Ameris Bancorp (ABCB)
Operating cash flow minus capital spending left $369.6M of free cash flow in fiscal 2025. At September 30, 2026 it held $1.1B in cash. Its latest periodic report to the SEC is the quarterly report (10-Q) filed on November 6, 2026.
Key facts about Ameris Bancorp
- Net worth
- Ameris Bancorp has a market value (market cap) of $5.6B at the latest share price, and shareholders' equity of $4.1B on its balance sheet at September 30, 2026. A company's "net worth" usually means one of these: what the market pays for all its shares, or its assets minus its liabilities.
- Cash flow
- In fiscal 2025 operations brought in $390.2M of cash; after $20.5M of capital spending, free cash flow was $369.6M.
- Latest report
- The latest periodic report (quarterly report, 10-Q) was filed with the SEC on November 6, 2026 and covers the period to September 30, 2026. Open on SEC EDGAR
- Next earnings report
- Ameris Bancorp's next report is expected around January 28, 2027. That is an estimate from its filing rhythm, not a date the company has announced.
- Dividend
- Ameris Bancorp declared dividends of $0.80 per share in fiscal 2025, a yield of 0.96% at the current price.
What Ameris Bancorp does
Ameris Bancorp is registered with the SEC under industry code SIC 6022 (State Commercial Banks). Its shares trade on NYSE under the ticker ABCB.
Revenue and profit by year
Key figures
| Fiscal year | Revenue | Net income | Diluted EPS | Free cash flow |
|---|---|---|---|---|
| 2025 | n/a | $412.2M | $6.00 | $369.6M |
| 2024 | n/a | $358.7M | $5.19 | $140.7M |
| 2023 | n/a | $269.1M | $3.89 | $551.4M |
| 2022 | n/a | $346.5M | $4.99 | $1B |
| 2021 | n/a | $376.9M | $5.40 | -$16.3M |
| 2020 | n/a | $262M | $3.77 | $780.3M |
Earnings: every quarter and the next report date
Full financial statements: income, balance sheet and cash flow
Dividends
Ameris Bancorp declared $0.80 per share in fiscal 2025. At the current price that is a yield of 0.96%. It paid out $55.3M in cash dividends, 13% of its net income.
| Fiscal year | Per share | Paid out | Of profit |
|---|---|---|---|
| 2025 | $0.80 | $55.3M | 13% |
| 2024 | $0.65 | $41.5M | 12% |
| 2023 | $0.60 | $41.6M | 15% |
| 2022 | $0.60 | $41.6M | 12% |
| 2021 | $0.60 | $41.8M | 11% |
| 2020 | $0.60 | $41.7M | 16% |
Latest SEC filings
What Ameris Bancorp has filed recently, newest first. Each links to the original document on SEC EDGAR.
- November 6, 2026
- October 22, 2026
- August 14, 2026Passive stake changed SCHEDULE 13G/A
- August 7, 2026
- August 7, 2026Passive stake (5% or more) SCHEDULE 13G
- July 23, 2026
- June 23, 2026
- June 18, 2026
- June 12, 2026Other event 8-K
- May 26, 2026
Insider trades
What the people running Ameris Bancorp did with its shares, from the Form 4 filings they must send the SEC within two business days.
No insider bought or sold shares on the open market in the last 90 days. The 6 reported changes were pay in shares, option exercises, shares withheld for tax or gifts.
| Date | Insider | What | Shares | Value |
|---|---|---|---|---|
| October 29, 2026 | Proctor H Palmer JrCEO, Director | Gave as a gift | 6,026 | - |
| September 14, 2026 | Bullard Rodney DDirector | Received as pay | 221 | $18.7K |
| September 14, 2026 | Stern William HDirector | Received as pay | 279 | $23.7K |
| August 19, 2026 | Strange Douglas DChief Credit Officer | Gave as a gift | 120 | - |
| August 18, 2026 | Miller James B JrDirector | Gave as a gift | 22,279 | - |
| August 18, 2026 | Miller James B JrDirector | Gave as a giftindirect | 22,279 | - |
| June 22, 2026 | Stern William HDirector | Received as pay | 272 | $23.7K |
| June 22, 2026 | Bullard Rodney DDirector | Received as pay | 214 | $18.7K |
Who owns ABCB
Three views from three kinds of SEC filings, each with its own date. They overlap and are not added up.
5% holders
| Holder | Of class | Filed |
|---|---|---|
| Vanguard Portfolio Management13G, passive | 5.49% | April 28, 2026 |
| Vanguard Capital Management13G, passive | 5% | April 29, 2026 |
Largest institutional holders
Positions that investment managers reported on Form 13F for the quarter ended June 30, 2026, largest first, with the change on the quarter ended March 31, 2026. Managers file 13F up to 45 days after a quarter ends. 389 managers reported a position.
| Holder | Shares | Change on quarter |
|---|---|---|
| BlackRock, Inc. | 9,769,532 | -48,874 |
| Dimensional Fund Advisors LP | 3,900,747 | +4,121 |
| Vanguard Portfolio Management LLC | 3,716,080 | +22,011 |
| State Street Corp | 3,490,328 | +170,532 |
| Invesco Ltd. | 3,091,817 | +496,500 |
| Wellington Management Group Llp | 2,892,605 | +1,665 |
| Vanguard Capital Management LLC | 2,867,288 | -29,057 |
| North Reef Capital Management LP | 2,732,243 | -691,000 |
| Independent Advisor Alliance | 2,647,824 | +67 |
| Morgan Stanley | 2,206,771 | +1,090,268 |
| Geode Capital Management, LLC | 1,882,106 | +264,568 |
| Jennison Associates LLC | 1,274,893 | -115,119 |
| Congress Asset Management Co | 1,192,270 | +96,304 |
| Nuveen, LLC | 1,035,046 | +116,273 |
| Principal Financial Group Inc | 1,017,730 | -39,617 |
| Channing Capital Management, LLC | 993,658 | new |
| Jpmorgan Chase & Co | 928,888 | -27,108 |
| Goldman Sachs Group Inc | 868,132 | +117,590 |
| Charles Schwab Investment Management Inc | 799,713 | -8,700 |
| Northern Trust Corp | 793,055 | +45,730 |
Insiders
18 insiders reported holding 3,233,925 shares in total, about $269M at the last price.
| Holder | Shares |
|---|---|
| Miller James B JrDirector | 1,858,886299,625 held indirectly |
| Proctor H Palmer JrCEO, Director | 403,758 |
| Lynch Robert PDirector | 213,176 |
| Bassett Lawton E IIIBank President | 114,031 |
| LaHaise James AChief Strategy Officer | 109,414 |
| Stokes Nicole SCFO | 85,472 |
| Pierson Michael TChief Governance Officer | 83,330 |
| Creasy Ross LChief Information Officer | 57,718 |
| Spencer Jody LChief Legal Officer | 55,646 |
| Stern William HDirector | 49,534 |
Questions about ABCB
What does Ameris Bancorp do?
Ameris Bancorp is a company in the Finance sector, listed on NYSE as ABCB. Its shares trade on NYSE under the ticker ABCB.
What is Ameris Bancorp's net worth?
Ameris Bancorp has a market value (market cap) of $5.6B at the latest share price, and shareholders' equity of $4.1B on its balance sheet at September 30, 2026. A company's "net worth" usually means one of these: what the market pays for all its shares, or its assets minus its liabilities.
Is Ameris Bancorp profitable?
Yes. Over the twelve months to September 30, 2026 it reported net income of $386.4M.
When did Ameris Bancorp last report?
Its most recent periodic report is the quarterly report (10-Q) filed on November 6, 2026. It covers the period to September 30, 2026.
When is Ameris Bancorp's next earnings report?
Ameris Bancorp's next report is expected around January 28, 2027. That is an estimate from its filing rhythm, not a date the company has announced.
Does Ameris Bancorp pay a dividend?
Yes. Ameris Bancorp declared dividends of $0.80 per share in fiscal 2025, a yield of 0.96% at the current price.
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Where the numbers come from
Financial figures are the values Ameris Bancorp tagged in its own SEC filings (XBRL), taken from the latest filing for each period, so restatements replace older figures. Revenue, profit and cash flow are for full fiscal years unless marked as the last twelve months, which is the sum of the four most recent quarters. Where a company reports only the full year, the fourth quarter is the year minus the first three.
Prices are delayed end-of-day market data in the listing currency, and market cap moves with the price. P/E is shown only when earnings per share are positive. Nothing here is investment advice.