tangible book0.95xMarket cap / tangible book value, when positive.
EV/Sales0.04xEnterprise value / revenue.
Earnings yield-246.8%Net income / market cap (the inverse of P/E).
What was Fold Holdings, Inc.'s revenue in fiscal 2025?

Fold Holdings, Inc. reported revenue of $31.8M for fiscal 2025, 33.9% higher than the year before.

Was Fold Holdings, Inc. profitable in fiscal 2025?

No. It reported a net loss of $69.6M.

Source: SEC EDGAR XBRL company facts. Where a company tags only year-to-date figures, quarters are worked out as differences. Where a line is not tagged it is left empty, never estimated.

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