South Plains Financial, Inc. (SPFI)
Operating cash flow minus capital spending left $71.8M of free cash flow in fiscal 2025. At September 30, 2026 it held $776.7M in cash. Its latest periodic report to the SEC is the quarterly report (10-Q) filed on November 3, 2026.
Key facts about South Plains Financial, Inc.
- Net worth
- South Plains Financial, Inc. has a market value (market cap) of $811.6M at the latest share price, and shareholders' equity of $622.8M on its balance sheet at September 30, 2026. A company's "net worth" usually means one of these: what the market pays for all its shares, or its assets minus its liabilities.
- Cash flow
- In fiscal 2025 operations brought in $77.5M of cash; after $5.7M of capital spending, free cash flow was $71.8M.
- Latest report
- The latest periodic report (quarterly report, 10-Q) was filed with the SEC on November 3, 2026 and covers the period to September 30, 2026. Open on SEC EDGAR
- Next earnings report
- South Plains Financial, Inc.'s next report is expected around January 25, 2027. That is an estimate from its filing rhythm, not a date the company has announced.
- Dividend
- South Plains Financial, Inc. declared dividends of $0.62 per share in fiscal 2025, a yield of 1.44% at the current price.
What South Plains Financial, Inc. does
South Plains Financial, Inc. is registered with the SEC under industry code SIC 6022 (State Commercial Banks). Its shares trade on NASDAQ under the ticker SPFI.
Revenue and profit by year
Key figures
| Fiscal year | Revenue | Net income | Diluted EPS | Free cash flow |
|---|---|---|---|---|
| 2025 | n/a | $58.5M | $3.44 | $71.8M |
| 2024 | n/a | $49.7M | $2.92 | $56M |
| 2023 | n/a | $62.7M | $3.62 | $53.9M |
| 2022 | n/a | $58.2M | $3.23 | $119.1M |
| 2021 | n/a | $58.6M | $3.17 | $93.4M |
| 2020 | n/a | $45.4M | $2.47 | $2.3M |
Earnings: every quarter and the next report date
Full financial statements: income, balance sheet and cash flow
Dividends
South Plains Financial, Inc. declared $0.62 per share in fiscal 2025. At the current price that is a yield of 1.44%. It paid out $10.1M in cash dividends, 17% of its net income.
| Fiscal year | Per share | Paid out | Of profit |
|---|---|---|---|
| 2025 | $0.62 | $10.1M | 17% |
| 2024 | $0.56 | $9.2M | 18% |
| 2023 | $0.52 | $8.7M | 14% |
| 2022 | $0.46 | $8M | 14% |
| 2021 | $0.30 | $5.4M | 9% |
| 2020 | $0.14 | $2.5M | 6% |
Latest SEC filings
What South Plains Financial, Inc. has filed recently, newest first. Each links to the original document on SEC EDGAR.
- November 3, 2026
- October 22, 2026
- August 31, 2026Form N-PX filing N-PX
- August 13, 2026Form 13F-HR filing 13F-HR
- August 12, 2026Passive stake changed SCHEDULE 13G/A
- August 6, 2026
- July 17, 2026
- June 17, 2026
- May 14, 2026
- May 13, 2026Form 13F-HR filing 13F-HR
Insider trades
What the people running South Plains Financial, Inc. did with its shares, from the Form 4 filings they must send the SEC within two business days.
Insiders sold $2.3M worth of shares in the last 90 days and bought none on the open market.
| Date | Insider | What | Shares | Value |
|---|---|---|---|---|
| November 5, 2026 | Campbell Richard DDirector | Soldindirect | 17,809 | $784.7K |
| November 4, 2026 | Campbell Richard DDirector | Soldindirect | 15,900 | $699.9K |
| November 3, 2026 | Campbell Richard DDirector | Soldindirect | 18,848 | $822K |
| August 4, 2026 | Campbell Richard DDirector | Soldindirect | 27,286 | $1.2M |
| August 3, 2026 | Campbell Richard DDirector | Soldindirect | 132,714 | $5.9M |
| July 28, 2026 | Stein James D.Director | Sold | 70,000 | $3.1M |
| July 28, 2026 | Stein James D.Director | Sold | 30,000 | $1.3M |
| June 18, 2026 | Griffith Curtis CChairman and CEO, Director | Other change | 300,000 | $12.4M |
Who owns SPFI
Three views from three kinds of SEC filings, each with its own date. They overlap and are not added up.
5% holders
| Holder | Of class | Filed |
|---|---|---|
| Campbell Richard D13G, passive with 1 related filers | 9.96% | February 14, 2025 |
| Curtis C. Griffith13G, passive | 6.15% | August 12, 2026 |
Largest institutional holders
Positions that investment managers reported on Form 13F for the quarter ended June 30, 2026, largest first, with the change on the quarter ended March 31, 2026. Managers file 13F up to 45 days after a quarter ends. 157 managers reported a position.
| Holder | Shares | Change on quarter |
|---|---|---|
| BlackRock, Inc. | 1,430,745 | +278,617 |
| Vanguard Capital Management LLC | 642,137 | +83,619 |
| State Street Corp | 529,620 | +140,094 |
| American Century Companies Inc | 464,902 | +55,054 |
| Dimensional Fund Advisors LP | 434,785 | -562 |
| Jpmorgan Chase & Co | 400,667 | +23,569 |
| Geode Capital Management, LLC | 397,740 | +104,786 |
| Basswood Capital Management, L.L.C. | 311,615 | +235,527 |
| Bridgeway Capital Management, LLC | 172,097 | +6,652 |
| Northern Trust Corp | 143,247 | +29,113 |
| Boston Partners | 126,401 | +20,676 |
| Vanguard Portfolio Management LLC | 126,306 | +33,269 |
| Polaris Capital Management, LLC | 126,000 | +12,600 |
| Panagora Asset Management Inc | 120,253 | +42,987 |
| Charles Schwab Investment Management Inc | 116,864 | +17,779 |
| Russell Investments Group, Ltd. | 108,347 | +9,669 |
| Deprince Race & Zollo Inc | 101,063 | -2,463 |
| Two Sigma Investments, LP | 99,122 | -74,263 |
| Vanguard Fiduciary Trust Co | 95,130 | +13,299 |
| Empowered Funds, LLC | 92,397 | +6,652 |
Insiders
11 insiders reported holding 2,807,378 shares in total, about $120.9M at the last price.
| Holder | Shares |
|---|---|
| Campbell Richard DDirector | 1,342,7961,332,412 held indirectly |
| Valles Noe GDirector | 487,757 |
| Newsom Cory TPresident, Director | 294,897 |
| Stein James D.Director | 242,872 |
| Griffith Curtis CChairman and CEO, Director | 157,119 |
| Crockett Steven BCFO and Treasurer | 90,312 |
| Ehlers Paul ACOO - City Bank | 87,519 |
| Newsom Mikella DChief Risk Officer & Secretary | 74,08424,799 held indirectly |
| Wargo Kyle RDirector | 14,157 |
| Bates Brent ACCO - City Bank | 13,620 |
Questions about SPFI
What does South Plains Financial, Inc. do?
South Plains Financial, Inc. is a company in the Finance sector, listed on NASDAQ as SPFI. Its shares trade on NASDAQ under the ticker SPFI.
What is South Plains Financial, Inc.'s net worth?
South Plains Financial, Inc. has a market value (market cap) of $811.6M at the latest share price, and shareholders' equity of $622.8M on its balance sheet at September 30, 2026. A company's "net worth" usually means one of these: what the market pays for all its shares, or its assets minus its liabilities.
Is South Plains Financial, Inc. profitable?
Yes. Over the twelve months to September 30, 2026 it reported net income of $69.6M.
When did South Plains Financial, Inc. last report?
Its most recent periodic report is the quarterly report (10-Q) filed on November 3, 2026. It covers the period to September 30, 2026. Its newest filing of any kind is the insider trade from November 5, 2026.
When is South Plains Financial, Inc.'s next earnings report?
South Plains Financial, Inc.'s next report is expected around January 25, 2027. That is an estimate from its filing rhythm, not a date the company has announced.
Does South Plains Financial, Inc. pay a dividend?
Yes. South Plains Financial, Inc. declared dividends of $0.62 per share in fiscal 2025, a yield of 1.44% at the current price.
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Where the numbers come from
Financial figures are the values South Plains Financial, Inc. tagged in its own SEC filings (XBRL), taken from the latest filing for each period, so restatements replace older figures. Revenue, profit and cash flow are for full fiscal years unless marked as the last twelve months, which is the sum of the four most recent quarters. Where a company reports only the full year, the fourth quarter is the year minus the first three.
Prices are delayed end-of-day market data in the listing currency, and market cap moves with the price. P/E is shown only when earnings per share are positive. Nothing here is investment advice.