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NASDAQ · Finance

Consumer Portfolio Services, Inc. (CPSS)

Consumer Portfolio Services, Inc. brought in $451.6M of revenue over the twelve months to June 30, 2026, up 6.9% from a year earlier. Net income was $21.6M, a net margin of 4.8%. Operating cash flow minus capital spending left $288.3M of free cash flow in fiscal 2025. At June 30, 2026 it held $7.5M in cash. Its latest periodic report to the SEC is the quarterly report (10-Q) filed on August 7, 2026.

Revenue (last 12 months)
$451.6M
+6.9% year on year
Net margin
4.8%

What Consumer Portfolio Services, Inc. does

Consumer Portfolio Services, Inc. is registered with the SEC under industry code SIC 6199 (Finance Services). Its shares trade on NASDAQ under the ticker CPSS.

Revenue and profit by year

Revenue
FY18: $389.8M $389.8M FY18FY19: $345.8M $345.8M FY19FY20: $271.2M $271.2M FY20FY21: $267.8M $267.8M FY21FY22: $329.7M $329.7M FY22FY23: $352M $352M FY23FY24: $393.5M $393.5M FY24FY25: $434.5M $434.5M FY25
Net income
FY18: $14.9M $14.9M FY18FY19: $5.4M $5.4M FY19FY20: $21.7M $21.7M FY20FY21: $47.5M $47.5M FY21FY22: $86M $86M FY22FY23: $45.3M $45.3M FY23FY24: $19.2M $19.2M FY24FY25: $19.3M $19.3M FY25

Fiscal years as reported in annual reports. Amounts in USD.

Key figures

Fiscal yearRevenueOperating incomeNet incomeDiluted EPSFree cash flow
2025$434.5Mn/a$19.3M$0.80$288.3M
2024$393.5Mn/a$19.2M$0.79$233.3M
2023$352Mn/a$45.3M$1.80$237.4M
2022$329.7Mn/a$86M$3.23$213.8M
2021$267.8Mn/a$47.5M$1.84$196.2M
2020$271.2Mn/a$21.7M$0.90$238.7M

Latest SEC filings

What Consumer Portfolio Services, Inc. has filed recently, newest first. Each links to the original document on SEC EDGAR.

  1. August 26, 2026
  2. August 26, 2026
  3. August 25, 2026
  4. August 21, 2026
  5. August 7, 2026
    Quarterly report 10-Q · period to June 30, 2026
  6. August 4, 2026
  7. July 24, 2026
  8. July 14, 2026
  9. July 6, 2026
  10. June 29, 2026

Recent insider filings (Forms 3, 4 and 144): 10, the latest on September 3, 2026. Insider transactions on SEC

All filings on SEC EDGAR

Questions about CPSS

What does Consumer Portfolio Services, Inc. do?

Consumer Portfolio Services, Inc. is registered with the SEC under industry code SIC 6199 (Finance Services). Its shares trade on NASDAQ under the ticker CPSS.

Is Consumer Portfolio Services, Inc. profitable?

Yes. Over the twelve months to June 30, 2026 it reported net income of $21.6M on revenue of $451.6M, a net margin of 4.8%.

How much revenue does Consumer Portfolio Services, Inc. make?

Over the twelve months to June 30, 2026 Consumer Portfolio Services, Inc. reported revenue of $451.6M. That is 6.9% more than a year earlier.

When did Consumer Portfolio Services, Inc. last report?

Its most recent periodic report is the quarterly report (10-Q) filed on August 7, 2026. It covers the period to June 30, 2026. Its newest filing of any kind is the insider trade from September 3, 2026.

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Where the numbers come from

Financial figures are the values Consumer Portfolio Services, Inc. tagged in its own SEC filings (XBRL), taken from the latest filing for each period, so restatements replace older figures. Revenue, profit and cash flow are for full fiscal years unless marked as the last twelve months, which is the sum of the four most recent quarters. Where a company reports only the full year, the fourth quarter is the year minus the first three.

Prices are delayed end-of-day market data in the listing currency, and market cap moves with the price. P/E is shown only when earnings per share are positive. Nothing here is investment advice.