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Morgan Stanley vs Schwab Charles: revenue, profit, margins and growth compared

Morgan Stanley brought in $70.6B of revenue in fiscal 2025, Schwab Charles $23.9B in fiscal 2025. Revenue changed by +14.4% at Morgan Stanley and +22.0% at Schwab Charles on the year before, so Schwab Charles grew faster. Morgan Stanley kept 23.9% of its revenue as net profit, Schwab Charles 37.0%.

Side by side, latest fiscal year

MSSCHW
Fiscal year endedFY2025 (December 31, 2025)FY2025 (December 31, 2025)
Revenue$70.6B$23.9B
Revenue growth+14.4%+22.0%
Net income$16.9B$8.9B
Net margin23.9%37.0%
Free cash flown/a$8.8B
Free cash flow marginn/a36.6%
Earnings per share (diluted)$10.21$4.65
Cash$111.7B$46B
Debt$341.7B$22.2B
Price to earnings19.221.3
Market value$308.3B$171.3B
Dividend yield1.96%1.09%
Rank by revenue in sector#9 of 444 · Finance#26 of 444 · Finance

Over the years

Revenue
MS FY2018: $40.1BMS FY2019: $41.5BMS FY2020: $48.8BMS FY2021: $59.8BMS FY2022: $53.7BMS FY2023: $54.1BMS FY2024: $61.8BMS FY2025: $70.6BSCHW FY2018: $10.1BSCHW FY2019: $10.7BSCHW FY2020: $11.7BSCHW FY2021: $18.5BSCHW FY2022: $20.8BSCHW FY2023: $18.8BSCHW FY2024: $19.6BSCHW FY2025: $23.9BFY18FY19FY20FY21FY22FY23FY24FY25
MS $70.6BSCHW $23.9B
Net income
MS FY2018: $8.7BMS FY2019: $9BMS FY2020: $11BMS FY2021: $15BMS FY2022: $11BMS FY2023: $9.1BMS FY2024: $13.4BMS FY2025: $16.9BSCHW FY2018: $3.5BSCHW FY2019: $3.7BSCHW FY2020: $3.3BSCHW FY2021: $5.9BSCHW FY2022: $7.2BSCHW FY2023: $5.1BSCHW FY2024: $5.9BSCHW FY2025: $8.9BFY18FY19FY20FY21FY22FY23FY24FY25
MS $16.9BSCHW $8.9B
Net margin
MS FY2018: 21.8%MS FY2019: 21.8%MS FY2020: 22.6%MS FY2021: 25.2%MS FY2022: 20.6%MS FY2023: 16.8%MS FY2024: 21.7%MS FY2025: 23.9%SCHW FY2018: 34.6%SCHW FY2019: 34.5%SCHW FY2020: 28.2%SCHW FY2021: 31.6%SCHW FY2022: 34.6%SCHW FY2023: 26.9%SCHW FY2024: 30.3%SCHW FY2025: 37.0%FY18FY19FY20FY21FY22FY23FY24FY25
MS 23.9%SCHW 37.0%
Revenue growth
MS FY2019: +3.6%MS FY2020: +17.4%MS FY2021: +22.6%MS FY2022: -10.2%MS FY2023: +0.9%MS FY2024: +14.1%MS FY2025: +14.4%SCHW FY2019: +5.8%SCHW FY2020: +9.0%SCHW FY2021: +58.4%SCHW FY2022: +12.1%SCHW FY2023: -9.3%SCHW FY2024: +4.1%SCHW FY2025: +22.0%FY19FY20FY21FY22FY23FY24FY25
MS +14.4%SCHW +22.0%
Free cash flow
SCHW FY2018: $11.9BSCHW FY2019: $8.6BSCHW FY2020: $6.2BSCHW FY2021: $1.2BSCHW FY2022: $1.1BSCHW FY2023: $18.9BSCHW FY2024: $2.1BSCHW FY2025: $8.8BFY18FY19FY20FY21FY22FY23FY24FY25
MSSCHW $8.8B

Fiscal years as each company reports them; the two may end in different months.

Questions about Morgan Stanley and Schwab Charles

Which is bigger by revenue, Morgan Stanley or Schwab Charles?

Morgan Stanley is bigger by revenue: $70.6B in fiscal 2025, against $23.9B for Schwab Charles in fiscal 2025.

Which keeps more of its revenue as profit, Morgan Stanley or Schwab Charles?

Morgan Stanley had a net margin of 23.9% in fiscal 2025; Schwab Charles had 37.0% in fiscal 2025.

Which grew revenue faster, Morgan Stanley or Schwab Charles?

In their latest fiscal years revenue changed by +14.4% at Morgan Stanley and +22.0% at Schwab Charles.

Where do these numbers come from?

From the annual reports each company files with the SEC (10-K, or 20-F and 40-F for foreign companies), read from their XBRL data. Margins and growth are simple arithmetic on those figures. Nothing here is a recommendation.

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