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NASDAQ · Finance

VersaBank (VBNK)

VersaBank reported revenue of CA$124.6M in fiscal 2025, up 11.7% from a year earlier. Net income was CA$28.5M, a net margin of 22.8%. Operating cash flow minus capital spending left CA$43.5M of free cash flow in fiscal 2025. At October 31, 2025 it held CA$581.7M in cash.

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Key facts about VersaBank

Net worth

VersaBank has a market value (market cap) of $797.2M at the latest share price, and shareholders' equity of CA$532.7M on its balance sheet at October 31, 2025. A company's "net worth" usually means one of these: what the market pays for all its shares, or its assets minus its liabilities.

Revenue and profit

In fiscal 2025 revenue was CA$124.6M (+11.7% year on year), with net income of CA$28.5M.

Cash flow

In fiscal 2025 operations brought in CA$44.5M of cash; after CA$954K of capital spending, free cash flow was CA$43.5M.

What VersaBank does

VersaBank is registered with the SEC under industry code SIC 6029 (Commercial Banks, NEC). Its shares trade on NASDAQ under the ticker VBNK.

Revenue and profit by year

Fiscal years as reported in annual reports. Amounts in CAD.

Key figures

Earnings: every quarter and the next report date

Full financial statements: income, balance sheet and cash flow

Where VBNK ranks in Finance

Latest fiscal year of every company in the sector with the figure reported. Revenue is ranked among companies reporting in US dollars; growth and margins among companies with at least 10 million of revenue. Finance

Dividends

It paid out CA$3.2M in cash dividends, 11% of its net income.

Per share as declared (or paid, where only that is reported), adjusted for stock splits the company itself restated. Yield is the latest fiscal year's dividend over the current price.

Latest SEC filings

What VersaBank has filed recently, newest first. Each links to the original document on SEC EDGAR.

1. November 9, 2026
   Foreign issuer update 6-K
2. October 27, 2026
   Foreign issuer update 6-K
3. October 15, 2026
   Foreign issuer update 6-K
4. October 1, 2026
   Foreign issuer update 6-K
5. September 22, 2026
   Foreign issuer update 6-K
6. September 17, 2026
   Foreign issuer update 6-K
7. September 17, 2026
   Foreign issuer update 6-K
8. September 4, 2026
   Foreign issuer update 6-K
9. September 3, 2026
   Foreign issuer update 6-K
10. September 1, 2026
    Foreign issuer update 6-K

Insider trades

What the people running VersaBank did with its shares, from the Form 4 filings they must send the SEC within two business days.

No insider trades were reported in the last 90 days.

All insider filings on SEC.gov · Where insiders are buying across the market

Who owns VBNK

Three views from three kinds of SEC filings, each with its own date. They overlap and are not added up.

5% holders

Anyone who owns more than 5% of a class of shares must say so on Schedule 13D (if they may seek to influence the company) or 13G (a passive holder). The latest filing of each holder is shown: 13G filings of the last 2 years, 13D of the last 3.

Largest institutional holders

No Form 13F positions imported for this company yet.

Insiders

Reported holdings of insiders who filed a Form 4 in the last 12 months: the shares each one held after their latest reported transaction. This is not the total held by all insiders.

No insider reported holdings on a Form 4 in the last 12 months.

Schedule 13D/13G filings on SEC.gov

All filings on SEC EDGAR

Questions about VBNK

What does VersaBank do?

VersaBank is a company in the Finance sector, listed on NASDAQ as VBNK. Its shares trade on NASDAQ under the ticker VBNK.

What is VersaBank's net worth?

VersaBank has a market value (market cap) of $797.2M at the latest share price, and shareholders' equity of CA$532.7M on its balance sheet at October 31, 2025. A company's "net worth" usually means one of these: what the market pays for all its shares, or its assets minus its liabilities.

Is VersaBank profitable?

Yes. In fiscal 2025 it reported net income of CA$28.5M on revenue of CA$124.6M, a net margin of 22.8%.

How much revenue does VersaBank make?

In fiscal 2025 VersaBank reported revenue of CA$124.6M. That is 11.7% more than a year earlier.

When did VersaBank last report?

Its newest filing of any kind is the foreign issuer update from November 9, 2026.

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Get an email when VersaBank files with the SEC: results, executive changes, material agreements and annual reports.

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Where the numbers come from

Financial figures are the values VersaBank tagged in its own SEC filings (XBRL), taken from the latest filing for each period, so restatements replace older figures. Revenue, profit and cash flow are for full fiscal years unless marked as the last twelve months, which is the sum of the four most recent quarters. Where a company reports only the full year, the fourth quarter is the year minus the first three.

Prices are delayed end-of-day market data in the listing currency, and market cap moves with the price. P/E is shown only when earnings per share are positive. Nothing here is investment advice.