CoastalSouth Bancshares, Inc. financial statements
Income statement, balance sheet and cash flow statement for the last 2 fiscal years, taken from the XBRL data CoastalSouth Bancshares, Inc. files with the SEC in its annual reports.
In USD millions, except per-share amounts. Outflows in the cash flow statement are negative.
Income statement
FY2025
FY2025
Revenue
1.87
1.99
General and administrative
0.99
1.25
Pre-tax income
27.2
31.1
Income tax
5.31
6.24
Net income
21.9
24.9
EPS, basic
2.15
2.24
EPS, diluted
2.09
2.16
Shares, diluted (weighted)
10.5
11.5
Balance sheet
FY2025
FY2025
Cash and equivalents
68
79.8
Property, plant and equipment
17.8
18.1
Lease right-of-use assets
4.04
3.9
Goodwill
4.71
4.71
Intangible assets
1.68
1.55
Total assets
2,099
2,307
Total liabilities
1,903
2,047
Paid-in capital
159
190
Retained earnings
42
66.9
Other comprehensive income
-15.8
-9.22
Shareholders' equity
195
260
Total equity
195
260
Total liabilities and equity
2,099
2,307
Cash flow statement
FY2025
FY2025
Net income
21.9
24.9
Depreciation and amortization
1.33
1.5
Stock-based compensation
1.3
0.95
Deferred income tax
1.95
-0.21
Cash from operations
-12.7
63.1
Capital expenditures
-1.41
-1.83
Purchases of investments
-79.4
-49.5
Sales and maturities of investments
62.2
60.9
Cash from investing
-17.3
-224
Stock issued
0.1
Share buybacks
-0.07
Cash from financing
49.4
173
Net change in cash
19.4
11.8
Free cash flow
-14.1
61.3
Interest paid
60.6
51.5
Income taxes paid
-0.88
1.84
Key metrics
Worked out from the statements above. Latest values use the trailing twelve months to June 30, 2026; growth uses fiscal years. Valuation uses the share price of $26.61 on September 25, 2026.
Profitability
Metric
Value
How it is calculated
Pre-tax margin
1,707.0%
Pre-tax income / revenue.
Net margin
1,357.0%
Net income / revenue.
FCF margin
3,307.0%
Free cash flow (cash from operations - capital expenditures) / revenue.
Operating cash flow margin
3,409.0%
Cash from operations / revenue.
Effective tax rate
20.5%
Income tax / pre-tax income, when pre-tax income is positive.
Return on equity (ROE)
10.2%
Net income / average shareholders' equity (opening and closing). Not shown when equity is negative.
Return on assets (ROA)
1.1%
Net income / average total assets.
Stock-based pay / revenue
54.4%
Stock-based compensation (from the cash flow statement) / revenue.
Capex / revenue
101.9%
Capital expenditures / revenue.
D&A / revenue
80.0%
Depreciation and amortization / revenue.
Growth
Metric
Value
How it is calculated
Revenue growth, 1y
6.4%
Revenue vs the same period a year earlier. Only from a positive base.
Net income growth, 1y
13.6%
Net income vs the same period a year earlier. Only from a positive base.
EPS growth, 1y
3.3%
EPS vs the same period a year earlier. Only from a positive base.
Book value growth, 1y
32.9%
Book value vs the same period a year earlier. Only from a positive base.
Total assets growth, 1y
9.9%
Total assets vs the same period a year earlier. Only from a positive base.
Share count change, 1y
10.0%
Change in diluted weighted shares vs a year earlier. Negative means buybacks shrank the share count; positive means dilution.
Free cash flow / net income, when net income is positive.
Capex / operating cash flow
3.0%
Capital expenditures / cash from operations, when that is positive.
Per share
Metric
Value
How it is calculated
EPS, diluted
$2.21
Net income per diluted share, as reported (split-adjusted). Over the last twelve months: the four quarters summed, or net income / latest diluted shares when a quarter has no reported EPS.
Revenue per share
$0.16
Revenue / diluted weighted shares.
FCF per share
$5.39
Free cash flow / diluted weighted shares.
Operating cash flow per share
$5.56
Cash from operations / diluted weighted shares.
Book value per share
$21.67
Shareholders' equity / shares outstanding (diluted weighted shares when not reported).
Market cap + total debt - cash - short-term investments.
P/E
11.6x
Market cap / net income. Only when net income is positive.
P/S
157x
Market cap / revenue.
P/B
1.18x
Market cap / shareholders' equity. Only when equity is positive.
Price / tangible book
1.21x
Market cap / tangible book value, when positive.
P/FCF
4.74x
Market cap / free cash flow. Only when free cash flow is positive.
P/OCF
4.60x
Market cap / cash from operations, when positive.
EV/Sales
140x
Enterprise value / revenue.
EV/FCF
4.23x
Enterprise value / free cash flow, when both are positive.
FCF yield
21.1%
Free cash flow / market cap.
Earnings yield
8.7%
Net income / market cap (the inverse of P/E).
What was CoastalSouth Bancshares, Inc.'s revenue in fiscal 2025?
CoastalSouth Bancshares, Inc. reported revenue of $2.0M for fiscal 2025, 6.4% higher than the year before.
Was CoastalSouth Bancshares, Inc. profitable in fiscal 2025?
Yes. Net income was $24.9M, a net margin of 1,254%.
How much free cash flow did CoastalSouth Bancshares, Inc. generate in fiscal 2025?
Cash from operations of $63.1M minus capital expenditures of $1.8M left free cash flow of $61.3M.
Source: SEC EDGAR XBRL company facts. Where a company tags only year-to-date figures, quarters are worked out as differences. Where a line is not tagged it is left empty, never estimated.