Stocks BBAR Financial statements
Financial statementsBanco BBVA Argentina S.A. financial statements
Income statement, balance sheet and cash flow statement for the last 8 fiscal years, taken from the XBRL data Banco BBVA Argentina S.A. files with the SEC in its annual reports.
In ARS millions, except per-share amounts. Outflows in the cash flow statement are negative.
Income statement
| FY2018 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | |
|---|---|---|---|---|---|---|---|---|
| Gross profit | 49,214 | 82,512 | 182,463 | 279,854 | 834,436 | 2,497,346 | 3,921,555 | 3,312,169 |
| General and administrative | 12,937 | 18,118 | 28,724 | 55,157 | 196,337 | 461,308 | 542,525 | 563,572 |
| Operating income | 3,452 | 5,129 | 36,923 | 52,442 | 85,127 | 379,096 | 679,789 | 441,030 |
| Pre-tax income | 3,972 | 5,794 | 37,187 | 53,225 | 84,786 | 375,932 | 682,308 | 441,080 |
| Income tax | 1,111 | 9,082 | 4,258 | 23,622 | 28,035 | -17,114 | 339,863 | 76,265 |
| Net income | 2,861 | -3,287 | 32,929 | 29,603 | 56,752 | 393,046 | 342,445 | 364,816 |
| EBITDA | 5,650 | 9,155 | 45,570 | 64,397 | 118,986 | 453,508 | 742,237 | 520,641 |
| EPS, basic | 139.49 | -101.53 | 710.07 | 327.06 | 202.63 | 651.24 | 557.49 | 588.22 |
| EPS, diluted | 139.49 | -101.53 | 710.07 | 327.06 | 202.63 | 651.24 | 557.49 | 588.22 |
Balance sheet
| FY2018 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | |
|---|---|---|---|---|---|---|---|---|
| Cash and equivalents | 118,230 | 313,287 | 625,486 | 1,392,099 | 2,883,317 | 2,008,588 | 2,488,330 | 2,823,406 |
| Property, plant and equipment | 17,578 | 26,058 | 35,494 | 50,970 | 99,191 | 299,275 | 649,407 | 646,547 |
| Total assets | 318,783 | 556,169 | 618,311 | 1,046,062 | 2,008,279 | 6,078,457 | 13,305,540 | 14,719,894 |
| Total liabilities | 269,266 | 486,111 | 503,494 | 873,169 | 1,690,739 | 4,953,032 | 10,224,684 | 12,104,067 |
| Paid-in capital | 12,593 | 19,372 | 26,387 | 39,828 | 77,583 | 6,745 | 6,745 | 6,745 |
| Retained earnings | 761 | -10,275 | -26,122 | -87,977 | -66,529 | -143,263 | -369,306 | -367,211 |
| Shareholders' equity | 49,062 | 70,012 | 112,670 | 169,630 | 311,266 | 1,108,599 | 3,041,729 | 2,573,759 |
| Minority interests | 455 | 46.3 | 2,147 | 3,264 | 6,274 | 16,826 | 39,128 | 42,068 |
| Total equity | 103,702 | 143,965 | 337,588 | 1,048,760 | 2,153,320 | 2,450,757 | 3,080,857 | 2,615,827 |
| Total liabilities and equity | 318,783 | 556,169 | 618,311 | 1,046,062 | 2,008,279 | 6,078,457 | 13,305,540 | 14,719,894 |
Cash flow statement
| FY2018 | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | |
|---|---|---|---|---|---|---|---|---|
| Net income | 2,861 | -3,287 | 32,929 | 29,603 | 56,752 | 393,046 | 342,445 | 364,816 |
| Depreciation and amortization | 2,199 | 4,026 | 8,647 | 11,955 | 33,859 | 74,412 | 62,449 | 79,612 |
| Cash from operations | -45,368 | 102,840 | 79,122 | -29,814 | 680,172 | 766,425 | 1,309,254 | 2,589,349 |
| Cash from investing | -3,118 | -1,729 | 1,725 | -7,949 | -34,269 | -184,131 | -93,628 | -162,396 |
| Debt issued | 0 | 0 | 101,955 | |||||
| Debt repaid | -2,046 | -1,140 | -6,616 | -21,246 | -6,745 | -5,069 | -1,231 | -10,730 |
| Dividends paid | -2,238 | -2,737 | -7,609 | -18,839 | -4,624 | -17,475 | -606 | -90,610 |
| Cash from financing | 13,778 | -3,338 | -10,088 | -29,799 | -15,747 | -57,697 | -57,615 | 124,392 |
| Exchange rate effect | -2,856 | 37,360 | 52,849 | 30,777 | -139,725 | 8,220 | 1,247,476 | -541,852 |
| Net change in cash | -49,677 | 89,325 | 7,816 | -178,451 | -68,027 | -874,729 | 479,742 | 335,076 |
| Interest paid | 17,563 | 44,678 | 94,813 | 121,675 | 537,831 | 1,871,629 | 3,377,325 | 1,870,806 |
| Income taxes paid | 2,021 | 2,846 | 3,285 | 47,819 | 22,784 | 11,021 | 15,378 | 274,978 |
Key metrics
Profitability
| Metric | Value | How it is calculated |
|---|---|---|
| Effective tax rate | 17.3% | Income tax / pre-tax income, when pre-tax income is positive. |
| Return on equity (ROE) | 13.0% | Net income / average shareholders' equity (opening and closing). Not shown when equity is negative. |
| Return on assets (ROA) | 2.6% | Net income / average total assets. |
| Return on invested capital (ROIC) | 240.2% | Approximation: operating income x (1 - tax rate) / average (total debt + equity - cash). Tax rate is the effective rate when between 0% and 50%, else 21%. |
Growth
| Metric | Value | How it is calculated |
|---|---|---|
| Gross profit growth, 1y | -15.5% | Gross profit vs the same period a year earlier. Only from a positive base. |
| Gross profit CAGR, 3y | 58.3% | Compound annual growth of gross profit over 3 fiscal years: (end / start)^(1/3) - 1. Only when both values are positive. |
| Gross profit CAGR, 5y | 78.6% | Compound annual growth of gross profit over 5 fiscal years: (end / start)^(1/5) - 1. Only when both values are positive. |
| Operating income growth, 1y | -35.1% | Operating income vs the same period a year earlier. Only from a positive base. |
| Operating income CAGR, 3y | 73.0% | Compound annual growth of operating income over 3 fiscal years: (end / start)^(1/3) - 1. Only when both values are positive. |
| Operating income CAGR, 5y | 64.2% | Compound annual growth of operating income over 5 fiscal years: (end / start)^(1/5) - 1. Only when both values are positive. |
| EBITDA growth, 1y | -29.9% | EBITDA vs the same period a year earlier. Only from a positive base. |
| EBITDA CAGR, 3y | 63.6% | Compound annual growth of ebitda over 3 fiscal years: (end / start)^(1/3) - 1. Only when both values are positive. |
| EBITDA CAGR, 5y | 62.8% | Compound annual growth of ebitda over 5 fiscal years: (end / start)^(1/5) - 1. Only when both values are positive. |
| Net income growth, 1y | 6.5% | Net income vs the same period a year earlier. Only from a positive base. |
| Net income CAGR, 3y | 85.9% | Compound annual growth of net income over 3 fiscal years: (end / start)^(1/3) - 1. Only when both values are positive. |
| Net income CAGR, 5y | 61.8% | Compound annual growth of net income over 5 fiscal years: (end / start)^(1/5) - 1. Only when both values are positive. |
| EPS growth, 1y | 5.5% | EPS vs the same period a year earlier. Only from a positive base. |
| EPS CAGR, 3y | 42.7% | Compound annual growth of eps over 3 fiscal years: (end / start)^(1/3) - 1. Only when both values are positive. |
| EPS CAGR, 5y | -3.7% | Compound annual growth of eps over 5 fiscal years: (end / start)^(1/5) - 1. Only when both values are positive. |
| Operating cash flow growth, 1y | 97.8% | Operating cash flow vs the same period a year earlier. Only from a positive base. |
| Operating cash flow CAGR, 3y | 56.1% | Compound annual growth of operating cash flow over 3 fiscal years: (end / start)^(1/3) - 1. Only when both values are positive. |
| Operating cash flow CAGR, 5y | 100.9% | Compound annual growth of operating cash flow over 5 fiscal years: (end / start)^(1/5) - 1. Only when both values are positive. |
| Book value growth, 1y | -15.4% | Book value vs the same period a year earlier. Only from a positive base. |
| Book value CAGR, 3y | 102.2% | Compound annual growth of book value over 3 fiscal years: (end / start)^(1/3) - 1. Only when both values are positive. |
| Book value CAGR, 5y | 87.0% | Compound annual growth of book value over 5 fiscal years: (end / start)^(1/5) - 1. Only when both values are positive. |
| Total assets growth, 1y | 10.6% | Total assets vs the same period a year earlier. Only from a positive base. |
| Total assets CAGR, 3y | 94.2% | Compound annual growth of total assets over 3 fiscal years: (end / start)^(1/3) - 1. Only when both values are positive. |
| Total assets CAGR, 5y | 88.5% | Compound annual growth of total assets over 5 fiscal years: (end / start)^(1/5) - 1. Only when both values are positive. |
Balance sheet health
| Metric | Value | How it is calculated |
|---|---|---|
| Liabilities / assets | 82.2% | Total liabilities / total assets. |
| Tangible book value | ARS 2.57T | Shareholders' equity - goodwill - intangible assets. |
Per share
| Metric | Value | How it is calculated |
|---|---|---|
| EPS, diluted | ARS 588.22 | Net income per diluted share, as reported (split-adjusted). Over the last twelve months: the four quarters summed, or net income / latest diluted shares when a quarter has no reported EPS. |
| EPS, basic | ARS 588.22 | Net income per basic share, as reported (split-adjusted). |
| Payout ratio | 24.8% | Dividends paid / net income, when net income is positive. |
Was Banco BBVA Argentina S.A. profitable in fiscal 2024?
Yes. Net income was ARS 364.82B, a net margin of -.