1895 Bancorp of Wisconsin, Inc. /MD/ financial statements
Income statement, balance sheet and cash flow statement for the last 4 fiscal years, taken from the XBRL data 1895 Bancorp of Wisconsin, Inc. /MD/ files with the SEC in its annual reports.
In USD millions, except per-share amounts. Outflows in the cash flow statement are negative.
Income statement
FY2021
FY2021
FY2022
FY2023
Selling and marketing
0.11
0.11
0.18
0.16
Interest expense
3.04
1.54
1.99
8.54
Pre-tax income
3.05
0.02
-0.32
-6.4
Income tax
1.74
-0.06
-0.17
0.39
Net income
1.32
0.09
-0.15
-6.79
EPS, basic
0.28
0.01
-0.03
-1.23
EPS, diluted
0.28
0.01
-0.03
-1.23
Shares, basic (weighted)
4.64
5.99
5.78
5.53
Shares, diluted (weighted)
4.69
6.19
5.78
5.53
Balance sheet
FY2021
FY2021
FY2022
FY2023
Property, plant and equipment
6.28
5.86
5.45
5.18
Lease right-of-use assets
0.28
Intangible assets
2.04
1.86
1.72
Total assets
517
540
543
558
Total liabilities
457
449
468
485
Paid-in capital
20.1
52.8
49.9
49.8
Retained earnings
41.5
41.6
41.5
33.9
Treasury stock
-1.23
-0.3
-0.3
-0.3
Other comprehensive income
1.14
0.14
-11.5
-6.56
Shareholders' equity
60
90.9
75.4
72.8
Total equity
60
90.9
75.4
72.8
Total liabilities and equity
517
540
543
558
Shares outstanding
4.83
6.37
6.21
6.08
Cash flow statement
FY2021
FY2021
FY2022
FY2023
Net income
1.32
0.09
-0.15
-6.79
Depreciation and amortization
0.66
0.65
0.6
0.49
Stock-based compensation
0.07
0.25
0.2
0.13
Deferred income tax
1.65
-0.06
-0.17
0.39
Cash from operations
1.27
2.78
2.59
-0.71
Purchases of investments
-68.8
-37.1
-50.3
Sales and maturities of investments
55.2
12.4
19
12.5
Cash from investing
-6.48
-50.5
-55.1
-29.3
Stock issued
0
35.4
0.02
Share buybacks
-1.05
-0.15
Cash from financing
86
22
14.1
14.9
Net change in cash
80.8
-25.7
-38.5
-15.1
Interest paid
3.24
1.61
1.81
7.73
Income taxes paid
-0.01
-0.2
Key metrics
Worked out from the statements above. Latest values use the trailing twelve months to September 30, 2024; growth uses fiscal years. Valuation uses the share price of $17.71 on September 25, 2026.
Profitability
Metric
Value
How it is calculated
Return on equity (ROE)
-4.5%
Net income / average shareholders' equity (opening and closing). Not shown when equity is negative.
Return on assets (ROA)
-0.6%
Net income / average total assets.
Growth
Metric
Value
How it is calculated
Operating cash flow growth, 1y
-127.4%
Operating cash flow vs the same period a year earlier. Only from a positive base.
Book value growth, 1y
-3.5%
Book value vs the same period a year earlier. Only from a positive base.
Book value CAGR, 3y
6.6%
Compound annual growth of book value over 3 fiscal years: (end / start)^(1/3) - 1. Only when both values are positive.
Total assets growth, 1y
2.7%
Total assets vs the same period a year earlier. Only from a positive base.
Total assets CAGR, 3y
2.6%
Compound annual growth of total assets over 3 fiscal years: (end / start)^(1/3) - 1. Only when both values are positive.
Share count change, 1y
-4.2%
Change in diluted weighted shares vs a year earlier. Negative means buybacks shrank the share count; positive means dilution.
Share count change per year, 3y
5.7%
Change in diluted weighted shares, per year over 3 years. Negative means buybacks shrank the share count; positive means dilution.
Net income per diluted share, as reported (split-adjusted). Over the last twelve months: the four quarters summed, or net income / latest diluted shares when a quarter has no reported EPS.
Operating cash flow per share
-$0.01
Cash from operations / diluted weighted shares.
Book value per share
$12.27
Shareholders' equity / shares outstanding (diluted weighted shares when not reported).
Tangible book per share
$11.99
Tangible book value / shares outstanding.
Valuation
Metric
Value
How it is calculated
Market cap
$105.5M
Share price x shares outstanding.
Enterprise value
$105.5M
Market cap + total debt - cash - short-term investments.
P/B
1.44x
Market cap / shareholders' equity. Only when equity is positive.
Price / tangible book
1.48x
Market cap / tangible book value, when positive.
Earnings yield
-3.1%
Net income / market cap (the inverse of P/E).
Was 1895 Bancorp of Wisconsin, Inc. /MD/ profitable in fiscal 2023?
No. It reported a net loss of $6.8M.
Source: SEC EDGAR XBRL company facts. Where a company tags only year-to-date figures, quarters are worked out as differences. Where a line is not tagged it is left empty, never estimated.