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Financial statements

Dream Finders Homes, Inc. financial statements

Income statement, balance sheet and cash flow statement for the last 7 fiscal years, taken from the XBRL data Dream Finders Homes, Inc. files with the SEC in its annual reports.

In USD millions, except per-share amounts. Outflows in the cash flow statement are negative.

Income statement

FY2019FY2021FY2021FY2022FY2023FY2024FY2025
Revenue7441,1341,9243,3423,7494,4504,323
Cost of revenue6419631,6102,7223,012
Gross profit103171314620737
Selling, general and administrative63.690.4154266303395485
Interest expense0.220.870.670.03
Pre-tax income44.984.5162356404438284
Income tax0027.581.996.597.366.7
Net income to minority interests5.715.4213.512125.240.21
Net income39.279.1121262296335217
EPS, basic0.000.001.272.673.033.442.19
EPS, diluted0.000.001.272.452.793.342.14
Shares, basic (weighted)0092.592.793.193.593.1
Shares, diluted (weighted)0095.3107106100101

Balance sheet

FY2019FY2021FY2021FY2022FY2023FY2024FY2025
Cash and equivalents50.643.7227365494274235
Inventory4841,067
Property, plant and equipment4.316.797.347.0439.754.7
Lease right-of-use assets14.219.424.120.317.2
Goodwill28.6172172172300377
Intangible assets2.669.145
Total assets7341,8942,3712,5623,3293,727
Deferred revenue3.92.21.20.50.5
Total liabilities5221,3381,5701,4761,9082,123
Total debt29.73.291,2861,606
Paid-in capital0258265275282299
Retained earnings01183666489701,174
Treasury stock0-7.83-49.5
Other comprehensive income00.61
Shareholders' equity9251,2451,425
Minority interests13.15.491.5
Total equity4016459381,2501,426
Total liabilities and equity7341,8942,3712,5623,3293,727

Cash flow statement

FY2019FY2021FY2021FY2022FY2023FY2024FY2025
Net income44.984.5135274308341217
Depreciation and amortization3.044.016.0711.310.710.215.1
Stock-based compensation0.90.955.236.814.118.824.9
Deferred income tax00-0.95-0.29-22.346.235.5
Change in receivables-12.2-16.7-11.912.6-2.63-0.92
Change in inventory-30.923.5-80.2-312-64.9-150-210
Change in payables19.46.263.465.719.2-23.1-115
Cash from operations30.496.965-27.6374-257-101
Capital expenditures-2.89-2.92-2.77-5.55-4.78-25.3-25.8
Acquisitions-13-16.8-519-0.280-178-184
Purchases of investments00-11.9
Sales and maturities of investments0012.5
Cash from investing-17.8-13-523-5.52-4.48-222-226
Stock issued0014400
Share buybacks00-7.83-41.7
Cash from financing26.1-65.8646147-216270271
Net change in cash38.718.1188114153-209-55.4
Free cash flow27.59462.2-33.2369-282-126
Interest paid0.30.933.910580.1199283
Income taxes paid27.847.981.3128121

Key metrics

Worked out from the statements above. Latest values use the trailing twelve months to June 30, 2026; growth uses fiscal years. Valuation uses the share price of $11.30 on September 25, 2026.

Profitability

MetricValueHow it is calculated
Pre-tax margin4.7%Pre-tax income / revenue.
Net margin3.5%Net income / revenue.
FCF margin-3.9%Free cash flow (cash from operations - capital expenditures) / revenue.
Operating cash flow margin-3.3%Cash from operations / revenue.
Effective tax rate24.3%Income tax / pre-tax income, when pre-tax income is positive.
Return on equity (ROE)10.2%Net income / average shareholders' equity (opening and closing). Not shown when equity is negative.
Return on assets (ROA)3.7%Net income / average total assets.
SG&A / revenue11.4%Selling, general and administrative expense / revenue.
Stock-based pay / revenue0.5%Stock-based compensation (from the cash flow statement) / revenue.
Capex / revenue0.6%Capital expenditures / revenue.
D&A / revenue0.5%Depreciation and amortization / revenue.

Growth

MetricValueHow it is calculated
Revenue growth, 1y-2.9%Revenue vs the same period a year earlier. Only from a positive base.
Revenue CAGR, 3y9.0%Compound annual growth of revenue over 3 fiscal years: (end / start)^(1/3) - 1. Only when both values are positive.
Revenue CAGR, 5y30.7%Compound annual growth of revenue over 5 fiscal years: (end / start)^(1/5) - 1. Only when both values are positive.
Net income growth, 1y-35.2%Net income vs the same period a year earlier. Only from a positive base.
Net income CAGR, 3y-6.1%Compound annual growth of net income over 3 fiscal years: (end / start)^(1/3) - 1. Only when both values are positive.
Net income CAGR, 5y22.4%Compound annual growth of net income over 5 fiscal years: (end / start)^(1/5) - 1. Only when both values are positive.
EPS growth, 1y-35.9%EPS vs the same period a year earlier. Only from a positive base.
EPS CAGR, 3y-4.4%Compound annual growth of eps over 3 fiscal years: (end / start)^(1/3) - 1. Only when both values are positive.
Book value growth, 1y14.4%Book value vs the same period a year earlier. Only from a positive base.
Total assets growth, 1y12.0%Total assets vs the same period a year earlier. Only from a positive base.
Total assets CAGR, 3y16.3%Compound annual growth of total assets over 3 fiscal years: (end / start)^(1/3) - 1. Only when both values are positive.
Total assets CAGR, 5y38.4%Compound annual growth of total assets over 5 fiscal years: (end / start)^(1/5) - 1. Only when both values are positive.
Share count change, 1y1.0%Change in diluted weighted shares vs a year earlier. Negative means buybacks shrank the share count; positive means dilution.
Share count change per year, 3y-1.7%Change in diluted weighted shares, per year over 3 years. Negative means buybacks shrank the share count; positive means dilution.

Balance sheet health

MetricValueHow it is calculated
Debt / equity1.27xTotal debt / shareholders' equity. Not shown when equity is negative.
Debt / assets45.9%Total debt / total assets.
Liabilities / assets59.3%Total liabilities / total assets.
Net debt$1.61BTotal debt - cash - short-term investments. Negative means more cash than debt.
Goodwill and intangibles / assets9.5%(Goodwill + intangible assets) / total assets.
Tangible book value$1.05BShareholders' equity - goodwill - intangible assets.

Efficiency

MetricValueHow it is calculated
Asset turnover1.04xRevenue / average total assets.
FCF conversion-110.3%Free cash flow / net income, when net income is positive.

Per share

MetricValueHow it is calculated
EPS, diluted$1.61Net income per diluted share, as reported (split-adjusted). Over the last twelve months: the four quarters summed, or net income / latest diluted shares when a quarter has no reported EPS.
Revenue per share$45.26Revenue / diluted weighted shares.
FCF per share-$1.77Free cash flow / diluted weighted shares.
Operating cash flow per share-$1.52Cash from operations / diluted weighted shares.
Book value per share$15.68Shareholders' equity / shares outstanding (diluted weighted shares when not reported).
Tangible book per share$11.55Tangible book value / shares outstanding.
Cash per share$2.23(Cash + short-term investments) / shares outstanding.

Valuation

MetricValueHow it is calculated
Market cap$1.03BShare price x shares outstanding.
Enterprise value$2.64BMarket cap + total debt - cash - short-term investments.
P/E6.99xMarket cap / net income. Only when net income is positive.
P/S0.25xMarket cap / revenue.
P/B0.72xMarket cap / shareholders' equity. Only when equity is positive.
Price / tangible book0.97xMarket cap / tangible book value, when positive.
EV/Sales0.64xEnterprise value / revenue.
FCF yield-15.8%Free cash flow / market cap.
Earnings yield14.3%Net income / market cap (the inverse of P/E).
Shareholder yield5.1%(Dividends paid + share buybacks) / market cap.
What was Dream Finders Homes, Inc.'s revenue in fiscal 2025?

Dream Finders Homes, Inc. reported revenue of $4.32B for fiscal 2025, 2.9% lower than the year before.

Was Dream Finders Homes, Inc. profitable in fiscal 2025?

Yes. Net income was $217.2M, a net margin of 5%.

How much free cash flow did Dream Finders Homes, Inc. generate in fiscal 2025?

Cash from operations of $100.6M minus capital expenditures of $25.8M left free cash flow of -$126.4M.

Source: SEC EDGAR XBRL company facts. Where a company tags only year-to-date figures, quarters are worked out as differences. Where a line is not tagged it is left empty, never estimated.

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