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Financial statements

eToro Group Ltd. financial statements

Income statement, balance sheet and cash flow statement for the last 3 fiscal years, taken from the XBRL data eToro Group Ltd. files with the SEC in its annual reports.

In USD millions, except per-share amounts. Outflows in the cash flow statement are negative.

Income statement

FY2023FY2025FY2025
Revenue3,88612,64113,838
Cost of revenue3,85812,39513,585
Gross profit27.7246253
Research and development129131151
Selling, general and administrative246228244
Pre-tax income27.7246253
Income tax12.553.237.7
Net income15.3192216
EPS, basic0.212.552.58
EPS, diluted0.182.262.27

Balance sheet

FY2023FY2025FY2025
Cash and equivalents3885751,073
Short-term investments65203
Total current assets1,0751,675
Property, plant and equipment5.017.36
Lease right-of-use assets44.441.9
Total assets1,1911,791
Total current liabilities306343
Lease liabilities43.548.5
Total liabilities359397
Paid-in capital4741,274
Retained earnings-47.4168
Shareholders' equity14,26316,056
Total equity5988321,395
Total liabilities and equity1,1911,791

Cash flow statement

FY2023FY2025FY2025
Net income15.3192216
Cash from operations112269318
Capital expenditures-0.43-2.37-4.84
Cash from investing-1.42-68.5-144
Stock issued378
Cash from financing-10.7-3.19320
Exchange rate effect4.07-9.82.59
Net change in cash104187497
Free cash flow111266313
Interest paid5.723.197.1
Income taxes paid-1.2114.618.4

Key metrics

Worked out from the statements above. Latest values use fiscal 2025. Valuation uses the share price of $26.39 on September 25, 2026.

Profitability

MetricValueHow it is calculated
Gross margin1.8%Gross profit / revenue.
Pre-tax margin1.8%Pre-tax income / revenue.
Net margin1.6%Net income / revenue.
FCF margin2.3%Free cash flow (cash from operations - capital expenditures) / revenue.
Operating cash flow margin2.3%Cash from operations / revenue.
Effective tax rate14.9%Income tax / pre-tax income, when pre-tax income is positive.
Return on equity (ROE)1.4%Net income / average shareholders' equity (opening and closing). Not shown when equity is negative.
Return on assets (ROA)14.5%Net income / average total assets.
R&D / revenue1.1%Research and development expense / revenue.
SG&A / revenue1.8%Selling, general and administrative expense / revenue.
Capex / revenue0.0%Capital expenditures / revenue.

Growth

MetricValueHow it is calculated
Revenue growth, 1y9.5%Revenue vs the same period a year earlier. Only from a positive base.
Gross profit growth, 1y3.2%Gross profit vs the same period a year earlier. Only from a positive base.
Net income growth, 1y12.1%Net income vs the same period a year earlier. Only from a positive base.
EPS growth, 1y0.4%EPS vs the same period a year earlier. Only from a positive base.
Operating cash flow growth, 1y18.5%Operating cash flow vs the same period a year earlier. Only from a positive base.
Free cash flow growth, 1y17.7%Free cash flow vs the same period a year earlier. Only from a positive base.
Book value growth, 1y12.6%Book value vs the same period a year earlier. Only from a positive base.
Total assets growth, 1y50.4%Total assets vs the same period a year earlier. Only from a positive base.

Balance sheet health

MetricValueHow it is calculated
Current ratio4.89xCurrent assets / current liabilities.
Quick ratio3.72x(Cash + short-term investments + receivables) / current liabilities.
Cash ratio3.72x(Cash + short-term investments) / current liabilities.
Liabilities / assets22.1%Total liabilities / total assets.
Working capital$1.33BCurrent assets - current liabilities.
Tangible book value$16.06BShareholders' equity - goodwill - intangible assets.

Efficiency

MetricValueHow it is calculated
Asset turnover9.28xRevenue / average total assets.
Fixed asset turnover2,238xRevenue / average property, plant and equipment.
FCF conversion145.3%Free cash flow / net income, when net income is positive.
Capex / operating cash flow1.5%Capital expenditures / cash from operations, when that is positive.

Per share

MetricValueHow it is calculated
EPS, diluted$2.27Net income per diluted share, as reported (split-adjusted). Over the last twelve months: the four quarters summed, or net income / latest diluted shares when a quarter has no reported EPS.
EPS, basic$2.58Net income per basic share, as reported (split-adjusted).

Valuation

MetricValueHow it is calculated
Market cap$2.13BShare price x shares outstanding.
Enterprise value$850.3MMarket cap + total debt - cash - short-term investments.
P/E9.85xMarket cap / net income. Only when net income is positive.
P/S0.15xMarket cap / revenue.
P/B0.13xMarket cap / shareholders' equity. Only when equity is positive.
Price / tangible book0.13xMarket cap / tangible book value, when positive.
P/FCF6.78xMarket cap / free cash flow. Only when free cash flow is positive.
P/OCF6.68xMarket cap / cash from operations, when positive.
EV/Sales0.06xEnterprise value / revenue.
EV/FCF2.71xEnterprise value / free cash flow, when both are positive.
FCF yield14.7%Free cash flow / market cap.
Earnings yield10.1%Net income / market cap (the inverse of P/E).
What was eToro Group Ltd.'s revenue in fiscal 2025?

eToro Group Ltd. reported revenue of $13.84B for fiscal 2025, 9.5% higher than the year before.

Was eToro Group Ltd. profitable in fiscal 2025?

Yes. Net income was $215.7M, a net margin of 1.6%.

How much free cash flow did eToro Group Ltd. generate in fiscal 2025?

Cash from operations of $318.2M minus capital expenditures of $4.8M left free cash flow of $313.4M.

Source: SEC EDGAR XBRL company facts. Where a company tags only year-to-date figures, quarters are worked out as differences. Where a line is not tagged it is left empty, never estimated.

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