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DCF valuation

What is Caterpillar Inc worth?

With the base-case assumptions below, a discounted cash flow model on Caterpillar Inc's reported free cash flow gives $481.01 per share. The share price was $821.58 on September 25, 2026, 71% above that value.

Inputs from the filings

Free cash flow, fiscal 2025
$8.92B
Average free cash flow, last 5 years
$8.57B
Cash
$6.71B
balance sheet of June 30, 2026
Debt
$0
not reported, counted as 0
Diluted shares, fiscal 2025
472,300,000
Revenue growth per year, last 5 years
10.1%

Three sets of assumptions

CaseGrowth yrs 1-5Growth yrs 6-10After year 10Discount rateValue per shareValue vs price
Bear5.0%3.5%2.0%10.0%$299.75-64%
Base10.0%6.5%2.5%9.0%$481.01-41%
Bull15.0%9.0%3.0%8.0%$819.09-0%

Sensitivity: base case value per share

Discount rate down the side, growth after year 10 across the top. Everything else as in the base case.

1.5%2.0%2.5%3.0%3.5%
7.0%$614.63$655.84$706.20$769.15$850.09
8.0%$514.60$541.32$572.90$610.80$657.11
9.0%$441.66$459.93$481.01$505.60$534.67
10.0%$386.21$399.20$413.93$430.76$450.17
11.0%$342.71$352.24$362.88$374.86$388.43

Where the presets come from

Base: years 1 to 5 grow at Caterpillar Inc's revenue growth rate over the last 5 fiscal years (10.1% a year), held between -5% and 15%. Years 6 to 10 grow halfway between that and the long-run rate of 2.5%. Future cash is discounted at 9% a year.

Bear: 5 points less growth, 2% long-run growth, 10% discount rate. Bull: 5 points more growth (at most 25%), 3% long-run growth, 8% discount rate.

Value per share = (present value of 10 years of free cash flow + present value of everything after + cash - debt) / diluted shares.

This is a model run on assumptions, not a recommendation or a price target. Small changes in the discount rate or growth move the result a lot, as the table above shows. Change them yourself in the calculator.

Adjust the assumptions

Move the sliders for growth, long-run growth and discount rate, or switch to average free cash flow, and see the value per share change.

Adjust the assumptions

Caterpillar Inc company page