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NASDAQ · Finance

Norwood Financial Corp (NWFL)

Norwood Financial Corp brought in $8.5M of revenue over the twelve months to June 30, 2026, up 11.4% from a year earlier. Net income was $28.8M, a net margin of 338.1%. Operating cash flow minus capital spending left $29.2M of free cash flow in fiscal 2025. At June 30, 2026 it held $60.3M in cash. Its latest periodic report to the SEC is the quarterly report (10-Q) filed on August 7, 2026.

Price
$33.78
+0.36% on the day · September 25, 2026
52-week range $23.82 to $35.48
Market cap
$368.3M
Revenue (last 12 months)
$8.5M
+11.4% year on year
Net margin
338.1%
P/E
11.2
on FY2025 diluted EPS

What Norwood Financial Corp does

Norwood Financial Corp is registered with the SEC under industry code SIC 6022 (State Commercial Banks). Its shares trade on NASDAQ under the ticker NWFL.

Revenue and profit by year

Revenue
FY18: $5.7M $5.7M FY18FY19: $5.4M $5.4M FY19FY20: $6.2M $6.2M FY20FY21: $7M $7M FY21FY22: $8.8M $8.8M FY22FY23: $7.1M $7.1M FY23FY24: $7.4M $7.4M FY24FY25: $8M $8M FY25
Net income
FY18: $13.7M $13.7M FY18FY19: $14.2M $14.2M FY19FY20: $15.1M $15.1M FY20FY21: $24.9M $24.9M FY21FY22: $29.2M $29.2M FY22FY23: $16.8M $16.8M FY23FY24: -$160K -$160K FY24FY25: $27.8M $27.8M FY25

Fiscal years as reported in annual reports. Amounts in USD.

Key figures

Fiscal yearRevenueOperating incomeNet incomeDiluted EPSFree cash flow
2025$8Mn/a$27.8M$3.01$29.2M
2024$7.4Mn/a-$160K-$0.02$19.7M
2023$7.1Mn/a$16.8M$2.07$28.4M
2022$8.8Mn/a$29.2M$3.58$28.6M
2021$7Mn/a$24.9M$3.04$27.9M
2020$6.2Mn/a$15.1M$2.09$13M

Latest SEC filings

What Norwood Financial Corp has filed recently, newest first. Each links to the original document on SEC EDGAR.

  1. September 16, 2026
  2. August 28, 2026
  3. August 13, 2026
  4. August 7, 2026
    Quarterly report 10-Q · period to June 30, 2026
  5. July 27, 2026
  6. July 22, 2026
  7. June 18, 2026
  8. June 18, 2026
  9. May 15, 2026
  10. May 8, 2026
    Quarterly report 10-Q · period to March 31, 2026

Recent insider filings (Forms 3, 4 and 144): 10, the latest on September 11, 2026. Insider transactions on SEC

All filings on SEC EDGAR

Questions about NWFL

What does Norwood Financial Corp do?

Norwood Financial Corp is registered with the SEC under industry code SIC 6022 (State Commercial Banks). Its shares trade on NASDAQ under the ticker NWFL.

Is Norwood Financial Corp profitable?

Yes. Over the twelve months to June 30, 2026 it reported net income of $28.8M on revenue of $8.5M, a net margin of 338.1%.

How much revenue does Norwood Financial Corp make?

Over the twelve months to June 30, 2026 Norwood Financial Corp reported revenue of $8.5M. That is 11.4% more than a year earlier.

When did Norwood Financial Corp last report?

Its most recent periodic report is the quarterly report (10-Q) filed on August 7, 2026. It covers the period to June 30, 2026. Its newest filing of any kind is the other event from September 16, 2026.

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Where the numbers come from

Financial figures are the values Norwood Financial Corp tagged in its own SEC filings (XBRL), taken from the latest filing for each period, so restatements replace older figures. Revenue, profit and cash flow are for full fiscal years unless marked as the last twelve months, which is the sum of the four most recent quarters. Where a company reports only the full year, the fourth quarter is the year minus the first three.

Prices are delayed end-of-day market data in the listing currency, and market cap moves with the price. P/E is shown only when earnings per share are positive. Nothing here is investment advice.