XP Inc. (XP)
XP Inc. reported revenue of R$7.4B in fiscal 2024, up 13.7% from a year earlier. Net income was R$4.5B, a net margin of 60.8%. Operating cash flow minus capital spending left R$11B of free cash flow in fiscal 2024. At December 31, 2024 it held R$12.9B in cash against R$1.7B of debt. Its latest periodic report to the SEC is the annual report (foreign issuer) (20-F) filed on April 29, 2026.
What XP Inc. does
XP Inc. is registered with the SEC under industry code SIC 6211 (Security Brokers, Dealers & Flotation Companies). Its shares trade on NASDAQ under the ticker XP.
Revenue and profit by year
Key figures
| Fiscal year | Revenue | Net income | Diluted EPS | Free cash flow |
|---|---|---|---|---|
| 2024 | R$7.4B | R$4.5B | R$8.23 | R$11B |
| 2022 | R$6.5B | R$3.9B | R$7.16 | R$8.1B |
| 2022 | R$5.9B | R$3.6B | R$6.25 | R$1.8B |
| 2021 | R$6.2B | R$3.6B | R$6.26 | -R$4.2B |
| 2020 | R$5B | R$2.1B | R$3.71 | R$1.4B |
| 2019 | R$3.6B | R$1.1B | R$2.11 | -R$3.9B |
Latest SEC filings
What XP Inc. has filed recently, newest first. Each links to the original document on SEC EDGAR.
- September 10, 2026
- August 17, 2026
- August 17, 2026
- August 17, 2026
- August 13, 2026Passive stake (5% or more) SCHEDULE 13G
- July 30, 2026Passive stake changed SCHEDULE 13G/A
- July 7, 2026Activist stake changed SCHEDULE 13D/A
- July 2, 2026
- May 29, 2026
- May 26, 2026
Questions about XP
What does XP Inc. do?
XP Inc. is registered with the SEC under industry code SIC 6211 (Security Brokers, Dealers & Flotation Companies). Its shares trade on NASDAQ under the ticker XP.
Is XP Inc. profitable?
Yes. In fiscal 2024 it reported net income of R$4.5B on revenue of R$7.4B, a net margin of 60.8%.
How much revenue does XP Inc. make?
In fiscal 2024 XP Inc. reported revenue of R$7.4B. That is 13.7% more than a year earlier.
When did XP Inc. last report?
Its most recent periodic report is the annual report (foreign issuer) (20-F) filed on April 29, 2026. It covers the period to December 31, 2025. Its newest filing of any kind is the insider trade from September 17, 2026.
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Follow XP: get an email when it filesWhere the numbers come from
Financial figures are the values XP Inc. tagged in its own SEC filings (XBRL), taken from the latest filing for each period, so restatements replace older figures. Revenue, profit and cash flow are for full fiscal years unless marked as the last twelve months, which is the sum of the four most recent quarters. Where a company reports only the full year, the fourth quarter is the year minus the first three.
Prices are delayed end-of-day market data in the listing currency, and market cap moves with the price. P/E is shown only when earnings per share are positive. Nothing here is investment advice.