Sezzle Inc. (SEZL)
Sezzle Inc. brought in $581.6M of revenue over the twelve months to September 30, 2026, up 38.9% from a year earlier. Net income was $182.6M, a net margin of 31.4%. Operating cash flow minus capital spending left $209.3M of free cash flow in fiscal 2025. At September 30, 2026 it held $70.1M in cash. Its latest periodic report to the SEC is the quarterly report (10-Q) filed on November 5, 2026.
Key facts about Sezzle Inc.
- Net worth
- Sezzle Inc. has a market value (market cap) of $5.1B at the latest share price, and shareholders' equity of $277.7M on its balance sheet at September 30, 2026. A company's "net worth" usually means one of these: what the market pays for all its shares, or its assets minus its liabilities.
- Revenue and profit
- In fiscal 2025 revenue was $450.3M (+66.1% year on year), with net income of $133.1M. Over the 12 months to September 30, 2026: revenue $581.6M, net income $182.6M.
- Cash flow
- In fiscal 2025 operations brought in $209.9M of cash; after $655K of capital spending, free cash flow was $209.3M.
- Latest report
- The latest periodic report (quarterly report, 10-Q) was filed with the SEC on November 5, 2026 and covers the period to September 30, 2026. Open on SEC EDGAR
- Next earnings report
- Sezzle Inc.'s next report is expected around February 1, 2027. That is an estimate from its filing rhythm, not a date the company has announced.
What Sezzle Inc. does
Sezzle Inc. is registered with the SEC under industry code SIC 7389 (Services-Business Services, NEC). Its shares trade on NASDAQ under the ticker SEZL.
Revenue and profit by year
Key figures
| Fiscal year | Revenue | Net income | Diluted EPS | Free cash flow |
|---|---|---|---|---|
| 2025 | $450.3M | $133.1M | $3.72 | $209.3M |
| 2024 | $271.1M | $78.5M | $2.19 | $130.6M |
| 2023 | $159.4M | $7.1M | $0.21 | -$25.8M |
| 2022 | $125.6M | -$38.1M | -$1.17 | $8.5M |
| 2021 | $114.8M | -$75.2M | -$2.46 | -$72.8M |
| 2021 | $58.8M | -$32.4M | -$1.10 | -$25.2M |
Earnings: every quarter and the next report date
Full financial statements: income, balance sheet and cash flow
Where SEZL ranks in Finance
Latest SEC filings
What Sezzle Inc. has filed recently, newest first. Each links to the original document on SEC EDGAR.
- November 5, 2026Quarterly report 10-Q · period to September 30, 2026Revenue rose 43% to $166.5M versus the same quarter last year; diluted EPS $1.38 versus $0.75.
- November 4, 2026
- October 9, 2026Proxy statement DEF 14A
- October 8, 2026Quarterly results8-KSezzle announced the date for its third quarter 2026 financial results and its upcoming investor conference schedule.
- September 14, 2026Activist stake changed SCHEDULE 13D/A
- August 28, 2026Other event 8-K
- August 18, 2026
- August 12, 2026
- August 7, 2026Quarterly report 10-Q · period to June 30, 2026Revenue rose 52% to $149.7M versus the same quarter last year; diluted EPS $1.17 versus $0.78.
- August 6, 2026
What is SEZL worth? A DCF from its reported cash flow
Insider trades
What the people running Sezzle Inc. did with its shares, from the Form 4 filings they must send the SEC within two business days.
Insiders bought $44K and sold $125.9K worth of shares in the last 90 days.
| Date | Insider | What | Shares | Value |
|---|---|---|---|---|
| September 21, 2026 | Krause JustinSVP FINANCE AND CONTROLLER | Shares withheld for tax | 68 | $7.9K |
| September 21, 2026 | Sabzivand AminChief Operating Officer | Shares withheld for tax | 342 | $39.9K |
| September 18, 2026 | Hunt Bryan CecilDirector | Bought | 250 | $29K |
| September 2, 2026 | Youakim CharlesExecutive Chairman and CEO, Director, 10% owner | Other changeindirect | 1,508,454 | - |
| August 27, 2026 | Brehm Kyle M.Director | Sold | 1,000 | $125.9K |
| August 20, 2026 | Khurana RajeevGeneral Counsel | Bought | 129 | $15K |
| August 10, 2026 | Brading Lee DicksonChief Financial Officer | Shares withheld for tax | 1,405 | $165.8K |
| August 10, 2026 | Sabzivand AminChief Operating Officer | Shares withheld for tax | 6,973 | $822.8K |
Who owns SEZL
Three views from three kinds of SEC filings, each with its own date. They overlap and are not added up.
5% holders
Largest institutional holders
Insiders
11 insiders reported holding 13,426,607 shares in total, about $2.03B at the last price.
| Holder | Shares |
|---|---|
| Youakim CharlesExecutive Chairman and CEO, Director, 10% owner | 12,346,326 |
| Paradis PaulDirector & President, Director | 390,108 |
| Brading Lee DicksonChief Financial Officer | 285,092 |
| Sabzivand AminChief Operating Officer | 252,465 |
| Krause JustinSVP FINANCE AND CONTROLLER | 70,773 |
| Hartje KarenChief Financial Officer | 33,661 |
| Brehm Kyle M.Director | 23,853 |
| Hollis KerissaGeneral Counsel and Secretary | 12,386 |
| East Stephen F.Director | 4,329 |
| Hunt Bryan CecilDirector | 3,985 |
Questions about SEZL
What does Sezzle Inc. do?
Sezzle Inc. is a company in the Finance sector, listed on NASDAQ as SEZL. Its shares trade on NASDAQ under the ticker SEZL.
What is Sezzle Inc.'s net worth?
Sezzle Inc. has a market value (market cap) of $5.1B at the latest share price, and shareholders' equity of $277.7M on its balance sheet at September 30, 2026. A company's "net worth" usually means one of these: what the market pays for all its shares, or its assets minus its liabilities.
Is Sezzle Inc. profitable?
Yes. Over the twelve months to September 30, 2026 it reported net income of $182.6M on revenue of $581.6M, a net margin of 31.4%.
How much revenue does Sezzle Inc. make?
Over the twelve months to September 30, 2026 Sezzle Inc. reported revenue of $581.6M. That is 38.9% more than a year earlier.
When did Sezzle Inc. last report?
Its most recent periodic report is the quarterly report (10-Q) filed on November 5, 2026. It covers the period to September 30, 2026.
When is Sezzle Inc.'s next earnings report?
Sezzle Inc.'s next report is expected around February 1, 2027. That is an estimate from its filing rhythm, not a date the company has announced.
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Where the numbers come from
Financial figures are the values Sezzle Inc. tagged in its own SEC filings (XBRL), taken from the latest filing for each period, so restatements replace older figures. Revenue, profit and cash flow are for full fiscal years unless marked as the last twelve months, which is the sum of the four most recent quarters. Where a company reports only the full year, the fourth quarter is the year minus the first three.
Prices are delayed end-of-day market data in the listing currency, and market cap moves with the price. P/E is shown only when earnings per share are positive. Nothing here is investment advice.