Stocks Consumer discretionary WU
NYSE · Consumer discretionaryWestern Union CO (WU)
Western Union CO brought in $4B of revenue over the twelve months to September 30, 2026, down 2.1% from a year earlier. Net income was $333.8M, a net margin of 8.3%. Operating cash flow minus capital spending left $505.2M of free cash flow in fiscal 2025. At September 30, 2026 it held $1.1B in cash against $2.5B of debt. Its latest periodic report to the SEC is the quarterly report (10-Q) filed on November 4, 2026.
Key facts about Western Union CO
- Net worth
- Western Union CO has a market value (market cap) of $2.1B at the latest share price, and shareholders' equity of $890.6M on its balance sheet at September 30, 2026. A company's "net worth" usually means one of these: what the market pays for all its shares, or its assets minus its liabilities.
- Revenue and profit
- In fiscal 2025 revenue was $4.1B (-3.8% year on year), with net income of $499.6M. Over the 12 months to September 30, 2026: revenue $4B, net income $333.8M.
- Cash flow
- In fiscal 2025 operations brought in $543.7M of cash; after $38.5M of capital spending, free cash flow was $505.2M.
- Latest report
- The latest periodic report (quarterly report, 10-Q) was filed with the SEC on November 4, 2026 and covers the period to September 30, 2026. Open on SEC EDGAR
- Next earnings report
- Western Union CO's next report is expected around February 19, 2027. That is an estimate from its filing rhythm, not a date the company has announced.
- Dividend
- Western Union CO declared dividends of $0.94 per share in fiscal 2025, a yield of 13.70% at the current price.
What Western Union CO does
Western Union CO is registered with the SEC under industry code SIC 7389 (Services-Business Services, NEC). Its shares trade on NYSE under the ticker WU.
Revenue and profit by year
Key figures
| Fiscal year | Revenue | Net income | Diluted EPS | Free cash flow |
|---|---|---|---|---|
| 2025 | $4.1B | $499.6M | $1.52 | $505.2M |
| 2024 | $4.2B | $934.2M | $2.74 | $368.9M |
| 2023 | $4.4B | $626M | $1.68 | $760.2M |
| 2022 | $4.5B | $910.6M | $2.34 | $549.7M |
| 2021 | $5.1B | $805.8M | $1.97 | $1B |
| 2020 | $4.8B | $744.3M | $1.79 | $841M |
Earnings: every quarter and the next report date
Full financial statements: income, balance sheet and cash flow
Where WU ranks in Consumer discretionary
Dividends
Western Union CO declared $0.94 per share in fiscal 2025. At the current price that is a yield of 13.70%. It paid out $309M in cash dividends, 62% of its net income.
| Fiscal year | Per share | Paid out | Of profit |
|---|---|---|---|
| 2025 | $0.94 | $309M | 62% |
| 2024 | $0.94 | $321.5M | 34% |
| 2023 | $0.94 | $349M | 56% |
| 2022 | $0.94 | $364.2M | 40% |
| 2021 | $0.94 | $381.6M | 47% |
| 2020 | $0.90 | $370.3M | 50% |
Latest SEC filings
What Western Union CO has filed recently, newest first. Each links to the original document on SEC EDGAR.
- November 4, 2026Quarterly report 10-Q · period to September 30, 2026Revenue fell 2.3% to $1B versus the same quarter last year; diluted EPS $0.25 versus $0.43.
- November 4, 2026
- November 3, 2026Other event 8-K
- October 2, 2026Other event 8-K
- August 14, 2026
- July 30, 2026Quarterly report 10-Q · period to June 30, 2026Revenue fell 1.3% to $1B versus the same quarter last year; diluted EPS $0.24 versus $0.37.
- July 30, 2026
- July 23, 2026
- June 24, 2026Other event 8-K
- May 21, 2026
What is WU worth? A DCF from its reported cash flow
Insider trades
What the people running Western Union CO did with its shares, from the Form 4 filings they must send the SEC within two business days.
No insider bought or sold shares on the open market in the last 90 days. The 2 reported changes were pay in shares, option exercises, shares withheld for tax or gifts.
| Date | Insider | What | Shares | Value |
|---|---|---|---|---|
| October 2, 2026 | Angelini GiovanniPresident Europe, Africa, MEPA | Shares withheld for tax | 1,035 | $6.2K |
| September 8, 2026 | Hawksworth Benjamin ScottChief Operating Officer | Shares withheld for tax | 8,569 | $60K |
| June 5, 2026 | Angelini GiovanniPresident Europe, Africa, MEPA | Received as pay | 33,423 | - |
| June 5, 2026 | Angelini GiovanniPresident Europe, Africa, MEPA | Received as pay | 33,423 | - |
| May 1, 2026 | Adams Benjamin CarltonChief Legal Officer | Sold | 3,184 | $29.4K |
| May 1, 2026 | Adams Benjamin CarltonChief Legal Officer | Sold | 4,148 | $38.2K |
| May 1, 2026 | Adams Benjamin CarltonChief Legal Officer | Sold | 12,592 | $116.3K |
| April 28, 2026 | Angelini GiovanniPresident Europe, Africa, MEPA | Sold | 6,000 | $56.9K |
Who owns WU
Three views from three kinds of SEC filings, each with its own date. They overlap and are not added up.
5% holders
| Holder | Of class | Filed |
|---|---|---|
| Vanguard Portfolio Management13G, passive | 5.79% | April 29, 2026 |
| Vanguard Capital Management13G, passive | 5.3% | April 30, 2026 |
| Schroder Investment Management Group13G, passive with 1 related filers | 5.2% | November 14, 2025 |
Largest institutional holders
Insiders
18 insiders reported holding 4,699,969 shares in total, about $32.2M at the last price.
| Holder | Shares |
|---|---|
| McGranahan DevinCEO & President, Director | 1,861,709 |
| Cagwin MatthewChief Financial Officer | 493,427 |
| Angelini GiovanniPresident Europe, Africa, MEPA | 377,103 |
| Hawksworth Benjamin ScottChief Operating Officer | 313,891 |
| Joerres Jeffrey ADirector | 254,619 |
| Adams Benjamin CarltonChief Legal Officer | 234,689 |
| Miles MichaelDirector | 209,796 |
| Axelrod CherieChief Enterprise Risk Officer | 179,401 |
| Holden Betsy DDirector | 144,466 |
| Cole Martin IDirector | 120,018 |
Questions about WU
What does Western Union CO do?
Western Union CO is a company in the Consumer discretionary sector, listed on NYSE as WU. Its shares trade on NYSE under the ticker WU.
What is Western Union CO's net worth?
Western Union CO has a market value (market cap) of $2.1B at the latest share price, and shareholders' equity of $890.6M on its balance sheet at September 30, 2026. A company's "net worth" usually means one of these: what the market pays for all its shares, or its assets minus its liabilities.
Is Western Union CO profitable?
Yes. Over the twelve months to September 30, 2026 it reported net income of $333.8M on revenue of $4B, a net margin of 8.3%.
How much revenue does Western Union CO make?
Over the twelve months to September 30, 2026 Western Union CO reported revenue of $4B. That is 2.1% less than a year earlier.
When did Western Union CO last report?
Its most recent periodic report is the quarterly report (10-Q) filed on November 4, 2026. It covers the period to September 30, 2026.
When is Western Union CO's next earnings report?
Western Union CO's next report is expected around February 19, 2027. That is an estimate from its filing rhythm, not a date the company has announced.
Does Western Union CO pay a dividend?
Yes. Western Union CO declared dividends of $0.94 per share in fiscal 2025, a yield of 13.70% at the current price.
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Where the numbers come from
Financial figures are the values Western Union CO tagged in its own SEC filings (XBRL), taken from the latest filing for each period, so restatements replace older figures. Revenue, profit and cash flow are for full fiscal years unless marked as the last twelve months, which is the sum of the four most recent quarters. Where a company reports only the full year, the fourth quarter is the year minus the first three.
Prices are delayed end-of-day market data in the listing currency, and market cap moves with the price. P/E is shown only when earnings per share are positive. Nothing here is investment advice.