Oportun Financial Corp (OPRT)
Oportun Financial Corp brought in $956M of revenue over the twelve months to September 30, 2026, down 0.4% from a year earlier. Net income was $37.2M, a net margin of 3.9%. At September 30, 2026 it held $181.2M in cash. Its latest periodic report to the SEC is the quarterly report (10-Q) filed on November 4, 2026.
Key facts about Oportun Financial Corp
- Net worth
- Oportun Financial Corp has a market value (market cap) of $534.8M at the latest share price, and shareholders' equity of $433.4M on its balance sheet at September 30, 2026. A company's "net worth" usually means one of these: what the market pays for all its shares, or its assets minus its liabilities.
- Revenue and profit
- In fiscal 2025 revenue was $956.7M (-4.5% year on year), with net income of $25.2M. Over the 12 months to September 30, 2026: revenue $956M, net income $37.2M.
- Cash flow
- In fiscal 2025 operations brought in $413.4M of cash.
- Latest report
- The latest periodic report (quarterly report, 10-Q) was filed with the SEC on November 4, 2026 and covers the period to September 30, 2026. Open on SEC EDGAR
- Next earnings report
- Oportun Financial Corp's next report is expected around January 20, 2027. That is an estimate from its filing rhythm, not a date the company has announced.
What Oportun Financial Corp does
Oportun Financial Corp is registered with the SEC under industry code SIC 6199 (Finance Services). Its shares trade on NASDAQ under the ticker OPRT.
Revenue and profit by year
Key figures
| Fiscal year | Revenue | Net income | Diluted EPS | Free cash flow |
|---|---|---|---|---|
| 2025 | $956.7M | $25.2M | $0.53 | n/a |
| 2024 | $1B | -$78.7M | -$1.95 | n/a |
| 2023 | $1.1B | -$180M | -$4.88 | n/a |
| 2022 | $952.5M | -$77.7M | -$2.37 | $241.9M |
| 2021 | $626.8M | $47.4M | $1.56 | $151.2M |
| 2020 | $583.7M | -$45.1M | -$1.65 | $148M |
Earnings: every quarter and the next report date
Full financial statements: income, balance sheet and cash flow
Where OPRT ranks in Finance
Latest SEC filings
What Oportun Financial Corp has filed recently, newest first. Each links to the original document on SEC EDGAR.
- November 4, 2026Quarterly report 10-Q · period to September 30, 2026Revenue rose 3.2% to $246.3M versus the same quarter last year; diluted EPS $0.45 versus $0.11.
- November 3, 2026
- September 11, 2026
- August 25, 2026
- August 14, 2026Passive stake changed SCHEDULE 13G/A
- August 14, 2026
- August 6, 2026Quarterly report 10-Q · period to June 30, 2026Revenue was flat at $233.2M versus the same quarter last year; diluted EPS $0.17 versus $0.14.
- August 5, 2026
- July 23, 2026Passive stake changed SCHEDULE 13G/A
- July 13, 2026Passive stake changed SCHEDULE 13G/A
Insider trades
What the people running Oportun Financial Corp did with its shares, from the Form 4 filings they must send the SEC within two business days.
Insiders sold $55.2K worth of shares in the last 90 days and bought none on the open market.
| Date | Insider | What | Shares | Value |
|---|---|---|---|---|
| September 11, 2026 | Schueller Joseph AndrewSVP-Controller, CAO | Sold | 28 | $218.4 |
| September 10, 2026 | Rowles Sean AChief Risk Officer | Received as pay | 382,653 | - |
| September 10, 2026 | Layton Kathleen I.Chief Legal Officer | Sold | 4,223 | $32.9K |
| September 10, 2026 | Schueller Joseph AndrewSVP-Controller, CAO | Sold | 2,831 | $22.1K |
| August 19, 2026 | Scheirman ScottDirector | Received as pay | 20,869 | - |
| August 11, 2026 | Tambor Richard N.Director | Received as pay | 20,869 | - |
| August 11, 2026 | Lee GinnyDirector | Received as pay | 20,869 | - |
| August 11, 2026 | Daswani MohitDirector | Received as pay | 20,869 | - |
Who owns OPRT
Three views from three kinds of SEC filings, each with its own date. They overlap and are not added up.
5% holders
| Holder | Of class | Filed |
|---|---|---|
| NB Alternatives Advisers LLC13D, may seek influence | 9.9% | May 28, 2025 |
| Forager Capital Management, LLC13G, passive with 3 related filers | 9.8% | July 23, 2026 |
| Finn Management GP LLC13D, may seek influence with 4 related filers | 6.9% | July 15, 2025 |
Largest institutional holders
Positions that investment managers reported on Form 13F for the quarter ended June 30, 2026, largest first, with the change on the quarter ended March 31, 2026. Managers file 13F up to 45 days after a quarter ends. 134 managers reported a position.
| Holder | Shares | Change on quarter |
|---|---|---|
| Forager Capital Management, LLC | 4,512,045 | +1,150,319 |
| Neuberger Berman Group LLC | 3,893,025 | +83,113 |
| BlackRock, Inc. | 3,370,232 | +292,572 |
| Findell Capital Management LLC | 2,798,300 | +50,000 |
| Vanguard Capital Management LLC | 1,742,023 | +113,545 |
| Dimensional Fund Advisors LP | 1,663,841 | +300,053 |
| Long Focus Capital Management, LLC | 1,515,777 | 0 |
| Goldman Sachs Group Inc | 1,286,133 | +467,846 |
| Simcoe Capital LLC | 1,134,197 | +131,926 |
| Meros Investment Management, LP | 1,125,231 | +398,846 |
| Boothbay Fund Management, LLC | 1,101,930 | +242,601 |
| Geode Capital Management, LLC | 1,081,651 | +132,849 |
| Two Sigma Investments, LP | 963,560 | +1,919 |
| Millennium Management LLC | 945,987 | -1,307,195 |
| American Century Companies Inc | 822,881 | +371,951 |
| State Street Corp | 797,256 | +44,931 |
| Aqr Capital Management LLC | 752,758 | +63,921 |
| Mackenzie Financial Corp | 656,694 | +168,458 |
| Citadel Advisors LLC | 516,723 | +394,700 |
| Vanguard Portfolio Management LLC | 407,832 | +45,509 |
Insiders
13 insiders reported holding 3,583,568 shares in total, about $41.7M at the last price.
| Holder | Shares |
|---|---|
| Vazquez RaulChief Executive Officer, Director | 1,328,298 |
| Kirscht PatrickChief Credit Officer | 514,665 |
| Bland Douglas KChief Executive Officer, Director | 463,822 |
| Rowles Sean AChief Risk Officer | 382,653 |
| Layton Kathleen I.Chief Legal Officer | 292,006 |
| Lee GinnyDirector | 121,387 |
| Miramontes LouisDirector | 118,972 |
| Minetti CarlosDirector | 88,463 |
| Daswani MohitDirector | 80,883 |
| Schueller Joseph AndrewSVP-Controller, CAO | 71,121 |
Questions about OPRT
What does Oportun Financial Corp do?
Oportun Financial Corp is a company in the Finance sector, listed on NASDAQ as OPRT. Its shares trade on NASDAQ under the ticker OPRT.
What is Oportun Financial Corp's net worth?
Oportun Financial Corp has a market value (market cap) of $534.8M at the latest share price, and shareholders' equity of $433.4M on its balance sheet at September 30, 2026. A company's "net worth" usually means one of these: what the market pays for all its shares, or its assets minus its liabilities.
Is Oportun Financial Corp profitable?
Yes. Over the twelve months to September 30, 2026 it reported net income of $37.2M on revenue of $956M, a net margin of 3.9%.
How much revenue does Oportun Financial Corp make?
Over the twelve months to September 30, 2026 Oportun Financial Corp reported revenue of $956M. That is 0.4% less than a year earlier.
When did Oportun Financial Corp last report?
Its most recent periodic report is the quarterly report (10-Q) filed on November 4, 2026. It covers the period to September 30, 2026.
When is Oportun Financial Corp's next earnings report?
Oportun Financial Corp's next report is expected around January 20, 2027. That is an estimate from its filing rhythm, not a date the company has announced.
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Where the numbers come from
Financial figures are the values Oportun Financial Corp tagged in its own SEC filings (XBRL), taken from the latest filing for each period, so restatements replace older figures. Revenue, profit and cash flow are for full fiscal years unless marked as the last twelve months, which is the sum of the four most recent quarters. Where a company reports only the full year, the fourth quarter is the year minus the first three.
Prices are delayed end-of-day market data in the listing currency, and market cap moves with the price. P/E is shown only when earnings per share are positive. Nothing here is investment advice.