Income statement, balance sheet and cash flow statement for the last 3 fiscal years, taken from the XBRL data CHAIN BRIDGE BANCORP INC files with the SEC in its annual reports.
In USD millions, except per-share amounts. Outflows in the cash flow statement are negative.
Income statement
FY2024
FY2024
FY2025
Pre-tax income
10.9
26.3
25.4
Income tax
2.08
5.32
5.18
Net income
8.83
20.9
20.2
EPS, basic
1.93
4.17
3.08
EPS, diluted
1.93
4.17
3.08
Shares, basic (weighted)
4.57
5.02
6.56
Shares, diluted (weighted)
4.57
5.02
6.56
Balance sheet
FY2024
FY2024
FY2025
Cash and equivalents
317
411
587
Property, plant and equipment
9.86
9.59
13.2
Total assets
1,205
1,401
1,750
Short-term debt
5
0
0
Total liabilities
1,122
1,257
1,581
Paid-in capital
38.3
74.8
74.8
Retained earnings
56.7
77.6
97.9
Other comprehensive income
-11.6
-8.25
-3.51
Shareholders' equity
83.4
144
169
Total equity
83.4
144
169
Total liabilities and equity
1,205
1,401
1,750
Cash flow statement
FY2024
FY2024
FY2025
Net income
8.83
20.9
20.2
Depreciation and amortization
0.49
0.49
0.47
Deferred income tax
-0.1
-0.16
Change in payables
0.79
2.2
0.96
Cash from operations
12.8
21.8
15.6
Capital expenditures
-0.27
-0.22
-4.11
Purchases of investments
-23.1
-283
-627
Sales and maturities of investments
50.8
188
386
Cash from investing
46.2
-97.3
-163
Stock issued
0
36.5
0
Cash from financing
159
169
323
Net change in cash
218
94
176
Free cash flow
12.5
21.6
11.5
Interest paid
4.01
3.72
4.36
Income taxes paid
2.05
6.41
4.76
Key metrics
Worked out from the statements above. Latest values use the trailing twelve months to June 30, 2026; growth uses fiscal years. Valuation uses the share price of $47.76 on September 25, 2026.
Profitability
Metric
Value
How it is calculated
Effective tax rate
20.5%
Income tax / pre-tax income, when pre-tax income is positive.
Return on equity (ROE)
14.5%
Net income / average shareholders' equity (opening and closing). Not shown when equity is negative.
Return on assets (ROA)
1.2%
Net income / average total assets.
Growth
Metric
Value
How it is calculated
Net income growth, 1y
-3.4%
Net income vs the same period a year earlier. Only from a positive base.
EPS growth, 1y
-26.1%
EPS vs the same period a year earlier. Only from a positive base.
Operating cash flow growth, 1y
-28.5%
Operating cash flow vs the same period a year earlier. Only from a positive base.
Free cash flow growth, 1y
-46.8%
Free cash flow vs the same period a year earlier. Only from a positive base.
Book value growth, 1y
17.3%
Book value vs the same period a year earlier. Only from a positive base.
Total assets growth, 1y
24.9%
Total assets vs the same period a year earlier. Only from a positive base.
Share count change, 1y
30.7%
Change in diluted weighted shares vs a year earlier. Negative means buybacks shrank the share count; positive means dilution.
Free cash flow / net income, when net income is positive.
Capex / operating cash flow
23.3%
Capital expenditures / cash from operations, when that is positive.
Per share
Metric
Value
How it is calculated
EPS, diluted
$4.06
Net income per diluted share, as reported (split-adjusted). Over the last twelve months: the four quarters summed, or net income / latest diluted shares when a quarter has no reported EPS.
FCF per share
$2.54
Free cash flow / diluted weighted shares.
Operating cash flow per share
$3.31
Cash from operations / diluted weighted shares.
Book value per share
$27.99
Shareholders' equity / shares outstanding (diluted weighted shares when not reported).
Market cap + total debt - cash - short-term investments.
P/E
11.8x
Market cap / net income. Only when net income is positive.
P/B
1.71x
Market cap / shareholders' equity. Only when equity is positive.
Price / tangible book
1.71x
Market cap / tangible book value, when positive.
P/FCF
18.8x
Market cap / free cash flow. Only when free cash flow is positive.
P/OCF
14.4x
Market cap / cash from operations, when positive.
FCF yield
5.3%
Free cash flow / market cap.
Earnings yield
8.5%
Net income / market cap (the inverse of P/E).
Was CHAIN BRIDGE BANCORP INC profitable in fiscal 2025?
Yes. Net income was $20.2M, a net margin of -.
How much free cash flow did CHAIN BRIDGE BANCORP INC generate in fiscal 2025?
Cash from operations of $15.6M minus capital expenditures of $4.1M left free cash flow of $11.5M.
Source: SEC EDGAR XBRL company facts. Where a company tags only year-to-date figures, quarters are worked out as differences. Where a line is not tagged it is left empty, never estimated.