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Financial statements

Abacus Global Management, Inc. financial statements

Income statement, balance sheet and cash flow statement for the last 5 fiscal years, taken from the XBRL data Abacus Global Management, Inc. files with the SEC in its annual reports.

In USD millions, except per-share amounts. Outflows in the cash flow statement are negative.

Income statement

FY2021FY2022FY2023FY2024FY2025
Revenue44.766.4112235
Cost of revenue5.886.4911.428.9
Gross profit38.859.9101206
Selling and marketing2.64.919.0614.6
General and administrative1.4326.581.787.8
Operating expenses5.1635.8101118
Operating income33.724.1-0.8988.8
Interest expense0.049.8718.338.8
Interest income000.592.43.86
Other non-operating income17.2-0.39-13.6-18.5-36
Pre-tax income15.8-0.59
Income tax0.891.475.4815.4
Income from continuing operations-1.38-11.7
Net income to minority interests0.7-0.48-0.960.79
Net income15.831.79.52-2436.5
EBITDA33.727.57.02107
EPS, basic0.630.17-0.340.38
EPS, diluted0.630.16-0.340.36
Shares, basic (weighted)50.45770.896.1
Shares, diluted (weighted)50.457.870.899.2

Balance sheet

FY2021FY2022FY2023FY2024FY2025
Cash and equivalents0.130.125.613238.1
Other current assets0.090.120.72.623.65
Total current assets0.9433.331.816069.6
Property, plant and equipment0.020.41.031.6
Lease right-of-use assets0.081.894.724.56
Goodwill0140238253
Intangible assets029.679.866.4
Long-term investments11.112.213.11
Other non-current assets0.8911.851.43
Total assets34659.1332874902
Accounts payable0.040
Accrued liabilities0.1404.356.1410.9
Deferred revenue00.512.470.17
Short-term debt0038.4116
Total current liabilities1.641.323.362.5149
Long-term debt342290
Lease liabilities0.031.84.584.64
Total liabilities29.230.9168451479
Total debt00381406
Paid-in capital0.020.7200494516
Retained earnings-28.325.5-34.7-57.9-41.6
Treasury stock0-1.28-12-55.8
Other comprehensive income1.050.1100
Shareholders' equity-28.2-18.4
Minority interests0.90.14-0.860
Total equity0.7728.1164423419
Total liabilities and equity34659.1332874902
Shares outstanding50.463.295.797.5

Cash flow statement

FY2021FY2022FY2023FY2024FY2025
Net income15.832.49.03-24.937.3
Depreciation and amortization03.417.9118.6
Stock-based compensation0010.843.415.5
Deferred income tax0.890.5760.82
Change in receivables-0.01-2.12-13.2-0.8
Change in payables0.04-0.040
Cash from operations-1.2410.7-64-209-25.7
Capital expenditures0-0.19-0.79-0.93
Acquisitions0-2.43-1.65
Purchases of investments-0.25-0.750-1-2
Cash from investing-3.72.24-4.96-23.3
Debt issued12550
Debt repaid0-26.3
Stock issued01820
Share buybacks0-1.28-10.7-43.8
Dividends paid0-19.6
Cash from financing1.52357.3320-44.9
Net change in cash0.2630-4.46106-93.8
Free cash flow10.7-64.2-210-26.6
Interest paid04.0411.634
Income taxes paid00.152.159.19

Key metrics

Worked out from the statements above. Latest values use the trailing twelve months to June 30, 2026; growth uses fiscal years. Valuation uses the share price of $25.34 on September 25, 2026.

Profitability

MetricValueHow it is calculated
Gross margin88.4%Gross profit / revenue.
Operating margin31.8%Operating income / revenue.
EBITDA margin38.0%EBITDA (operating income + depreciation and amortization) / revenue.
Net margin10.5%Net income / revenue.
FCF margin33.5%Free cash flow (cash from operations - capital expenditures) / revenue.
Operating cash flow margin34.0%Cash from operations / revenue.
Return on assets (ROA)3.2%Net income / average total assets.
Stock-based pay / revenue8.6%Stock-based compensation (from the cash flow statement) / revenue.
Capex / revenue0.5%Capital expenditures / revenue.
D&A / revenue6.2%Depreciation and amortization / revenue.

Growth

MetricValueHow it is calculated
Revenue growth, 1y110.2%Revenue vs the same period a year earlier. Only from a positive base.
Revenue CAGR, 3y73.9%Compound annual growth of revenue over 3 fiscal years: (end / start)^(1/3) - 1. Only when both values are positive.
Gross profit growth, 1y105.2%Gross profit vs the same period a year earlier. Only from a positive base.
Gross profit CAGR, 3y74.5%Compound annual growth of gross profit over 3 fiscal years: (end / start)^(1/3) - 1. Only when both values are positive.
Operating income CAGR, 3y38.1%Compound annual growth of operating income over 3 fiscal years: (end / start)^(1/3) - 1. Only when both values are positive.
EBITDA growth, 1y1,429.0%EBITDA vs the same period a year earlier. Only from a positive base.
EBITDA CAGR, 3y47.2%Compound annual growth of ebitda over 3 fiscal years: (end / start)^(1/3) - 1. Only when both values are positive.
Net income CAGR, 3y4.9%Compound annual growth of net income over 3 fiscal years: (end / start)^(1/3) - 1. Only when both values are positive.
EPS CAGR, 3y-17.0%Compound annual growth of eps over 3 fiscal years: (end / start)^(1/3) - 1. Only when both values are positive.
Total assets growth, 1y3.2%Total assets vs the same period a year earlier. Only from a positive base.
Total assets CAGR, 3y148.1%Compound annual growth of total assets over 3 fiscal years: (end / start)^(1/3) - 1. Only when both values are positive.
Share count change, 1y40.2%Change in diluted weighted shares vs a year earlier. Negative means buybacks shrank the share count; positive means dilution.
Share count change per year, 3y25.4%Change in diluted weighted shares, per year over 3 years. Negative means buybacks shrank the share count; positive means dilution.

Balance sheet health

MetricValueHow it is calculated
Current ratio0.70xCurrent assets / current liabilities.
Quick ratio0.25x(Cash + short-term investments + receivables) / current liabilities.
Cash ratio0.25x(Cash + short-term investments) / current liabilities.
Debt / assets38.1%Total debt / total assets.
Liabilities / assets49.3%Total liabilities / total assets.
Net debt$307.2MTotal debt - cash - short-term investments. Negative means more cash than debt.
Net debt / EBITDA3.02xNet debt / EBITDA (twelve months), when EBITDA is positive.
Interest coverage2.17xOperating income / interest expense.
Working capital-$27.1MCurrent assets - current liabilities.
Goodwill and intangibles / assets36.0%(Goodwill + intangible assets) / total assets.

Efficiency

MetricValueHow it is calculated
Asset turnover0.31xRevenue / average total assets.
Fixed asset turnover114xRevenue / average property, plant and equipment.
FCF conversion317.3%Free cash flow / net income, when net income is positive.
Capex / operating cash flow1.4%Capital expenditures / cash from operations, when that is positive.

Per share

MetricValueHow it is calculated
EPS, diluted$0.29Net income per diluted share, as reported (split-adjusted). Over the last twelve months: the four quarters summed, or net income / latest diluted shares when a quarter has no reported EPS.
Revenue per share$2.71Revenue / diluted weighted shares.
FCF per share$0.91Free cash flow / diluted weighted shares.
Operating cash flow per share$0.92Cash from operations / diluted weighted shares.
Cash per share$0.24(Cash + short-term investments) / shares outstanding.
Buybacks / FCF37.0%Share buybacks / free cash flow, when free cash flow is positive.

Valuation

MetricValueHow it is calculated
Market cap$1.89BShare price x shares outstanding.
Enterprise value$2.20BMarket cap + total debt - cash - short-term investments.
P/E67.1xMarket cap / net income. Only when net income is positive.
P/S7.08xMarket cap / revenue.
P/FCF21.1xMarket cap / free cash flow. Only when free cash flow is positive.
P/OCF20.8xMarket cap / cash from operations, when positive.
EV/Sales8.23xEnterprise value / revenue.
EV/EBIT25.9xEnterprise value / operating income, when both are positive.
EV/EBITDA21.6xEnterprise value / EBITDA, when both are positive.
EV/FCF24.6xEnterprise value / free cash flow, when both are positive.
FCF yield4.7%Free cash flow / market cap.
Earnings yield1.5%Net income / market cap (the inverse of P/E).
Shareholder yield1.7%(Dividends paid + share buybacks) / market cap.
What was Abacus Global Management, Inc.'s revenue in fiscal 2025?

Abacus Global Management, Inc. reported revenue of $235.2M for fiscal 2025, 110.2% higher than the year before.

Was Abacus Global Management, Inc. profitable in fiscal 2025?

Yes. Net income was $36.5M, a net margin of 15.5%.

How much free cash flow did Abacus Global Management, Inc. generate in fiscal 2025?

Cash from operations of $25.7M minus capital expenditures of $931.4K left free cash flow of -$26.6M.

Source: SEC EDGAR XBRL company facts. Where a company tags only year-to-date figures, quarters are worked out as differences. Where a line is not tagged it is left empty, never estimated.

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