Peoples Financial Services Corp. (PFIS)
Operating cash flow minus capital spending left $43.3M of free cash flow in fiscal 2025. At September 30, 2026 it held $305M in cash. Its latest periodic report to the SEC is the quarterly report (10-Q) filed on November 6, 2026.
Key facts about Peoples Financial Services Corp.
- Net worth
- Peoples Financial Services Corp. has a market value (market cap) of $732.3M at the latest share price, and shareholders' equity of $529.3M on its balance sheet at September 30, 2026. A company's "net worth" usually means one of these: what the market pays for all its shares, or its assets minus its liabilities.
- Cash flow
- In fiscal 2025 operations brought in $54.3M of cash; after $10.9M of capital spending, free cash flow was $43.3M.
- Latest report
- The latest periodic report (quarterly report, 10-Q) was filed with the SEC on November 6, 2026 and covers the period to September 30, 2026. Open on SEC EDGAR
- Next earnings report
- Peoples Financial Services Corp.'s next report is expected around January 29, 2027. That is an estimate from its filing rhythm, not a date the company has announced.
- Dividend
- Peoples Financial Services Corp. declared dividends of $2.47 per share in fiscal 2025, a yield of 3.38% at the current price.
What Peoples Financial Services Corp. does
Peoples Financial Services Corp. is registered with the SEC under industry code SIC 6021 (National Commercial Banks). Its shares trade on NASDAQ under the ticker PFIS.
Revenue and profit by year
Key figures
| Fiscal year | Revenue | Net income | Diluted EPS | Free cash flow |
|---|---|---|---|---|
| 2025 | n/a | $59.2M | $5.88 | $43.3M |
| 2024 | n/a | $8.5M | $0.99 | $32.2M |
| 2023 | n/a | $27.4M | $3.83 | $27.3M |
| 2022 | n/a | $38.1M | $5.28 | $34.5M |
| 2021 | n/a | $43.5M | $6.02 | $35.9M |
| 2020 | n/a | $29.4M | $4.00 | $34.9M |
Earnings: every quarter and the next report date
Full financial statements: income, balance sheet and cash flow
Dividends
Peoples Financial Services Corp. declared $2.47 per share in fiscal 2025. At the current price that is a yield of 3.38%. It paid out $24.6M in cash dividends, 42% of its net income.
| Fiscal year | Per share | Paid out | Of profit |
|---|---|---|---|
| 2025 | $2.47 | $24.6M | 42% |
| 2024 | $2.06 | $18.1M | 213% |
| 2023 | $1.64 | $11.7M | 43% |
| 2022 | $1.58 | $11.3M | 30% |
| 2021 | $1.50 | $10.8M | 25% |
| 2020 | $1.44 | $10.5M | 36% |
Latest SEC filings
What Peoples Financial Services Corp. has filed recently, newest first. Each links to the original document on SEC EDGAR.
- November 6, 2026
- October 30, 2026
- October 20, 2026Form 13F-HR filing 13F-HR
- September 1, 2026
- August 31, 2026Form N-PX filing N-PX
- August 28, 2026Shareholder vote results 8-K/A
- August 19, 2026
- August 7, 2026
- July 30, 2026
- July 22, 2026Form 13F-HR filing 13F-HR
Insider trades
What the people running Peoples Financial Services Corp. did with its shares, from the Form 4 filings they must send the SEC within two business days.
Insiders sold $230.5K worth of shares in the last 90 days and bought none on the open market.
| Date | Insider | What | Shares | Value |
|---|---|---|---|---|
| November 5, 2026 | Drobins Jeffrey AEVP/CHIEF LENDING OFFICER | Sold | 983 | $72.2K |
| November 5, 2026 | Drobins Jeffrey AEVP/CHIEF LENDING OFFICER | Sold | 462 | $34.4K |
| November 5, 2026 | Drobins Jeffrey AEVP/CHIEF LENDING OFFICER | Sold | 1,055 | $79.6K |
| November 4, 2026 | Chiaro James PEVP/CHIEF INV SERVICES OFFICER | Soldindirect | 605 | $44.3K |
| August 29, 2026 | Drobins Jeffrey AEVP/CHIEF LENDING OFFICER | Exercised options | 1,887 | - |
| August 29, 2026 | Drobins Jeffrey AEVP/CHIEF LENDING OFFICER | Shares withheld for tax | 788 | $54.9K |
| August 29, 2026 | Kirtley TimothyEVP/CHIEF RISK OFFICER | Exercised options | 668 | - |
| August 29, 2026 | Kirtley TimothyEVP/CHIEF RISK OFFICER | Shares withheld for tax | 190 | $13.2K |
Who owns PFIS
Three views from three kinds of SEC filings, each with its own date. They overlap and are not added up.
5% holders
Largest institutional holders
Positions that investment managers reported on Form 13F for the quarter ended June 30, 2026, largest first, with the change on the quarter ended March 31, 2026. Managers file 13F up to 45 days after a quarter ends. 123 managers reported a position.
| Holder | Shares | Change on quarter |
|---|---|---|
| BlackRock, Inc. | 744,487 | +109,791 |
| Vanguard Capital Management LLC | 403,159 | +11,125 |
| Dimensional Fund Advisors LP | 339,265 | +22,644 |
| Geode Capital Management, LLC | 249,636 | +14,266 |
| State Street Corp | 212,476 | +12,041 |
| American Century Companies Inc | 202,754 | +83,727 |
| Peoples Financial Services Corp. | 90,401 | -640 |
| Northern Trust Corp | 86,119 | +11,946 |
| Bridgeway Capital Management, LLC | 82,968 | +4,257 |
| Vanguard Portfolio Management LLC | 78,816 | +25,119 |
| Vanguard Fiduciary Trust Co | 61,975 | +799 |
| Empowered Funds, LLC | 60,068 | +4,257 |
| Bank of New York Mellon Corp | 52,639 | +1,627 |
| Morgan Stanley | 49,157 | +15,906 |
| PNC Financial Services Group, Inc. | 48,429 | 0 |
| Alliance Wealth Advisors, LLC | 44,933 | +227 |
| Segall Bryant & Hamill, LLC | 37,621 | -2,590 |
| Two Sigma Investments, LP | 34,944 | +13,009 |
| First Trust Advisors LP | 34,125 | +1,338 |
| Wells Fargo & Company | 33,876 | +4,153 |
Insiders
27 insiders reported holding 713,560 shares in total, about $52.2M at the last price.
| Holder | Shares |
|---|---|
| Denaples Louis ADirector | 340,613 |
| Aubrey William E IIDirector | 55,899 |
| DeNaples Joseph LDirector | 53,961 |
| Wright Joseph T JrDirector | 43,939 |
| Kukuchka Ronald GDirector | 33,269 |
| Nicholas James BDirector | 25,171 |
| Tulaney Thomas PPRESIDENT | 22,232 |
| Champi Gerard ACHIEF EXECUTIVE OFFICER | 20,436 |
| Lochen Richard S JrDirector | 18,791 |
| Eckel Keith W.Director | 15,975 |
Questions about PFIS
What does Peoples Financial Services Corp. do?
Peoples Financial Services Corp. is a company in the Finance sector, listed on NASDAQ as PFIS. Its shares trade on NASDAQ under the ticker PFIS.
What is Peoples Financial Services Corp.'s net worth?
Peoples Financial Services Corp. has a market value (market cap) of $732.3M at the latest share price, and shareholders' equity of $529.3M on its balance sheet at September 30, 2026. A company's "net worth" usually means one of these: what the market pays for all its shares, or its assets minus its liabilities.
Is Peoples Financial Services Corp. profitable?
Yes. Over the twelve months to September 30, 2026 it reported net income of $60.7M.
When did Peoples Financial Services Corp. last report?
Its most recent periodic report is the quarterly report (10-Q) filed on November 6, 2026. It covers the period to September 30, 2026. Its newest filing of any kind is the insider trade from November 9, 2026.
When is Peoples Financial Services Corp.'s next earnings report?
Peoples Financial Services Corp.'s next report is expected around January 29, 2027. That is an estimate from its filing rhythm, not a date the company has announced.
Does Peoples Financial Services Corp. pay a dividend?
Yes. Peoples Financial Services Corp. declared dividends of $2.47 per share in fiscal 2025, a yield of 3.38% at the current price.
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Where the numbers come from
Financial figures are the values Peoples Financial Services Corp. tagged in its own SEC filings (XBRL), taken from the latest filing for each period, so restatements replace older figures. Revenue, profit and cash flow are for full fiscal years unless marked as the last twelve months, which is the sum of the four most recent quarters. Where a company reports only the full year, the fourth quarter is the year minus the first three.
Prices are delayed end-of-day market data in the listing currency, and market cap moves with the price. P/E is shown only when earnings per share are positive. Nothing here is investment advice.