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Financial statements

Avidbank Holdings, Inc. financial statements

Income statement, balance sheet and cash flow statement for the last 2 fiscal years, taken from the XBRL data Avidbank Holdings, Inc. files with the SEC in its annual reports.

In USD millions, except per-share amounts. Outflows in the cash flow statement are negative.

Income statement

FY2025FY2025
Selling and marketing0.410.43
Pre-tax income29.8-27
Income tax8.79-7.42
Net income21-19.6
EPS, basic2.83-2.25
EPS, diluted2.76-2.25
Shares, basic (weighted)7.438.7
Shares, diluted (weighted)7.68.7

Balance sheet

FY2025FY2025
Cash and equivalents82.7155
Property, plant and equipment2.331.53
Lease right-of-use assets6.935.61
Total assets2,3042,570
Short-term debt18560
Total liabilities2,1182,289
Retained earnings131111
Other comprehensive income-51.3-0.16
Shareholders' equity186281
Total equity186281
Total liabilities and equity2,3042,570
Shares outstanding7.9110.9

Cash flow statement

FY2025FY2025
Net income21-19.6
Depreciation and amortization1.651.13
Stock-based compensation3.213.17
Deferred income tax0.357.3
Cash from operations22.739
Capital expenditures-0.05-0.09
Purchases of investments-6.69-223
Sales and maturities of investments3136.3
Cash from investing-82.7-197
Cash from financing61.3230
Net change in cash1.3171.9
Free cash flow22.638.9
Interest paid75.359.4
Income taxes paid7.484.42

Key metrics

Worked out from the statements above. Latest values use the trailing twelve months to June 30, 2026; growth uses fiscal years. Valuation uses the share price of $31.41 on September 25, 2026.

Profitability

MetricValueHow it is calculated
Return on equity (ROE)-4.8%Net income / average shareholders' equity (opening and closing). Not shown when equity is negative.
Return on assets (ROA)-0.5%Net income / average total assets.

Growth

MetricValueHow it is calculated
Net income growth, 1y-193.0%Net income vs the same period a year earlier. Only from a positive base.
EPS growth, 1y-181.5%EPS vs the same period a year earlier. Only from a positive base.
Operating cash flow growth, 1y72.0%Operating cash flow vs the same period a year earlier. Only from a positive base.
Free cash flow growth, 1y72.0%Free cash flow vs the same period a year earlier. Only from a positive base.
Book value growth, 1y50.8%Book value vs the same period a year earlier. Only from a positive base.
Total assets growth, 1y11.5%Total assets vs the same period a year earlier. Only from a positive base.
Share count change, 1y14.4%Change in diluted weighted shares vs a year earlier. Negative means buybacks shrank the share count; positive means dilution.

Balance sheet health

MetricValueHow it is calculated
Liabilities / assets88.9%Total liabilities / total assets.
Tangible book value$296.2MShareholders' equity - goodwill - intangible assets.

Efficiency

MetricValueHow it is calculated
Capex / operating cash flow0.1%Capital expenditures / cash from operations, when that is positive.

Per share

MetricValueHow it is calculated
EPS, diluted-$1.31Net income per diluted share, as reported (split-adjusted). Over the last twelve months: the four quarters summed, or net income / latest diluted shares when a quarter has no reported EPS.
FCF per share$4.86Free cash flow / diluted weighted shares.
Operating cash flow per share$4.87Cash from operations / diluted weighted shares.
Book value per share$26.97Shareholders' equity / shares outstanding (diluted weighted shares when not reported).
Tangible book per share$26.97Tangible book value / shares outstanding.
Cash per share$14.56(Cash + short-term investments) / shares outstanding.

Valuation

MetricValueHow it is calculated
Market cap$345.0MShare price x shares outstanding.
Enterprise value$185.1MMarket cap + total debt - cash - short-term investments.
P/B1.16xMarket cap / shareholders' equity. Only when equity is positive.
Price / tangible book1.16xMarket cap / tangible book value, when positive.
P/FCF6.58xMarket cap / free cash flow. Only when free cash flow is positive.
P/OCF6.58xMarket cap / cash from operations, when positive.
EV/FCF3.53xEnterprise value / free cash flow, when both are positive.
FCF yield15.2%Free cash flow / market cap.
Earnings yield-4.1%Net income / market cap (the inverse of P/E).
Was Avidbank Holdings, Inc. profitable in fiscal 2025?

No. It reported a net loss of $19.6M.

How much free cash flow did Avidbank Holdings, Inc. generate in fiscal 2025?

Cash from operations of $39.0M minus capital expenditures of $93.0K left free cash flow of $38.9M.

Source: SEC EDGAR XBRL company facts. Where a company tags only year-to-date figures, quarters are worked out as differences. Where a line is not tagged it is left empty, never estimated.

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