OptimumBank Holdings, Inc. (OPHC)
Operating cash flow minus capital spending left $16.9M of free cash flow in fiscal 2025. Its latest periodic report to the SEC is the quarterly report (10-Q) filed on August 10, 2026.
What OptimumBank Holdings, Inc. does
OptimumBank Holdings, Inc. is registered with the SEC under industry code SIC 6021 (National Commercial Banks). Its shares trade on NYSE under the ticker OPHC.
Revenue and profit by year
Key figures
| Fiscal year | Revenue | Net income | Diluted EPS | Free cash flow |
|---|---|---|---|---|
| 2025 | n/a | $16.6M | $0.71 | $16.9M |
| 2024 | n/a | $13.1M | $0.63 | $14.6M |
| 2023 | n/a | $6.3M | $0.41 | $6.2M |
| 2022 | n/a | $4M | $0.32 | $10M |
| 2021 | n/a | $6.3M | $0.76 | $3.4M |
| 2020 | n/a | -$782K | -$0.13 | -$1.7M |
Latest SEC filings
What OptimumBank Holdings, Inc. has filed recently, newest first. Each links to the original document on SEC EDGAR.
- September 21, 2026
- September 11, 2026Form DEL AM filing DEL AM
- September 10, 2026
- August 19, 2026
- August 14, 2026Passive stake (5% or more) SCHEDULE 13G
- August 13, 2026
- August 10, 2026Quarterly report 10-Q · period to June 30, 2026
- July 24, 2026
- May 12, 2026Quarterly report 10-Q · period to March 31, 2026
- May 5, 2026
Questions about OPHC
What does OptimumBank Holdings, Inc. do?
OptimumBank Holdings, Inc. is registered with the SEC under industry code SIC 6021 (National Commercial Banks). Its shares trade on NYSE under the ticker OPHC.
Is OptimumBank Holdings, Inc. profitable?
Yes. Over the twelve months to June 30, 2026 it reported net income of $20.5M.
When did OptimumBank Holdings, Inc. last report?
Its most recent periodic report is the quarterly report (10-Q) filed on August 10, 2026. It covers the period to June 30, 2026. Its newest filing of any kind is the securities offering prospectus from September 21, 2026.
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Follow OPHC: get an email when it filesWhere the numbers come from
Financial figures are the values OptimumBank Holdings, Inc. tagged in its own SEC filings (XBRL), taken from the latest filing for each period, so restatements replace older figures. Revenue, profit and cash flow are for full fiscal years unless marked as the last twelve months, which is the sum of the four most recent quarters. Where a company reports only the full year, the fourth quarter is the year minus the first three.
Prices are delayed end-of-day market data in the listing currency, and market cap moves with the price. P/E is shown only when earnings per share are positive. Nothing here is investment advice.