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Finance of America Companies vs Onity: revenue, profit, margins and growth compared

Finance of America Companies brought in $497.4M of revenue in fiscal 2025, Onity $1.1B in fiscal 2025. Revenue changed by +26.1% at Finance of America Companies and +9.3% at Onity on the year before, so Finance of America Companies grew faster. Finance of America Companies kept 9.1% of its revenue as net profit, Onity 17.8%.

Side by side, latest fiscal year

FOAONIT
Fiscal year endedFY2025 (December 31, 2025)FY2025 (December 31, 2025)
Revenue$497.4M$1.1B
Revenue growth+26.1%+9.3%
Net income$45.2M$189.5M
Net margin9.1%17.8%
Free cash flown/a-$750.9M
Free cash flow marginn/a-70.4%
Earnings per share (diluted)$3.74$21.46
Cash$89.5M$180.5M
Debt$357.5Mn/a
Price to earnings3.91.4
Market value$250.8M$256.9M
Dividend yieldn/an/a
Rank by revenue in sector#241 of 444 · Finance#186 of 444 · Finance

Over the years

Revenue
FOA FY2020: $891.5MFOA FY2020: $1.8BFOA FY2022: $52.8MFOA FY2023: $234.3MFOA FY2024: $394.4MFOA FY2025: $497.4MONIT FY2018: $1.1BONIT FY2019: $1.1BONIT FY2020: $960.9MONIT FY2021: $1.1BONIT FY2022: $953.9MONIT FY2023: $1.1BONIT FY2024: $976MONIT FY2025: $1.1BFY18FY19FY20FY21FY22FY23FY24FY25
FOA $497.4MONIT $1.1B
Net income
FOA FY2020: $54.4MFOA FY2020: $518.4MFOA FY2022: -$190.7MFOA FY2023: -$80.1MFOA FY2024: $15.5MFOA FY2025: $45.2MONIT FY2018: -$70.8MONIT FY2019: -$142.1MONIT FY2020: -$40.2MONIT FY2021: $18.1MONIT FY2022: $25.7MONIT FY2023: -$63.7MONIT FY2024: $33.9MONIT FY2025: $189.5MFY18FY19FY20FY21FY22FY23FY24FY25
FOA $45.2MONIT $189.5M
Net margin
FOA FY2020: 6.1%FOA FY2020: 28.8%FOA FY2022: -361.4%FOA FY2023: -34.2%FOA FY2024: 3.9%FOA FY2025: 9.1%ONIT FY2018: -6.7%ONIT FY2019: -12.7%ONIT FY2020: -4.2%ONIT FY2021: 1.7%ONIT FY2022: 2.7%ONIT FY2023: -6.0%ONIT FY2024: 3.5%ONIT FY2025: 17.8%FY18FY19FY20FY21FY22FY23FY24FY25
FOA 9.1%ONIT 17.8%
Revenue growth
FOA FY2020: +101.9%FOA FY2023: +344.0%FOA FY2024: +68.4%FOA FY2025: +26.1%ONIT FY2019: +5.7%ONIT FY2020: -14.5%ONIT FY2021: +9.3%ONIT FY2022: -9.2%ONIT FY2023: +11.8%ONIT FY2024: -8.5%ONIT FY2025: +9.3%FY19FY20FY21FY22FY23FY24FY25
FOA +26.1%ONIT +9.3%
Free cash flow
FOA FY2020: $96.8MFOA FY2020: -$695.1MFOA FY2022: $1.4BONIT FY2018: $263.6MONIT FY2019: $150MONIT FY2020: $256.9MONIT FY2021: -$471.7MONIT FY2022: $167.7MONIT FY2023: $8.2MONIT FY2024: -$574.6MONIT FY2025: -$750.9MFY18FY19FY20FY21FY22FY23FY24FY25
FOA $1.4BONIT -$750.9M

Fiscal years as each company reports them; the two may end in different months.

Questions about Finance of America Companies and Onity

Which is bigger by revenue, Finance of America Companies or Onity?

Onity is bigger by revenue: $1.1B in fiscal 2025, against $497.4M for Finance of America Companies in fiscal 2025.

Which keeps more of its revenue as profit, Finance of America Companies or Onity?

Finance of America Companies had a net margin of 9.1% in fiscal 2025; Onity had 17.8% in fiscal 2025.

Which grew revenue faster, Finance of America Companies or Onity?

In their latest fiscal years revenue changed by +26.1% at Finance of America Companies and +9.3% at Onity.

Where do these numbers come from?

From the annual reports each company files with the SEC (10-K, or 20-F and 40-F for foreign companies), read from their XBRL data. Margins and growth are simple arithmetic on those figures. Nothing here is a recommendation.

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