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NASDAQ · Technology

Aci Worldwide, Inc. (ACIW)

Aci Worldwide, Inc. brought in $1.8B of revenue over the twelve months to September 30, 2026, up 1.9% from a year earlier. Net income was $167M, a net margin of 9.5%. Operating cash flow minus capital spending left $309.9M of free cash flow in fiscal 2025. At September 30, 2026 it held $218.8M in cash against $817M of debt. Its latest periodic report to the SEC is the quarterly report (10-Q) filed on November 5, 2026.

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Price
$61.45
0.00% on the day · November 10, 2026
52-week range $38.05 to $63.10
Market cap
$6.2B
Revenue (last 12 months)
$1.8B
+1.9% year on year
Net margin
9.5%
P/E
28.5
on FY2025 diluted EPS

Key facts about Aci Worldwide, Inc.

Net worth
Aci Worldwide, Inc. has a market value (market cap) of $6.2B at the latest share price, and shareholders' equity of $1.5B on its balance sheet at September 30, 2026. A company's "net worth" usually means one of these: what the market pays for all its shares, or its assets minus its liabilities.
Revenue and profit
In fiscal 2025 revenue was $1.8B (+10.4% year on year), with net income of $226.7M. Over the 12 months to September 30, 2026: revenue $1.8B, net income $167M.
Cash flow
In fiscal 2025 operations brought in $322.8M of cash; after $12.9M of capital spending, free cash flow was $309.9M.
Latest report
The latest periodic report (quarterly report, 10-Q) was filed with the SEC on November 5, 2026 and covers the period to September 30, 2026. Open on SEC EDGAR
Next earnings report
Aci Worldwide, Inc.'s next report is expected around February 25, 2027. That is an estimate from its filing rhythm, not a date the company has announced.

What Aci Worldwide, Inc. does

Aci Worldwide, Inc. is registered with the SEC under industry code SIC 7372 (Services-Prepackaged Software). Its shares trade on NASDAQ under the ticker ACIW.

Revenue and profit by year

Revenue
FY18: $1B $1B FY18FY19: $1.3B $1.3B FY19FY20: $1.3B $1.3B FY20FY21: $1.4B $1.4B FY21FY22: $1.4B $1.4B FY22FY23: $1.5B $1.5B FY23FY24: $1.6B $1.6B FY24FY25: $1.8B $1.8B FY25
Net income
FY18: $68.9M $68.9M FY18FY19: $67.1M $67.1M FY19FY20: $72.7M $72.7M FY20FY21: $127.8M $127.8M FY21FY22: $142.2M $142.2M FY22FY23: $121.5M $121.5M FY23FY24: $203.1M $203.1M FY24FY25: $226.7M $226.7M FY25

Fiscal years as reported in annual reports. Amounts in USD.

Key figures

Fiscal yearRevenueOperating incomeNet incomeDiluted EPSFree cash flow
2025$1.8B$329.9M$226.7M$2.16$309.9M
2024$1.6B$308.1M$203.1M$1.91$343.3M
2023$1.5B$220.4M$121.5M$1.12$159.6M
2022$1.4B$203.8M$142.2M$1.24$130.3M
2021$1.4B$209.9M$127.8M$1.08$199.9M
2020$1.3B$144.7M$72.7M$0.62$297.1M

Earnings: every quarter and the next report date

Full financial statements: income, balance sheet and cash flow

Next report expected around February 25, 2027.

Estimated from its filing rhythm: 52 weeks after its report of February 26, 2026. Not a date the company has announced. See the report calendar · Earnings, quarter by quarter

Where ACIW ranks in Technology

Revenue$1.8B
#168 of 751 in Technology · Top 22%
Revenue growth+10.4%
#301 of 604 in Technology · Top 50%
Net margin12.9%
#161 of 611 in Technology · Top 26%
Free cash flow margin17.6%
#191 of 568 in Technology · Top 34%

Latest fiscal year of every company in the sector with the figure reported. Revenue is ranked among companies reporting in US dollars; growth and margins among companies with at least 10 million of revenue. Technology

Latest SEC filings

What Aci Worldwide, Inc. has filed recently, newest first. Each links to the original document on SEC EDGAR.

  1. November 6, 2026
  2. November 5, 2026
  3. November 5, 2026
    Quarterly report 10-Q · period to September 30, 2026Revenue fell 12% to $426.8M versus the same quarter last year; diluted EPS $0.32 versus $0.88.
  4. November 5, 2026
  5. August 6, 2026
    Quarterly report 10-Q · period to June 30, 2026Revenue rose 7.3% to $430.4M versus the same quarter last year; diluted EPS $0.31 versus $0.12.
  6. August 6, 2026
  7. August 6, 2026
  8. June 2, 2026
  9. May 7, 2026
    Quarterly report 10-Q · period to March 31, 2026Revenue rose 7.9% to $425.7M versus the same quarter last year; diluted EPS $0.37 versus $0.55.
  10. May 7, 2026

Recent insider filings (Forms 3, 4 and 144): 10, the latest on September 25, 2026. Insider transactions on SEC

What is ACIW worth? A DCF from its reported cash flow

Insider trades

What the people running Aci Worldwide, Inc. did with its shares, from the Form 4 filings they must send the SEC within two business days.

No insider bought or sold shares on the open market in the last 90 days. The 8 reported changes were pay in shares, option exercises, shares withheld for tax or gifts.

Bought (open market)
$0
last 90 days
Sold
$0
last 90 days
DateInsiderWhatSharesPriceValueFiling
September 24, 2026 Leibrock Robert WilliamChief Financial Officer Other change 3,176 $49.62 $157.6K Form 4
September 6, 2026 Litch Erich JGM, Payment Software Other change 963 $52.95 $51K Form 4
September 6, 2026 Shultz Ronald CraigGM, ACI Speedpay Other change 724 $52.95 $38.3K Form 4
September 6, 2026 Leibrock Robert WilliamChief Financial Officer Other change 1,905 $52.95 $100.9K Form 4
September 4, 2026 Litch Erich JGM, Payment Software Other change 136 $52.95 $7.2K Form 4
September 4, 2026 Litch Erich JGM, Payment Software Other change 667 $52.95 $35.3K Form 4
September 4, 2026 Shultz Ronald CraigGM, ACI Speedpay Other change 385 $52.95 $20.4K Form 4
September 4, 2026 Shultz Ronald CraigGM, ACI Speedpay Other change 765 $52.95 $40.5K Form 4

All insider filings on SEC.gov · Where insiders are buying across the market

Who owns ACIW

Three views from three kinds of SEC filings, each with its own date. They overlap and are not added up.

5% holders

Anyone who owns more than 5% of a class of shares must say so on Schedule 13D (if they may seek to influence the company) or 13G (a passive holder). The latest filing of each holder is shown: 13G filings of the last 2 years, 13D of the last 3.

HolderOf classSharesFiled
Vanguard Portfolio Management13G, passive 8.02% 8,165,571 April 28, 2026
Fmr LLC13G, passive with 1 related filers 6.4% 6,545,875 August 6, 2026
Vanguard Capital Management13G, passive 5.23% 5,328,380 April 29, 2026

Latest filings below 5%: The Vanguard Group 0% (March 26, 2026).

Largest institutional holders

Positions that investment managers reported on Form 13F for the quarter ended June 30, 2026, largest first, with the change on the quarter ended March 31, 2026. Managers file 13F up to 45 days after a quarter ends. 377 managers reported a position.

HolderSharesValueChange on quarter
BlackRock, Inc.16,381,401$823.8M-636,736
Vanguard Portfolio Management LLC8,112,057$408M+55,710
Franklin Resources Inc6,695,164$336.7M+78,793
Fmr LLC6,545,875$329.2M+4,380,018
Vanguard Capital Management LLC4,586,998$230.7M+46,486
State Street Corp4,294,891$215.9M+143,982
Geode Capital Management, LLC3,398,962$171M+224,237
Dimensional Fund Advisors LP3,155,479$158.7M+342,329
Fuller & Thaler Asset Management, Inc.2,732,368$137.4M+582,559
North Reef Capital Management LP2,617,000$131.6M+387,000
Reinhart Partners, LLC.2,424,247$121.9M+189,433
Hood River Capital Management LLC2,329,869$117.2M-61,450
Morgan Stanley2,103,315$105.8M+190,262
Alliancebernstein L.P.2,327,825$95.5M+298,992
Arrowstreet Capital, Limited Partnership1,760,554$88.5M-8,558
London Co of Virginia1,594,274$80.2M-86,307
Congress Asset Management Co1,592,306$80.1M-241,502
Charles Schwab Investment Management Inc1,342,245$67.5M+17,826
Norges Bank1,308,947$65.8Mnew
Northern Trust Corp1,271,070$63.9M+22,521

Insiders

Reported holdings of insiders who filed a Form 4 in the last 12 months: the shares each one held after their latest reported transaction. This is not the total held by all insiders.

13 insiders reported holding 1,092,108 shares in total, about $67.1M at the last price.

HolderSharesAs of
Warsop Thomas W IIIPresident and CEO, Director 483,017 June 1, 2026
Leibrock Robert WilliamChief Financial Officer 200,725 September 24, 2026
Kuruvilla AbrahamChief Technology Officer 87,046 December 4, 2025
Sanchez Adalio TDirector 70,098 June 2, 2026
Shultz Ronald CraigGM, ACI Speedpay 58,825 September 6, 2026
Zabaneh Samir MichaelDirector 47,302 June 2, 2026
Harman Mary PDirector 40,108 June 2, 2026
Litch Erich JGM, Payment Software 36,990 September 6, 2026
Benitez Juan IIDirector 22,601 June 2, 2026
Mccallum KatrinkaDirector 20,201 June 2, 2026

Schedule 13D/13G filings on SEC.gov

All filings on SEC EDGAR

Questions about ACIW

What does Aci Worldwide, Inc. do?

Aci Worldwide, Inc. is a company in the Technology sector, listed on NASDAQ as ACIW. Its shares trade on NASDAQ under the ticker ACIW.

What is Aci Worldwide, Inc.'s net worth?

Aci Worldwide, Inc. has a market value (market cap) of $6.2B at the latest share price, and shareholders' equity of $1.5B on its balance sheet at September 30, 2026. A company's "net worth" usually means one of these: what the market pays for all its shares, or its assets minus its liabilities.

Is Aci Worldwide, Inc. profitable?

Yes. Over the twelve months to September 30, 2026 it reported net income of $167M on revenue of $1.8B, a net margin of 9.5%.

How much revenue does Aci Worldwide, Inc. make?

Over the twelve months to September 30, 2026 Aci Worldwide, Inc. reported revenue of $1.8B. That is 1.9% more than a year earlier.

When did Aci Worldwide, Inc. last report?

Its most recent periodic report is the quarterly report (10-Q) filed on November 5, 2026. It covers the period to September 30, 2026. Its newest filing of any kind is the passive stake changed from November 6, 2026.

When is Aci Worldwide, Inc.'s next earnings report?

Aci Worldwide, Inc.'s next report is expected around February 25, 2027. That is an estimate from its filing rhythm, not a date the company has announced.

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Where the numbers come from

Financial figures are the values Aci Worldwide, Inc. tagged in its own SEC filings (XBRL), taken from the latest filing for each period, so restatements replace older figures. Revenue, profit and cash flow are for full fiscal years unless marked as the last twelve months, which is the sum of the four most recent quarters. Where a company reports only the full year, the fourth quarter is the year minus the first three.

Prices are delayed end-of-day market data in the listing currency, and market cap moves with the price. P/E is shown only when earnings per share are positive. Nothing here is investment advice.