Income statement, balance sheet and cash flow statement for the last 3 fiscal years, taken from the XBRL data FB Bancorp, Inc. /MD/ files with the SEC in its annual reports.
In USD millions, except per-share amounts. Outflows in the cash flow statement are negative.
Income statement
FY2024
FY2024
FY2025
Revenue
69.1
66.5
Selling, general and administrative
8.95
5.23
6.14
Selling and marketing
1.76
1.63
0.83
Pre-tax income
1.45
1.7
4.82
Income tax
0.33
0.2
0.87
Income from continuing operations
1.51
3.95
Net income
1.12
-6.21
1.25
EPS, basic
-1.74
0.07
EPS, diluted
-1.74
0.07
Shares, basic (weighted)
0
3.56
18.2
Shares, diluted (weighted)
0
3.56
18.2
Balance sheet
FY2024
FY2024
FY2025
Cash and equivalents
87.1
98.8
60.3
Property, plant and equipment
51.5
53.2
57.1
Lease right-of-use assets
9.27
9.17
8.47
Goodwill
5.79
0
Total assets
1,125
1,221
1,255
Total liabilities
968
895
941
Paid-in capital
194
172
Retained earnings
172
166
167
Other comprehensive income
-15.4
-16.2
-7.9
Shareholders' equity
157
326
314
Total equity
157
326
314
Total liabilities and equity
1,125
1,221
1,255
Shares outstanding
0
19.8
18.1
Cash flow statement
FY2024
FY2024
FY2025
Net income
1.12
-6.21
1.25
Depreciation and amortization
2.41
2.53
2.72
Stock-based compensation
0.05
Deferred income tax
-0.92
0.01
-0.29
Cash from operations
-7
0.81
2.76
Capital expenditures
-7.03
-5.37
-6.66
Purchases of investments
-17.3
-35.4
-112
Sales and maturities of investments
42.8
41.3
42.9
Cash from investing
-84.1
-92.3
-64.7
Stock issued
188
Share buybacks
-22.2
Cash from financing
117
103
23.4
Net change in cash
26.4
11.7
-38.6
Free cash flow
-14
-4.55
-3.9
Interest paid
9.63
19.6
17.8
Income taxes paid
1.24
0
Key metrics
Worked out from the statements above. Latest values use the trailing twelve months to June 30, 2026; growth uses fiscal years. Valuation uses the share price of $16.47 on September 25, 2026.
Profitability
Metric
Value
How it is calculated
Effective tax rate
11.6%
Income tax / pre-tax income, when pre-tax income is positive.
Return on equity (ROE)
-0.1%
Net income / average shareholders' equity (opening and closing). Not shown when equity is negative.
Return on assets (ROA)
-0.0%
Net income / average total assets.
Growth
Metric
Value
How it is calculated
Operating cash flow growth, 1y
238.8%
Operating cash flow vs the same period a year earlier. Only from a positive base.
Book value growth, 1y
-3.6%
Book value vs the same period a year earlier. Only from a positive base.
Total assets growth, 1y
2.8%
Total assets vs the same period a year earlier. Only from a positive base.
Share count change, 1y
410.9%
Change in diluted weighted shares vs a year earlier. Negative means buybacks shrank the share count; positive means dilution.
Capital expenditures / cash from operations, when that is positive.
Per share
Metric
Value
How it is calculated
EPS, diluted
-$0.02
Net income per diluted share, as reported (split-adjusted). Over the last twelve months: the four quarters summed, or net income / latest diluted shares when a quarter has no reported EPS.
FCF per share
$1.53
Free cash flow / diluted weighted shares.
Operating cash flow per share
$1.67
Cash from operations / diluted weighted shares.
Book value per share
$17.66
Shareholders' equity / shares outstanding (diluted weighted shares when not reported).
Market cap + total debt - cash - short-term investments.
P/B
0.93x
Market cap / shareholders' equity. Only when equity is positive.
Price / tangible book
0.93x
Market cap / tangible book value, when positive.
P/FCF
11.5x
Market cap / free cash flow. Only when free cash flow is positive.
P/OCF
10.6x
Market cap / cash from operations, when positive.
EV/FCF
9.56x
Enterprise value / free cash flow, when both are positive.
FCF yield
8.7%
Free cash flow / market cap.
Earnings yield
-0.1%
Net income / market cap (the inverse of P/E).
Was FB Bancorp, Inc. /MD/ profitable in fiscal 2025?
Yes. Net income was $1.3M, a net margin of -.
How much free cash flow did FB Bancorp, Inc. /MD/ generate in fiscal 2025?
Cash from operations of $2.8M minus capital expenditures of $6.7M left free cash flow of -$3.9M.
Source: SEC EDGAR XBRL company facts. Where a company tags only year-to-date figures, quarters are worked out as differences. Where a line is not tagged it is left empty, never estimated.