Stocks Consumer discretionary RPAY
NASDAQ · Consumer discretionaryRepay Holdings Corp (RPAY)
Repay Holdings Corp brought in $413.5M of revenue over the twelve months to September 30, 2026, up 33.8% from a year earlier. It posted a net loss of $170.4M. Operating cash flow minus capital spending left $90.8M of free cash flow in fiscal 2025. At September 30, 2026 it held $63.8M in cash against $308.8M of debt. Its latest periodic report to the SEC is the quarterly report (10-Q) filed on November 9, 2026.
Key facts about Repay Holdings Corp
- Net worth
- Repay Holdings Corp has a market value (market cap) of $408.9M at the latest share price, and shareholders' equity of $468.8M on its balance sheet at September 30, 2026. A company's "net worth" usually means one of these: what the market pays for all its shares, or its assets minus its liabilities.
- Revenue and profit
- In fiscal 2025 revenue was $309.3M (-1.2% year on year), with a net loss of $256.7M. Over the 12 months to September 30, 2026: revenue $413.5M, net loss $170.4M.
- Cash flow
- In fiscal 2025 operations brought in $91.1M of cash; after $286K of capital spending, free cash flow was $90.8M.
- Latest report
- The latest periodic report (quarterly report, 10-Q) was filed with the SEC on November 9, 2026 and covers the period to September 30, 2026. Open on SEC EDGAR
- Next earnings report
- Repay Holdings Corp's next report is expected around March 8, 2027. That is an estimate from its filing rhythm, not a date the company has announced.
What Repay Holdings Corp does
Repay Holdings Corp is registered with the SEC under industry code SIC 7389 (Services-Business Services, NEC). Its shares trade on NASDAQ under the ticker RPAY.
Revenue and profit by year
Key figures
| Fiscal year | Revenue | Net income | Diluted EPS | Free cash flow |
|---|---|---|---|---|
| 2025 | $309.3M | -$256.7M | -$3.00 | $90.8M |
| 2024 | $313M | -$10.2M | -$0.11 | $149.1M |
| 2023 | $296.6M | -$110.5M | -$1.23 | $102.9M |
| 2022 | $279.2M | $12.8M | $0.12 | $71M |
| 2021 | $219.3M | -$50.1M | -$0.60 | $50.5M |
| 2020 | $155M | -$105.6M | -$2.02 | $27.5M |
Earnings: every quarter and the next report date
Full financial statements: income, balance sheet and cash flow
Where RPAY ranks in Consumer discretionary
Latest SEC filings
What Repay Holdings Corp has filed recently, newest first. Each links to the original document on SEC EDGAR.
- November 9, 2026Quarterly report 10-Q · period to September 30, 2026Revenue rose 97% to $153.4M versus the same quarter last year; diluted EPS -$0.11 versus -$0.08.
- November 9, 2026
- August 17, 2026Exhibits 8-K/A
- August 14, 2026Passive stake (5% or more) SCHEDULE 13G
- August 13, 2026Passive stake changed SCHEDULE 13G/A
- August 10, 2026Quarterly report 10-Q · period to June 30, 2026Revenue rose 33% to $100.7M versus the same quarter last year; diluted EPS -$0.13 versus -$1.15.
- August 10, 2026
- July 15, 2026Activist stake changed SCHEDULE 13D/A
- July 14, 2026
- June 29, 2026Activist stake changed SCHEDULE 13D/A
What is RPAY worth? A DCF from its reported cash flow
Insider trades
What the people running Repay Holdings Corp did with its shares, from the Form 4 filings they must send the SEC within two business days.
Insiders sold $316.5K worth of shares in the last 90 days and bought none on the open market. All of the selling was pre-planned under Rule 10b5-1 trading plans.
| Date | Insider | What | Shares | Value |
|---|---|---|---|---|
| November 4, 2026 | Dempsey Tyler BGeneral Counsel | Soldpre-planned (10b5-1) | 25,000 | $118.8K |
| October 15, 2026 | Dempsey Tyler BGeneral Counsel | Soldpre-planned (10b5-1) | 610 | $2.5K |
| October 14, 2026 | Dempsey Tyler BGeneral Counsel | Soldpre-planned (10b5-1) | 4,886 | $19.5K |
| October 13, 2026 | Dempsey Tyler BGeneral Counsel | Soldpre-planned (10b5-1) | 8,392 | $33.6K |
| September 21, 2026 | Dempsey Tyler BGeneral Counsel | Soldpre-planned (10b5-1) | 11,112 | $44.4K |
| September 17, 2026 | Dempsey Tyler BGeneral Counsel | Soldpre-planned (10b5-1) | 25,000 | $97.8K |
| September 8, 2026 | Houser Robert ScottChief Financial Officer | Shares withheld for tax | 8,733 | $32.1K |
| July 31, 2026 | Sadek Zachary FDirector | Received as pay | 42,500 | - |
Who owns RPAY
Three views from three kinds of SEC filings, each with its own date. They overlap and are not added up.
5% holders
| Holder | Of class | Filed |
|---|---|---|
| Forager Capital Management, LLC13D, may seek influence with 3 related filers | 12.4% | June 29, 2026 |
| BT Parent GP, LLC13D, may seek influence with 1 related filers | 9.38% | July 15, 2026 |
| Alexander Vezendan13D, may seek influence with 3 related filers | 8.2% | June 4, 2026 |
| John A. Morris, Sr.13D, may seek influence with 2 related filers | 8.2% | March 13, 2026 |
| American Century Investment Management, Inc.13G, passive with 2 related filers | 6.8% | August 14, 2026 |
| Private Management Group Inc13G, passive | 6.6% | February 10, 2026 |
| AQR Capital Management, LLC13G, passive with 1 related filers | 5.02% | August 13, 2026 |
Largest institutional holders
Positions that investment managers reported on Form 13F for the quarter ended June 30, 2026, largest first, with the change on the quarter ended March 31, 2026. Managers file 13F up to 45 days after a quarter ends. 141 managers reported a position.
| Holder | Shares | Change on quarter |
|---|---|---|
| Forager Capital Management, LLC | 11,106,548 | +1,863,711 |
| Veradace Capital Management LLC | 7,207,690 | +15,386 |
| Private Management Group Inc | 6,509,679 | +434,577 |
| BlackRock, Inc. | 6,264,983 | -15,965 |
| American Century Companies Inc | 6,121,018 | +2,033,497 |
| Aqr Capital Management LLC | 4,498,993 | +506,382 |
| Vanguard Capital Management LLC | 3,083,792 | -138,105 |
| Dimensional Fund Advisors LP | 2,874,200 | -70,247 |
| Pacific Ridge Capital Partners, LLC | 2,240,738 | +827,361 |
| State Street Corp | 1,965,945 | +215,554 |
| Geode Capital Management, LLC | 1,779,170 | +96,303 |
| Sovereign's Capital Management, LLC | 1,692,881 | +913,817 |
| D. E. Shaw & Co., Inc. | 969,128 | -664,533 |
| Morgan Stanley | 920,195 | -45,713 |
| Vanguard Portfolio Management LLC | 862,407 | +104,420 |
| Deutsche Bank AG\ | 784,366 | +111,678 |
| Bank of Montreal | 765,532 | +135,746 |
| Whetstone Capital Advisors, LLC | 764,673 | -1,925,966 |
| Goldman Sachs Group Inc | 688,738 | -343,423 |
| Barclays PLC | 666,183 | +368,941 |
Insiders
16 insiders reported holding 19,182,473 shares in total, about $87.3M at the last price.
| Holder | Shares |
|---|---|
| Forager Fund, L.P.10% owner | 11,106,648 |
| Morris John Andrew Sr.Chief Executive Officer, Director | 2,204,370 |
| Kight Peter JDirector | 1,744,034 |
| Watkin Richard JasonPresident, KUBRA | 833,433 |
| Alias ShalerPresident, Director | 549,720 |
| Guthrie David MChief Technology Officer | 458,106 |
| Dempsey Tyler BGeneral Counsel | 416,251 |
| Houser Robert ScottChief Financial Officer | 303,171 |
| Barnett NaomiExecutive Vice President | 293,909 |
| Morrow Matthew EdwardExecutive Vice President | 260,416 |
Questions about RPAY
What does Repay Holdings Corp do?
Repay Holdings Corp is a company in the Consumer discretionary sector, listed on NASDAQ as RPAY. Its shares trade on NASDAQ under the ticker RPAY.
What is Repay Holdings Corp's net worth?
Repay Holdings Corp has a market value (market cap) of $408.9M at the latest share price, and shareholders' equity of $468.8M on its balance sheet at September 30, 2026. A company's "net worth" usually means one of these: what the market pays for all its shares, or its assets minus its liabilities.
Is Repay Holdings Corp profitable?
No. Over the twelve months to September 30, 2026 it reported a net loss of $170.4M on revenue of $413.5M.
How much revenue does Repay Holdings Corp make?
Over the twelve months to September 30, 2026 Repay Holdings Corp reported revenue of $413.5M. That is 33.8% more than a year earlier.
When did Repay Holdings Corp last report?
Its most recent periodic report is the quarterly report (10-Q) filed on November 9, 2026. It covers the period to September 30, 2026.
When is Repay Holdings Corp's next earnings report?
Repay Holdings Corp's next report is expected around March 8, 2027. That is an estimate from its filing rhythm, not a date the company has announced.
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Where the numbers come from
Financial figures are the values Repay Holdings Corp tagged in its own SEC filings (XBRL), taken from the latest filing for each period, so restatements replace older figures. Revenue, profit and cash flow are for full fiscal years unless marked as the last twelve months, which is the sum of the four most recent quarters. Where a company reports only the full year, the fourth quarter is the year minus the first three.
Prices are delayed end-of-day market data in the listing currency, and market cap moves with the price. P/E is shown only when earnings per share are positive. Nothing here is investment advice.