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PROG vs Upbound: revenue, profit, margins and growth compared

PROG brought in $2.4B of revenue in fiscal 2025, Upbound $4.7B in fiscal 2025. Revenue changed by +0.4% at PROG and +8.7% at Upbound on the year before, so Upbound grew faster. PROG kept 6.1% of its revenue as net profit, Upbound 1.6%. Free cash flow was $324.9M at PROG and $238.7M at Upbound.

Side by side, latest fiscal year

PRGUPBD
Fiscal year endedFY2025 (December 31, 2025)FY2025 (December 31, 2025)
Revenue$2.4B$4.7B
Revenue growth+0.4%+8.7%
Net income$146.8M$73.2M
Net margin6.1%1.6%
Free cash flow$324.9M$238.7M
Free cash flow margin13.5%5.1%
Earnings per share (diluted)$3.59$1.25
Cash$308.8M$120.5M
Debt$594.9M$1.1B
Price to earnings9.112.9
Market value$1.3B$938M
Dividend yield1.59%9.70%
Rank by revenue in sector#330 of 778 · Consumer discretionary#211 of 778 · Consumer discretionary

Over the years

Revenue
PRG FY2018: $2BPRG FY2020: $2.2BPRG FY2020: $2.5BPRG FY2021: $2.7BPRG FY2022: $2.6BPRG FY2023: $2.3BPRG FY2024: $2.4BPRG FY2025: $2.4BUPBD FY2018: $2.7BUPBD FY2019: $2.7BUPBD FY2020: $2.8BUPBD FY2021: $4.6BUPBD FY2022: $4.2BUPBD FY2023: $4BUPBD FY2024: $4.3BUPBD FY2025: $4.7BFY18FY19FY20FY21FY22FY23FY24FY25
PRG $2.4BUPBD $4.7B
Net income
PRG FY2018: $196.2MPRG FY2020: $31.5MPRG FY2020: -$61.5MPRG FY2021: $243.6MPRG FY2022: $98.7MPRG FY2023: $138.8MPRG FY2024: $197.2MPRG FY2025: $146.8MUPBD FY2018: $8.5MUPBD FY2019: $173.5MUPBD FY2020: $208.1MUPBD FY2021: $134.9MUPBD FY2022: $12.4MUPBD FY2023: -$5.2MUPBD FY2024: $123.5MUPBD FY2025: $73.2MFY18FY19FY20FY21FY22FY23FY24FY25
PRG $146.8MUPBD $73.2M
Net margin
PRG FY2018: 9.6%PRG FY2020: 1.5%PRG FY2020: -2.5%PRG FY2021: 9.1%PRG FY2022: 3.8%PRG FY2023: 5.9%PRG FY2024: 8.2%PRG FY2025: 6.1%UPBD FY2018: 0.3%UPBD FY2019: 6.5%UPBD FY2020: 7.4%UPBD FY2021: 2.9%UPBD FY2022: 0.3%UPBD FY2023: -0.1%UPBD FY2024: 2.9%UPBD FY2025: 1.6%FY18FY19FY20FY21FY22FY23FY24FY25
PRG 6.1%UPBD 1.6%
Revenue growth
PRG FY2020: +6.2%PRG FY2020: +14.9%PRG FY2021: +7.8%PRG FY2022: -3.0%PRG FY2023: -9.9%PRG FY2024: +2.6%PRG FY2025: +0.4%UPBD FY2019: +0.4%UPBD FY2020: +5.4%UPBD FY2021: +62.9%UPBD FY2022: -7.4%UPBD FY2023: -6.0%UPBD FY2024: +8.2%UPBD FY2025: +8.7%FY19FY20FY21FY22FY23FY24FY25
PRG +0.4%UPBD +8.7%
Free cash flow
PRG FY2018: $277.7MPRG FY2020: $224.2MPRG FY2020: $391.6MPRG FY2021: $236.4MPRG FY2022: $232.8MPRG FY2023: $194.6MPRG FY2024: $130.2MPRG FY2025: $324.9MUPBD FY2018: $199.5MUPBD FY2019: $194.3MUPBD FY2020: $202MUPBD FY2021: $329.8MUPBD FY2022: $407.1MUPBD FY2023: $146.9MUPBD FY2024: $48.4MUPBD FY2025: $238.7MFY18FY19FY20FY21FY22FY23FY24FY25
PRG $324.9MUPBD $238.7M

Fiscal years as each company reports them; the two may end in different months.

Questions about PROG and Upbound

Which is bigger by revenue, PROG or Upbound?

Upbound is bigger by revenue: $4.7B in fiscal 2025, against $2.4B for PROG in fiscal 2025.

Which keeps more of its revenue as profit, PROG or Upbound?

PROG had a net margin of 6.1% in fiscal 2025; Upbound had 1.6% in fiscal 2025.

Which grew revenue faster, PROG or Upbound?

In their latest fiscal years revenue changed by +0.4% at PROG and +8.7% at Upbound.

Where do these numbers come from?

From the annual reports each company files with the SEC (10-K, or 20-F and 40-F for foreign companies), read from their XBRL data. Margins and growth are simple arithmetic on those figures. Nothing here is a recommendation.

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