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DCF valuation

What is OneSpan Inc. worth?

With the base-case assumptions below, a discounted cash flow model on OneSpan Inc.'s reported free cash flow gives $21.60 per share. The share price was $17.81 on September 25, 2026, 18% below that value.

Inputs from the filings

Free cash flow, fiscal 2025
$50.5M
Average free cash flow, last 5 years
$11.6M
Cash
$43.3M
balance sheet of June 30, 2026
Debt
$0
not reported, counted as 0
Diluted shares, fiscal 2025
38,878,000
Revenue growth per year, last 5 years
2.4%

Three sets of assumptions

CaseGrowth yrs 1-5Growth yrs 6-10After year 10Discount rateValue per shareValue vs price
Bear-2.5%-0.5%2.0%10.0%$13.85-22%
Base2.5%2.5%2.5%9.0%$21.60+21%
Bull7.5%5.5%3.0%8.0%$36.69+106%

Sensitivity: base case value per share

Discount rate down the side, growth after year 10 across the top. Everything else as in the base case.

1.5%2.0%2.5%3.0%3.5%
7.0%$27.04$28.69$30.70$33.21$36.44
8.0%$22.99$24.06$25.32$26.83$28.68
9.0%$20.03$20.75$21.60$22.58$23.74
10.0%$17.76$18.28$18.87$19.54$20.31
11.0%$15.97$16.35$16.78$17.25$17.80

Where the presets come from

Base: years 1 to 5 grow at OneSpan Inc.'s revenue growth rate over the last 5 fiscal years (2.4% a year), held between -5% and 15%. Years 6 to 10 grow halfway between that and the long-run rate of 2.5%. Future cash is discounted at 9% a year.

Bear: 5 points less growth, 2% long-run growth, 10% discount rate. Bull: 5 points more growth (at most 25%), 3% long-run growth, 8% discount rate.

Value per share = (present value of 10 years of free cash flow + present value of everything after + cash - debt) / diluted shares.

This is a model run on assumptions, not a recommendation or a price target. Small changes in the discount rate or growth move the result a lot, as the table above shows. Change them yourself in the calculator.

Adjust the assumptions

Move the sliders for growth, long-run growth and discount rate, or switch to average free cash flow, and see the value per share change.

Adjust the assumptions

OneSpan Inc. company page