What is Stewart Information Services Corp worth?
With the base-case assumptions below, a discounted cash flow model on Stewart Information Services Corp's reported free cash flow gives $90.69 per share. The share price was $44.64 on November 10, 2026, 51% below that value.
Inputs from the filings
Three sets of assumptions
| Case | Growth yrs 1-5 | Discount rate | Value per share | Value vs price |
|---|---|---|---|---|
| Bear | 0.0% | 10.0% | $58.03 | +30% |
| Base | 5.0% | 9.0% | $90.69 | +103% |
| Bull | 10.0% | 8.0% | $151.67 | +240% |
Sensitivity: base case value per share
| 1.5% | 2.0% | 2.5% | 3.0% | 3.5% | |
|---|---|---|---|---|---|
| 7.0% | $114.06 | $121.17 | $129.87 | $140.73 | $154.70 |
| 8.0% | $96.64 | $101.25 | $106.70 | $113.24 | $121.24 |
| 9.0% | $83.90 | $87.05 | $90.69 | $94.94 | $99.95 |
| 10.0% | $74.19 | $76.43 | $78.97 | $81.88 | $85.23 |
| 11.0% | $66.55 | $68.19 | $70.03 | $72.09 | $74.44 |
Where the presets come from
Base: years 1 to 5 grow at Stewart Information Services Corp's revenue growth rate over the last 5 fiscal years (5.0% a year), held between -5% and 15%. Years 6 to 10 grow halfway between that and the long-run rate of 2.5%. Future cash is discounted at 9% a year.
Bear: 5 points less growth, 2% long-run growth, 10% discount rate. Bull: 5 points more growth (at most 25%), 3% long-run growth, 8% discount rate.
Value per share = (present value of 10 years of free cash flow + present value of everything after + cash - debt) / diluted shares.
This is a model run on assumptions, not a recommendation or a price target. Small changes in the discount rate or growth move the result a lot, as the table above shows. Change them yourself in the calculator.
Adjust the assumptions
Move the sliders for growth, long-run growth and discount rate, or switch to average free cash flow, and see the value per share change.
Adjust the assumptions