Bank of N.T. Butterfield & Son Ltd (NTB)
Bank of N.T. Butterfield & Son Ltd reported revenue of $606.8M in fiscal 2025, up 4.6% from a year earlier. Net income was $231.9M, a net margin of 38.2%. At December 31, 2025 it held $1.7B in cash. Its latest periodic report to the SEC is the annual report (foreign issuer) (20-F) filed on February 18, 2026.
Key facts about Bank of N.T. Butterfield & Son Ltd
- Net worth
- Bank of N.T. Butterfield & Son Ltd has a market value (market cap) of $2.2B at the latest share price, and shareholders' equity of $1.1B on its balance sheet at December 31, 2025. A company's "net worth" usually means one of these: what the market pays for all its shares, or its assets minus its liabilities.
- Revenue and profit
- In fiscal 2025 revenue was $606.8M (+4.6% year on year), with net income of $231.9M.
- Cash flow
- In fiscal 2025 operations brought in $279.6M of cash.
- Latest report
- The latest periodic report (annual report (foreign issuer), 20-F) was filed with the SEC on February 18, 2026 and covers the period to December 31, 2025. Open on SEC EDGAR
- Dividend
- Bank of N.T. Butterfield & Son Ltd declared dividends of $1.88 per share in fiscal 2025.
What Bank of N.T. Butterfield & Son Ltd does
Bank of N.T. Butterfield & Son Ltd is registered with the SEC under industry code SIC 6029 (Commercial Banks, NEC). Its shares trade on NYSE under the ticker NTB.
Revenue and profit by year
Key figures
| Fiscal year | Revenue | Net income | Diluted EPS | Free cash flow |
|---|---|---|---|---|
| 2025 | $606.8M | $231.9M | $5.47 | n/a |
| 2024 | $579.9M | $216.3M | $4.71 | n/a |
| 2023 | $578.6M | $225.5M | $4.58 | n/a |
| 2022 | $549.3M | $214M | $4.29 | n/a |
| 2021 | $499.7M | $162.7M | $3.26 | n/a |
| 2020 | $494.2M | $147.2M | $2.90 | n/a |
Earnings: every quarter and the next report date
Full financial statements: income, balance sheet and cash flow
Where NTB ranks in Finance
Dividends
Bank of N.T. Butterfield & Son Ltd declared $1.88 per share in fiscal 2025. It paid out $77.7M in cash dividends, 34% of its net income.
| Fiscal year | Per share | Paid out | Of profit |
|---|---|---|---|
| 2025 | $1.88 | $77.7M | 34% |
| 2024 | $1.76 | $79.6M | 37% |
| 2023 | $1.76 | $86.2M | 38% |
| 2022 | $1.76 | $87.3M | 41% |
| 2021 | $1.76 | $87.3M | 54% |
| 2020 | $1.76 | $88.9M | 60% |
Latest SEC filings
What Bank of N.T. Butterfield & Son Ltd has filed recently, newest first. Each links to the original document on SEC EDGAR.
- October 27, 2026
- September 18, 2026
- August 31, 2026
- August 14, 2026
- August 14, 2026
- August 5, 2026
- July 27, 2026
- May 28, 2026
- April 28, 2026
- March 2, 2026
Insider trades
What the people running Bank of N.T. Butterfield & Son Ltd did with its shares, from the Form 4 filings they must send the SEC within two business days.
Insiders sold $14.6M worth of shares in the last 90 days and bought none on the open market.
| Date | Insider | What | Shares | Value |
|---|---|---|---|---|
| October 1, 2026 | Pierce IngridDirector | Received as pay | 1,178 | $70K |
| October 1, 2026 | Lynch Mark TDirector | Received as pay | 1,178 | $70K |
| October 1, 2026 | Henton Andrew MichaelDirector | Received as pay | 1,178 | $70K |
| October 1, 2026 | Barbour Alastair William StewartDirector | Received as pay | 1,178 | $70K |
| October 1, 2026 | Cummings Stephen EDirector | Received as pay | 1,178 | $70K |
| October 1, 2026 | Park Meroe SunheeDirector | Received as pay | 1,052 | $62.5K |
| October 1, 2026 | Schreuder Jana RDirector | Received as pay | 1,178 | $70K |
| August 26, 2026 | McWatt MichaelManaging Director, Cayman | Sold | 9,000 | $525.7K |
Who owns NTB
Three views from three kinds of SEC filings, each with its own date. They overlap and are not added up.
5% holders
Largest institutional holders
Insiders
12 insiders reported holding 632,974 shares in total, about $35.6M at the last price.
| Holder | Shares |
|---|---|
| Schrum MichaelChief Financial Officer | 275,247 |
| Lynch Mark TDirector | 235,972 |
| Neff Michael WalterChief Operating Officer | 43,218 |
| Barbour Alastair William StewartDirector | 26,105 |
| Schreuder Jana RDirector | 14,413 |
| McWatt MichaelManaging Director, Cayman | 13,544 |
| Pierce IngridDirector | 7,717 |
| Feldman Jody TerenceManaging Director, Bermuda | 5,713 |
| Wright John RDirector | 5,102 |
| Park Meroe SunheeDirector | 2,920 |
Questions about NTB
What does Bank of N.T. Butterfield & Son Ltd do?
Bank of N.T. Butterfield & Son Ltd is a company in the Finance sector, listed on NYSE as NTB. Its shares trade on NYSE under the ticker NTB.
What is Bank of N.T. Butterfield & Son Ltd's net worth?
Bank of N.T. Butterfield & Son Ltd has a market value (market cap) of $2.2B at the latest share price, and shareholders' equity of $1.1B on its balance sheet at December 31, 2025. A company's "net worth" usually means one of these: what the market pays for all its shares, or its assets minus its liabilities.
Is Bank of N.T. Butterfield & Son Ltd profitable?
Yes. In fiscal 2025 it reported net income of $231.9M on revenue of $606.8M, a net margin of 38.2%.
How much revenue does Bank of N.T. Butterfield & Son Ltd make?
In fiscal 2025 Bank of N.T. Butterfield & Son Ltd reported revenue of $606.8M. That is 4.6% more than a year earlier.
When did Bank of N.T. Butterfield & Son Ltd last report?
Its most recent periodic report is the annual report (foreign issuer) (20-F) filed on February 18, 2026. It covers the period to December 31, 2025. Its newest filing of any kind is the foreign issuer update from October 27, 2026.
Does Bank of N.T. Butterfield & Son Ltd pay a dividend?
Yes. Bank of N.T. Butterfield & Son Ltd declared dividends of $1.88 per share in fiscal 2025.
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Where the numbers come from
Financial figures are the values Bank of N.T. Butterfield & Son Ltd tagged in its own SEC filings (XBRL), taken from the latest filing for each period, so restatements replace older figures. Revenue, profit and cash flow are for full fiscal years unless marked as the last twelve months, which is the sum of the four most recent quarters. Where a company reports only the full year, the fourth quarter is the year minus the first three.
Prices are delayed end-of-day market data in the listing currency, and market cap moves with the price. P/E is shown only when earnings per share are positive. Nothing here is investment advice.