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DCF valuation

What is Corpay, Inc. worth?

With the base-case assumptions below, a discounted cash flow model on Corpay, Inc.'s reported free cash flow gives $444.31 per share. The share price was $398.11 on September 25, 2026, 10% below that value.

Inputs from the filings

Free cash flow, fiscal 2025
$1.3B
Average free cash flow, last 5 years
$1.34B
Cash
$3.16B
balance sheet of June 30, 2026
Debt
$10.62B
balance sheet of June 30, 2026
Diluted shares, fiscal 2025
71,058,000
Revenue growth per year, last 5 years
13.6%

Three sets of assumptions

CaseGrowth yrs 1-5Growth yrs 6-10After year 10Discount rateValue per shareValue vs price
Bear8.5%5.5%2.0%10.0%$234.81-41%
Base13.5%8.0%2.5%9.0%$444.31+12%
Bull18.5%11.0%3.0%8.0%$861.64+116%

Sensitivity: base case value per share

Discount rate down the side, growth after year 10 across the top. Everything else as in the base case.

1.5%2.0%2.5%3.0%3.5%
7.0%$605.44$655.48$716.64$793.09$891.39
8.0%$484.55$517.00$555.35$601.37$657.62
9.0%$396.52$418.70$444.31$474.17$509.47
10.0%$329.71$345.48$363.37$383.80$407.39
11.0%$277.38$288.95$301.88$316.42$332.90

Where the presets come from

Base: years 1 to 5 grow at Corpay, Inc.'s revenue growth rate over the last 5 fiscal years (13.6% a year), held between -5% and 15%. Years 6 to 10 grow halfway between that and the long-run rate of 2.5%. Future cash is discounted at 9% a year.

Bear: 5 points less growth, 2% long-run growth, 10% discount rate. Bull: 5 points more growth (at most 25%), 3% long-run growth, 8% discount rate.

Value per share = (present value of 10 years of free cash flow + present value of everything after + cash - debt) / diluted shares.

This is a model run on assumptions, not a recommendation or a price target. Small changes in the discount rate or growth move the result a lot, as the table above shows. Change them yourself in the calculator.

Adjust the assumptions

Move the sliders for growth, long-run growth and discount rate, or switch to average free cash flow, and see the value per share change.

Adjust the assumptions

Corpay, Inc. company page