EVEREST GROUP, LTD. financial statements

Income statement, balance sheet and cash flow statement for the last 10 fiscal years, taken from the XBRL data EVEREST GROUP, LTD. files with the SEC in its annual reports.

In USD millions, except per-share amounts. Outflows in the cash flow statement are negative.

Income statement

	FY2016	FY2017	FY2018	FY2019	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025
Revenue	5,794	6,622	7,361	8,231	9,598	11,866	12,060	14,587	17,281	17,496
Selling and marketing	1,189	1,304	1,519	1,704	1,873	2,209	2,528	2,952	3,300	3,461
Interest expense	36.2	31.6	31	31.7
Interest income	501	570	621	689	692	1,219	892	1,486	2,013	2,172
Pre-tax income	1,100	419	-242	1,099	585	1,546	588	2,154	1,493	1,887
Income tax	104	-63.3	-331	89.5	71	167	-9	-363	120	296
Net income	792	273	-126	766	262	1,379	597	2,517	1,373	1,591
EPS, basic	23.85	11.77	2.18	24.77	12.81	34.66	15.19	60.19	31.78	37.80
EPS, diluted	23.68	11.70	2.17	24.70	12.78	34.62	15.19	60.19	31.78	37.80
Shares, basic (weighted)	0.04	0.04	0.04	0.04	40	39.3	38.8	41.3	42.7	41.6
Shares, diluted (weighted)	0.04	0.04	0.04	0.04	40	39.3	38.8	41.3	42.7	41.6
Dividend per share	4.70	5.05	5.30	5.75	6.20	6.20	6.50	6.80	7.75	8.00

Balance sheet

	FY2016	FY2017	FY2018	FY2019	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025
Cash and equivalents	482	635	656	808	802	1,441	1,398	1,437	1,549	1,318
Short-term investments	3.67	1.03	2.87	1.75	1.2	3	4	2	331
Lease right-of-use assets			69.9	161	149	139	128	123	108	176
Total assets	21,322	23,563	24,751	27,324	32,712	38,185	39,966	49,399	56,341	62,514
Total liabilities	13,246	15,223	16,890	18,191	22,985	28,046	31,525	36,197	42,466	47,054
Paid-in capital	2,141	2,166	2,189	2,220	2,245	2,274	2,302	3,773	3,812	3,852
Retained earnings	9,423	9,657	9,531	10,307	10,567	11,700	12,042	14,270	15,309	16,565
Treasury stock	-3,272	-3,322	-3,398	-3,422	-3,622	-3,847	-3,908	-3,908	-4,108	-4,906
Other comprehensive income	-217	-161	-463	28.2	535	12	-1,996	-934	-1,138	-52
Shareholders' equity	8,075	8,341	7,861	9,133	9,726	10,139	8,441	13,202	13,875	15,461
Total equity	8,075	8,341	7,861	9,133	9,726	10,139	8,441	13,202	13,875	15,461
Total liabilities and equity	21,322	23,563	24,751	27,324	32,712	38,185	39,966	49,399	56,341	62,514
Shares outstanding	68.9	69	69.2	69.5	69.6	69.8	69.9	74.2	74.3	74.4

Cash flow statement

	FY2016	FY2017	FY2018	FY2019	FY2020	FY2021	FY2022	FY2023	FY2024	FY2025
Net income	996	483	89	1,009	514	1,379	597	2,517	1,373	1,591
Stock-based compensation	26.4	30.3	32.4	34	39	43	45	49	63	61
Deferred income tax	68.3	51	-299	80.2	176	41	-90	-654	-51	-42
Cash from operations	1,384	1,163	610	1,852	2,874	3,833	3,695	4,553	4,957	3,068
Purchases of investments	-3.94		-4.38	-4.24	-7,189	-8,825	-7,344	-10,653	-11,563	-10,364
Sales and maturities of investments	1,920	2,160	1,974	2,302	2,586	3,893	2,626	2,310	3,783	4,497
Cash from investing	-658	-733	-280	-1,412	-3,683	-3,869	-3,418	-5,902	-4,478	-2,096
Debt issued					979	968	0	0	0
Debt repaid					-11	0	-6	0	0
Stock issued	10.8	8.31	6.9	8.52		0	0	1,445	0	0
Share buybacks	-386	-50	-75.3	-24.6	-200	-225	-61	0	-200	-797
Dividends paid	-195	-207	-216	-234	-249	-247	-255	-288	-334	-335
Cash from financing	-582	-275	-317	-276	800	674	-359	1,409	-383	-1,175
Exchange rate effect	54.1	-1.51	7.17	-11.9	3	1	39	-23	16	-28
Net change in cash	198	153	21	152	-6	639	-42	38	112	-231
Interest paid	36	36	30.4	31.7	28	62	98	130	147	150
Income taxes paid	42.6	165	-65.1	-149	-170	98	171	196	397	150

Key metrics

Worked out from the statements above. Latest values use the trailing twelve months to June 30, 2026; growth uses fiscal years. Valuation uses the share price of $370.43 on September 25, 2026.

Profitability

Metric	Value	How it is calculated
Pre-tax margin	13.4%	Pre-tax income / revenue.
Net margin	11.4%	Net income / revenue.
Operating cash flow margin	11.9%	Cash from operations / revenue.
Effective tax rate	14.7%	Income tax / pre-tax income, when pre-tax income is positive.
Return on equity (ROE)	12.4%	Net income / average shareholders' equity (opening and closing). Not shown when equity is negative.
Return on assets (ROA)	3.1%	Net income / average total assets.
Stock-based pay / revenue	0.4%	Stock-based compensation (from the cash flow statement) / revenue.

Growth

Metric	Value	How it is calculated
Revenue growth, 1y	1.2%	Revenue vs the same period a year earlier. Only from a positive base.
Revenue CAGR, 3y	13.2%	Compound annual growth of revenue over 3 fiscal years: (end / start)^(1/3) - 1. Only when both values are positive.
Revenue CAGR, 5y	12.8%	Compound annual growth of revenue over 5 fiscal years: (end / start)^(1/5) - 1. Only when both values are positive.
Net income growth, 1y	15.9%	Net income vs the same period a year earlier. Only from a positive base.
Net income CAGR, 3y	38.6%	Compound annual growth of net income over 3 fiscal years: (end / start)^(1/3) - 1. Only when both values are positive.
Net income CAGR, 5y	43.4%	Compound annual growth of net income over 5 fiscal years: (end / start)^(1/5) - 1. Only when both values are positive.
EPS growth, 1y	18.9%	EPS vs the same period a year earlier. Only from a positive base.
EPS CAGR, 3y	35.5%	Compound annual growth of eps over 3 fiscal years: (end / start)^(1/3) - 1. Only when both values are positive.
EPS CAGR, 5y	24.2%	Compound annual growth of eps over 5 fiscal years: (end / start)^(1/5) - 1. Only when both values are positive.
Operating cash flow growth, 1y	-38.1%	Operating cash flow vs the same period a year earlier. Only from a positive base.
Operating cash flow CAGR, 3y	-6.0%	Compound annual growth of operating cash flow over 3 fiscal years: (end / start)^(1/3) - 1. Only when both values are positive.
Operating cash flow CAGR, 5y	1.3%	Compound annual growth of operating cash flow over 5 fiscal years: (end / start)^(1/5) - 1. Only when both values are positive.
Dividend per share growth, 1y	3.2%	Dividend per share vs the same period a year earlier. Only from a positive base.
Dividend per share CAGR, 3y	7.2%	Compound annual growth of dividend per share over 3 fiscal years: (end / start)^(1/3) - 1. Only when both values are positive.
Dividend per share CAGR, 5y	5.2%	Compound annual growth of dividend per share over 5 fiscal years: (end / start)^(1/5) - 1. Only when both values are positive.
Book value growth, 1y	11.4%	Book value vs the same period a year earlier. Only from a positive base.
Book value CAGR, 3y	22.4%	Compound annual growth of book value over 3 fiscal years: (end / start)^(1/3) - 1. Only when both values are positive.
Book value CAGR, 5y	9.7%	Compound annual growth of book value over 5 fiscal years: (end / start)^(1/5) - 1. Only when both values are positive.
Total assets growth, 1y	11.0%	Total assets vs the same period a year earlier. Only from a positive base.
Total assets CAGR, 3y	16.1%	Compound annual growth of total assets over 3 fiscal years: (end / start)^(1/3) - 1. Only when both values are positive.
Total assets CAGR, 5y	13.8%	Compound annual growth of total assets over 5 fiscal years: (end / start)^(1/5) - 1. Only when both values are positive.
Share count change, 1y	-2.6%	Change in diluted weighted shares vs a year earlier. Negative means buybacks shrank the share count; positive means dilution.
Share count change per year, 3y	2.3%	Change in diluted weighted shares, per year over 3 years. Negative means buybacks shrank the share count; positive means dilution.
Share count change per year, 5y	0.8%	Change in diluted weighted shares, per year over 5 years. Negative means buybacks shrank the share count; positive means dilution.

Balance sheet health

Metric	Value	How it is calculated
Liabilities / assets	75.2%	Total liabilities / total assets.
Tangible book value	$15.43B	Shareholders' equity - goodwill - intangible assets.

Efficiency

Metric	Value	How it is calculated
Asset turnover	0.27x	Revenue / average total assets.

Per share

Metric	Value	How it is calculated
EPS, diluted	$49.30	Net income per diluted share, as reported (split-adjusted). Over the last twelve months: the four quarters summed, or net income / latest diluted shares when a quarter has no reported EPS.
Revenue per share	$432.24	Revenue / diluted weighted shares.
Operating cash flow per share	$51.55	Cash from operations / diluted weighted shares.
Book value per share	$207.11	Shareholders' equity / shares outstanding (diluted weighted shares when not reported).
Tangible book per share	$207.11	Tangible book value / shares outstanding.
Cash per share	$14.99	(Cash + short-term investments) / shares outstanding.
Payout ratio	16.9%	Dividends paid / net income, when net income is positive.

Valuation

Metric	Value	How it is calculated
Market cap	$14.20B	Share price x shares outstanding.
Enterprise value	$13.09B	Market cap + total debt - cash - short-term investments.
P/E	7.42x	Market cap / net income. Only when net income is positive.
P/S	0.85x	Market cap / revenue.
P/B	0.92x	Market cap / shareholders' equity. Only when equity is positive.
Price / tangible book	0.92x	Market cap / tangible book value, when positive.
P/OCF	7.10x	Market cap / cash from operations, when positive.
EV/Sales	0.78x	Enterprise value / revenue.
Earnings yield	13.5%	Net income / market cap (the inverse of P/E).
Dividend yield	2.3%	Dividends paid over the period / market cap.
Shareholder yield	10.2%	(Dividends paid + share buybacks) / market cap.
PEG	0.21x	P/E / EPS growth per year over 3 years (in percent). Only when both are positive.

What was EVEREST GROUP, LTD.'s revenue in fiscal 2025?

EVEREST GROUP, LTD. reported revenue of $17.50B for fiscal 2025, 1.2% higher than the year before.

Was EVEREST GROUP, LTD. profitable in fiscal 2025?

Yes. Net income was $1.59B, a net margin of 9.1%.

Source: SEC EDGAR XBRL company facts. Where a company tags only year-to-date figures, quarters are worked out as differences. Where a line is not tagged it is left empty, never estimated.

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