Invesaro

Stocks ACIW DCF valuation

DCF valuation

What is Aci Worldwide, Inc. worth?

With the base-case assumptions below, a discounted cash flow model on Aci Worldwide, Inc.'s reported free cash flow gives $52.81 per share. The share price was $49.51 on September 25, 2026, 6% below that value.

Inputs from the filings

Free cash flow, fiscal 2025
$309.9M
Average free cash flow, last 5 years
$228.6M
Cash
$167.4M
balance sheet of June 30, 2026
Debt
$822.2M
balance sheet of June 30, 2026
Diluted shares, fiscal 2025
104,805,000
Revenue growth per year, last 5 years
6.3%

Three sets of assumptions

CaseGrowth yrs 1-5Growth yrs 6-10After year 10Discount rateValue per shareValue vs price
Bear1.5%2.0%2.0%10.0%$30.66-38%
Base6.5%4.5%2.5%9.0%$52.81+7%
Bull11.5%7.5%3.0%8.0%$96.95+96%

Sensitivity: base case value per share

Discount rate down the side, growth after year 10 across the top. Everything else as in the base case.

1.5%2.0%2.5%3.0%3.5%
7.0%$69.16$74.15$80.26$87.89$97.69
8.0%$56.96$60.19$64.02$68.61$74.23
9.0%$48.04$50.25$52.81$55.79$59.31
10.0%$41.24$42.82$44.60$46.64$48.99
11.0%$35.90$37.05$38.34$39.80$41.44

Where the presets come from

Base: years 1 to 5 grow at Aci Worldwide, Inc.'s revenue growth rate over the last 5 fiscal years (6.3% a year), held between -5% and 15%. Years 6 to 10 grow halfway between that and the long-run rate of 2.5%. Future cash is discounted at 9% a year.

Bear: 5 points less growth, 2% long-run growth, 10% discount rate. Bull: 5 points more growth (at most 25%), 3% long-run growth, 8% discount rate.

Value per share = (present value of 10 years of free cash flow + present value of everything after + cash - debt) / diluted shares.

This is a model run on assumptions, not a recommendation or a price target. Small changes in the discount rate or growth move the result a lot, as the table above shows. Change them yourself in the calculator.

Adjust the assumptions

Move the sliders for growth, long-run growth and discount rate, or switch to average free cash flow, and see the value per share change.

Adjust the assumptions

Aci Worldwide, Inc. company page